DRO and CCJ - marked as satisfied?

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biggysmaller
biggysmaller Posts: 235 Forumite
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in IVA & DRO
I received a CCJ in May last year - I subsequently had the outstanding sum of the CCJ on a DRO 2 months later. The DRO is now discharged. Am I able to apply to the Courts to have the CCJ marked as satisfied as my credit file?
Thanks in advance.

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  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
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    Hi biggysmaller


    Unfortunately a CCJ cannot be shown as satisfied unless you can show the court you paid the balance of the debt. Although you no longer owe money on the CCJ, you did not actually pay it, and therefore the court will not mark it as satisfied. There is also no option to have a CCJ marked as partially settled.


    Best wishes


    Susie
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • sourcrates
    sourcrates Posts: 28,878 Ambassador
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    The CCJ is quashed under your insolvency, but the entry on your credit file will remain the same for the full six years unfortunately.

    Although debts included in the DRO will be marked as satisfied, your CCJ will not be.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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