Get a grip !

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  • Skint_yet_Again
    Skint_yet_Again Posts: 7,564 Forumite
    First Anniversary Name Dropper First Post
    Am glad it's Friday :j

    Too hot to walk puppy dog she's been in her paddling pool and chasing her ball round the house. I will walk her later when it's cooler.

    2 packs Pepsi max £4 & birthday card for nieces son (great nephew but makes me feel old being a great Aunty :rotfl: ) 59p in newsagents. I had a stamp in my purse from my stash bought with birthday savings.

    DS & his gf are both at work for the evening so it's me and the dog tonight. Am relaxing with my feet up waiting for the sun to go down
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
    First Anniversary First Post
    Puppy is lucky to have a pool that sounds lovely. It is gorgeous here.
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,564 Forumite
    First Anniversary Name Dropper First Post
    edited 13 July 2019 at 10:35AM
    Yesterday I saved £2.99 by taking back faulty dishwasher tablets which were all crumbly. I also avoided a takeaway £8.50 delivered and instead had hot & spicy chicken wings £1.79 from aldi.

    I walked puppy dog last night at 7.30pm when it had cooled down. This morning was sunny with a nice cool breeze when we walked on the common at 8.30am. It's covered in wild flowers and lots of wildlife. Today I saw a bright blue dragonfly and a sparrow hawk hovering.

    Plans for the weekend

    Meet up with friend
    Cut grass
    Hoover dog carpet & kitchen tiled floor
    More decluttering

    I've already scrubbed the patio with zoflora bought in b&m cheap at £3.49 for 500ml.

    All food must be from stores - NO takeaways
    Today breakfast toasted muffin & scrambled egg.
    Lunch - tuna salad
    Dinner - peri peri chicken, roasted veg & halloumi wrap
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
    First Anniversary First Post
    Well done on no takeaways they are so tempting. I hope you had a great walk and a nice meet up with your friend.
    Aiming for a minimal spend 2022
  • ... nieces son (great nephew but makes me feel old being a great Aunty :rotfl: ) ...

    I still have vivid memories of being about 7 (I was that know-it-all kid!) and telling my auntie that if she was my dad's auntie, then that actually made her my great-auntie. She was NOT amused :rotfl::rotfl::rotfl::rotfl::rotfl: Especially as she was actually more active and involved with us (getting down to play on the ground, running round the park with us, playing football) than my not-great-auntie was!

    Very impressive on resisting the takeaways! This was my first full week back at work after my operation (I was back last Thursday) and by Wednesday evening I was wiped out so we ended up having take away as I could barely make it off the sofa, let alone do any cooking!
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,564 Forumite
    First Anniversary Name Dropper First Post
    edited 14 July 2019 at 10:05PM
    Hope you are feeling better Pink !


    I had a bad day yesterday, after walking the dog in the morning I came down with ear imbalance so I was feeling drunk all day :( I spent the rest of the day laid on the sofa, so not much achieved. DS walked the dog in the evening.


    Today I feel much better. I walked the dog this morning and felt ok so I went to meet my friend for lunch. I had Panini and chips & drink for £4.59 at wertherspoons. Then we went for a walk and later had a drink and ice cream £5. :p Managed to stay under my target of £10 :beer:


    Decluttering week 28 week ending 14 July - 15 books into car to drop off at the BHF book bank tomorrow.


    Just to add - have switched my gas and electric tonight. I am with EONv21 and they are on the Cheap Energy club for a lower tariff V22 which is cheaper than V21. I wasn't due to switch, but I have switched via their own website with no exit fees. There is no cashback via cheap energy club, so I switched direct. The fix is for 12 months so at least my gas & electric will be fixed over the winter on a cheaper tariff. If the same company offer another cheaper tariff before the winter I will switch again with them, there is no exit fees if you stay with them but change to another of their tariffs within the 12 months fix.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
    First Anniversary First Post
    I am so sorry about the ear infection. I hope it goes v soon. Well done on swapping your gas supplier. Really well done on decluttering. All is well here.
    Aiming for a minimal spend 2022
  • Thanks Skinty, I'm mostly back to normal. Still avoiding anything too strenuous, including heavy lifting and twisting/stretching but I'm no longer feeling it by the end of the day which is an improvement! I'm so glad you're feeling better, the seasickness/drunken feeling of ear infections is just the worst!!

    That's amazing on the book front. I think I need to try tackling ours again soon. I did them about 3 years ago and got rid of most of mine but my husband absolutely refused to get rid of any of his (eventually he compromised and agreed I could get rid of any duplicates :eek:). I wouldn't mind if he actually read them more than once, but he doesn't! It's going on my ToDo list!!

    Were you on a fixed contract with Eon previously? I'm also with them and my fix is up in October, but if I can switch early to another contract without a penalty fee then I shall investigate it!
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • Skint_yet_Again
    Skint_yet_Again Posts: 7,564 Forumite
    First Anniversary Name Dropper First Post
    edited 18 July 2019 at 8:04PM
    Hi Pink glad to hear you are feeling better. Yes I just changed from one fix to another with eon mine wasn't due until November but I decided to switch now, as long as you stay with them there is no exit fee.


    Took the dog to the sea for her to have a swim yesterday. Its been much cooler today and DS and gf have taken her to the woods.


    Shopping today £31.87 for the rest of week 3 & week 4


    breakfast - cereal or eggs/omelette,
    lunch - ham, tuna or cheese roll & crisps
    snacks - banana, yoghurt, tinned pineapple & cubes of cheese with/without crackers.
    ice cream :o


    dinners -


    pulled pork, chips, broccoli carrots & gravy (tonight)
    2 x chicken kiev & chips & tinned sweetcorn
    chicken curry
    fajitas - chicken, courgettes, peppers, wraps
    fish pie & veg
    2 x 1/2 pizza & chips
    peri peri chicken wraps & salad
    chicken tray bake with roasted veg (courgettes peppers onions) & roasted new potatoes
    chicken & salad with new potato salad

    = 11 meals

    That should last to at least sun 28th July apart from more bananas, yoghurts and milk. Then there will be just 2 more days till payday which I am hoping to use up anything left over.


    Tomorrow I am going to return a curtain rod to the range after work for a refund. Only £3.99, but the money is better in my pocket as the item is not suitable. Am hoping to meet up with a friend and maybe go for carvery but I am waiting to hear back from her as she is at work tonight. On the way home I will also drop off more books at BHF book bank.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
    First Anniversary First Post
    I hope your ear is better. This food planning is v impressive I bet you are saving lots. I hope you can see your friend at the weekend and that you have a decent rest. :j
    Aiming for a minimal spend 2022
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