0%credit card?

Joanne_kelly
Joanne_kelly Posts: 2 Newbie
in Credit cards
Hey, I’m wanting to get a credit card and consolidate my dept, I have two cards that I can do a balance transfer but I also have an over draft so to be able to get 0% do I need to get two different credit cards? 0% balance transfer and a 0% purchase?

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  • MallyGirl
    MallyGirl Posts: 6,617 Senior Ambassador
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    Joanne_kelly wrote: »
    Hey, I’m wanting to get a credit card and consolidate my dept, I have two cards that I can do a balance transfer but I also have an over draft so to be able to get 0% do I need to get two different credit cards? 0% balance transfer and a 0% purchase?

    To pay off an overdraft you need a 0% money transfer card, not a purchases card. There will be a fee of maybe 3 or 4% on this one.

    I have moved your query as it doesn't relate to Stoozing
    I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
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    All views are my own and not the official line of MoneySavingExpert.
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
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    Joanne_kelly wrote: »
    Hey, I’m wanting to get a credit card and consolidate my dept

    How many people in your department? :)
  • T-G-C
    T-G-C Posts: 591 Forumite
    First Post
    Deleted_User wrote: »
    How many people in your department? :)

    Four calling birds, three french hens,
    Two turtle doves and a partridge in a pear tree

    :rotfl::rotfl::rotfl:
    Advice provided from this account does not consist of any professional knowledge. For professional debt advice, please contact either National Debtline or StepChange. Advice may consist of personal experience, opinion and/or informational sources.
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