2018 1% Challenge - 100 ways to make your 1%

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  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
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    Blackberrycurved wrote: »
    NUMBER 7 checking in I now have £70 towards my £110. I feel a bit defeated as I'm still £30 off my first 1% and this was supposed to motivate me I don't think I'm trying hard enough so I'm going to do a budget planner tonight - help. Well done all you proper debt buster people.

    Blackberrycurved - Well done on getting £70 towards your first 1%. Don't feel defeated if it takes a while, however if it is making it seem like too much of an uphill struggle you could always split your debt and tackle a smaller target for the time being? It's completely up to you. My 1% figure is my debt payment target for the year and not 1% of my total debt, as for me it would be far too depressing using the whole debt figure!! You're doing really well. Keep going :)
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • astoryandasong
    astoryandasong Posts: 53 Forumite
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    Hello:-)

    Would love to join. My debt is 10k so 1% is £100 :eek:

    Reading the ways everyone else is managing is really encouraging!
  • lynseydee
    lynseydee Posts: 1,802 Forumite
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    Blackberrycurved wrote: »
    NUMBER 7 checking in I now have £70 towards my £110. I feel a bit defeated as I'm still £30 off my first 1% and this was supposed to motivate me I don't think I'm trying hard enough so I'm going to do a budget planner tonight - help. Well done all you proper debt buster people.
    AdventureWanted wrote: »
    Blackberrycurved - Well done on getting £70 towards your first 1%. Don't feel defeated if it takes a while, however if it is making it seem like too much of an uphill struggle you could always split your debt and tackle a smaller target for the time being? It's completely up to you. My 1% figure is my debt payment target for the year and not 1% of my total debt, as for me it would be far too depressing using the whole debt figure!! You're doing really well. Keep going :)

    Or another way to do it is to concentrate on one debt at a time until the whole debt is more manageable i.e. smallest debt or highest interest, whichever you feel will give you more motivation.
    Did owe £9,951.96

    Now helping hubby pay off loan. Finally paid off :j

    Owe Virgin [STRIKE]£5,950.00 [/STRIKE]at 0% til June 2009 £3,427.89. Owe HSBC [STRIKE]£5,460.78 [/STRIKE]2.9% til May 2010 £3,703.07. Owe Post Office £1,676.62 at 0% til September 2010
  • remote_control
    remote_control Posts: 625 Forumite
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    I agree, I'm just focusing on one debt so I am getting 1-2% a week. If I was doing my whole debt I'd only have got about 2% in the past couple of months.

    number 48, 15% paid off surveys. What a big milestone, really pleased with this.
  • pinkfluffybabe
    pinkfluffybabe Posts: 2,986 Forumite
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    #15 now at 8%
    Not buying unnecessary toiletries 2024 14/53 UU, 11 IN
  • LLM2018
    LLM2018 Posts: 194 Forumite
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    Hello. #21

    I haven't posted in a while, I've reached 17.5% so far.

    :)
    When life throws you a curveball, learn to catch it and throw it back! Feb Grocery Challenge/£100
  • Charleyalmostking
    Charleyalmostking Posts: 148 Forumite
    edited 16 April 2018 at 9:37PM
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    I'd like to join, my goal is £3,000 which is half of our wedding budget
    So my 1% is £30.00
    we want to save up our budget amount before we spend anything

    £304.48 already in the account (10%)
    Wedding Fund: £1107.23 / £2,500 Xmas'18: £100.00 / £300.00 Emergency Fund: £100.00 / £1,000H2B ISA: £30.50
  • vintagebrighton
    vintagebrighton Posts: 598 Forumite
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    #6 at 66%

    Belatedly checking in with a total of 66% towards my goal. I've not updated here but I've been keeping count in my bullet journal!

    I really need to catch up with you all now :D

    VB x
  • LLM2018
    LLM2018 Posts: 194 Forumite
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    #21 checking in with an update of 19% so far

    :)
    When life throws you a curveball, learn to catch it and throw it back! Feb Grocery Challenge/£100
  • remote_control
    remote_control Posts: 625 Forumite
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    Number 48 checking in with 18% paid, so 82% remaining. About £54 until I am at 20%, really looking forward to that milestone but do wish it was happening faster. Clearing about 10% a month so a long way to go.
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