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  • FIRST POST
    • gemmaspencer
    • By gemmaspencer 3rd Jan 18, 2:28 PM
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    gemmaspencer
    NEST or People's Pension?
    • #1
    • 3rd Jan 18, 2:28 PM
    NEST or People's Pension? 3rd Jan 18 at 2:28 PM
    Hello,

    I'm looking for a bit of advice/opinions on NEST and People's Pension.

    I currently have a Scottish Widows pension from a previous job that my new employer pays into, however - my current SW's pension isn't AR complaint, the only AR scheme they have on offer you need a min of 50 employees (I am the only employee at my new job), plus I've worked out my SW's pension is actually pretty rubbish!

    I've been looking into NEST and People's Pension and both have pros/cons.

    NEST seems to have high AMC's for employees but free for employers to use. PP will give me overall a better pension/pay out, low AMC's but costs 500 for my employer to set up (which I feel bad about seeing as it's only going to be for me!).

    Any views/opinions on both schemes would be really helpful.

    TIA, Gemma
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