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  • FIRST POST
    • Futuristic
    • By Futuristic 15th Jul 15, 8:25 PM
    • 820Posts
    • 411Thanks
    Futuristic
    New free credit report Clearscore (Equifax)
    • #1
    • 15th Jul 15, 8:25 PM
    New free credit report Clearscore (Equifax) 15th Jul 15 at 8:25 PM
    MSE Insert:

    Check our Clearscore info and credit score guide for more help.

    Back to the original post...

    --------------

    Has anyone tried this out?

    They receive your history from Equifax it seems but are a completely independent company.

    https://www.clearscore.com

    Looks legitimate:
    https://twitter.com/EquifaxUKB2B/status/621336510672031744

    --EDIT--
    I did end up signing up last night and it seems to be a good 2nd CRA to check. I would assume Equifax is more widely used by credit providers than call credit too?

    It seems quite basic but it has everything you really need which is your history, I like how they will be implementing history graphs and goals as well!

    I also had a issue like others, I had to use my Noddle account to answer some of the questions! However they are using Equifax (of course) whom provide those questions and answers so you need to know them to get the account setup and verified.
    Last edited by Former MSE Andrea; 07-01-2016 at 2:38 PM.
Page 6
    • lisyloo
    • By lisyloo 30th Aug 15, 11:55 AM
    • 25,525 Posts
    • 13,724 Thanks
    lisyloo
    I do hope you don't find yourself on a suckers list.
    I've been using them for a couple of months with no issues.

    I'm not a sucker, I've weighed up the facts and think others should be allowed to make their own decisions.
    It's a shame you don't respect anyone else's opinion and have to resort to name calling simply because someone doesn't agree with you.
    I respect your right to hold your opinion and do as you wish, but I don't respect you for name calling and scaremongering or to assume everyone else with a different opinion is thick.
    Last edited by lisyloo; 30-08-2015 at 4:21 PM.
    • MABLE
    • By MABLE 30th Aug 15, 4:18 PM
    • 3,908 Posts
    • 2,058 Thanks
    MABLE
    I have recently joined Clearscore and note the credit file seems more up to date than Noddle. Noodle are always one month behind but with Clearscore
    some of my accounts were updated on the 16 August.
    • emzky
    • By emzky 31st Aug 15, 12:37 PM
    • 83 Posts
    • 15 Thanks
    emzky
    My credit score is only 320 which I find odd. It does say I'm not on the electoral roll though? Even though I voted from this address last vote. Strange? Could this be why? I have a 0 balance on next who gave me a ridiculous 5k limit. And a very account with 1k limit and a balance of 300.
    • Doc N
    • By Doc N 31st Aug 15, 1:44 PM
    • 7,075 Posts
    • 19,929 Thanks
    Doc N

    I do hope you don't find yourself on a suckers list.
    I've been using them for a couple of months with no issues.

    I'm not a sucker, I've weighed up the facts and think others should be allowed to make their own decisions.
    It's a shame you don't respect anyone else's opinion and have to resort to name calling simply because someone doesn't agree with you.
    I respect your right to hold your opinion and do as you wish, but I don't respect you for name calling and scaremongering or to assume everyone else with a different opinion is thick.
    Originally posted by lisyloo
    It's not an insult - just a technical term:

    http://www.telegraph.co.uk/news/shopping-and-consumer-news/11757106/Con-men-keep-suckers-list-of-200000-likely-victims.html
    • Gingernutty
    • By Gingernutty 31st Aug 15, 3:22 PM
    • 3,519 Posts
    • 10,694 Thanks
    Gingernutty
    Shameless bump over a dead link
    Don't know what I'm doing, but doing it anyway...
    • bertram IX
    • By bertram IX 4th Jan 16, 11:05 AM
    • 17 Posts
    • 1 Thanks
    bertram IX
    Just checked my record with Clearscore, they got the address right but electoral register, credit card and current accounts totally wrong.

    Checked with Equifax, cost 2.00, address wrong, electoral register correct but for wrong address, didn't check accounts. Phone up Equifax and got it put right over the phone. They are supposed to be updating Clearscore.

    Very impressive performance, considering the effect they can have on your life.
    • countdown67
    • By countdown67 27th Jan 16, 1:23 PM
    • 4 Posts
    • 0 Thanks
    countdown67
    Why have ClearScore made an "inquiry" on my equifax acccount?
    Hi

    sorry if I'm posting in the wrong place.

    I've been alerted by equifax (paying... :-( ) that ClearScore have made an "inquiry" on my credit file at Equifax, six times on 21/01/2016.

    It coincides by date with a check by Capital One (Europe) - my credit card provider.

    I've contacted Capital One and they said they don't use ClearScore.

    I'm waiting on a response from Equifax.

    I've not applied for any credit of any kind - last one was talktalk broadband in late November, which shows as normal and is in place.

    Any ideas?

    thanks


    Glen
    • DCFC79
    • By DCFC79 27th Jan 16, 1:49 PM
    • 35,348 Posts
    • 22,308 Thanks
    DCFC79
    Hi

    sorry if I'm posting in the wrong place.

    I've been alerted by equifax (paying... :-( ) that ClearScore have made an "inquiry" on my credit file at Equifax, six times on 21/01/2016.

    It coincides by date with a check by Capital One (Europe) - my credit card provider.

    I've contacted Capital One and they said they don't use ClearScore.

    I'm waiting on a response from Equifax.

    I've not applied for any credit of any kind - last one was talktalk broadband in late November, which shows as normal and is in place.

    Any ideas?

    thank


    Glen
    Originally posted by countdown67
    Have you checked your Equifax report yourself ?
    • countdown67
    • By countdown67 27th Jan 16, 2:09 PM
    • 4 Posts
    • 0 Thanks
    countdown67
    Have you checked your Equifax report yourself ?
    Originally posted by DCFC79
    yes. That shows the following:

    ------
    21/01/2016

    Hide DetailsShow DetailsSearches New/Deleted
    CLEARSCORE , a Miscellaneous company, has made an inquiry against your credit report on 19/01/2016 . If you were not aware of or did not consent to this search, contact CLEARSCORE or Equifax for clarification.
    CLEARSCORE , a Miscellaneous company, has made an inquiry against your credit report on 19/01/2016 . If you were not aware of or did not consent to this search, contact CLEARSCORE or Equifax for clarification.
    CAPITAL ONE (EUROPE) PLC , a Credit Card company, has made an inquiry against your credit report on 19/01/2016 . If you were not aware of or did not consent to this search, contact CAPITAL ONE (EUROPE) PLC or Equifax for clarification.
    CLEARSCORE , a Miscellaneous company, has made an inquiry against your credit report on 19/01/2016 . If you were not aware of or did not consent to this search, contact CLEARSCORE or Equifax for clarification.
    CLEARSCORE , a Miscellaneous company, has made an inquiry against your credit report on 19/01/2016 . If you were not aware of or did not consent to this search, contact CLEARSCORE or Equifax for clarification.
    CAPITAL ONE (EUROPE) PLC , a Credit Card company, has made an inquiry against your credit report on 19/01/2016 . If you were not aware of or did not consent to this search, contact CAPITAL ONE (EUROPE) PLC or Equifax for clarification.
    CLEARSCORE , a Miscellaneous company, has made an inquiry against your credit report on 19/01/2016 . If you were not aware of or did not consent to this search, contact CLEARSCORE or Equifax for clarification.
    CLEARSCORE , a Miscellaneous company, has made an inquiry against your credit report on 19/01/2016 . If you were not aware of or did not consent to this search, contact CLEARSCORE or Equifax for clarification.
    CAPITAL ONE (EUROPE) PLC , a Credit Card company, has made an inquiry against your credit report on 19/01/2016 . If you were not aware of or did not consent to this search, contact CAPITAL ONE (EUROPE) PLC or Equifax for clarification.
    ------

    I've had quite a quick response from ClearScore messaging, saying that an account had been opened on ClearScore, with my details. They've now blocked that account.

    It concerns me because when I signed up for Equifax, the long list of questions and answers required (relating to bank and credit cards from 5 years ago etc) made it difficult for ME to set up the equifax account. On that basis, I'm assuming ClearScore is not as rigorous?

    Anyway, for interest, I'll keep you updated with the next response from ClearScore.

    I'll contact my bank and Credit card company now too.

    thanks

    Glen
    • letmefree
    • By letmefree 8th Feb 16, 3:18 PM
    • 173 Posts
    • 95 Thanks
    letmefree
    Noodle 3/5 - 592
    Clearscore 379
    Experian 879
    • glentoran99
    • By glentoran99 3rd May 16, 4:08 PM
    • 5,471 Posts
    • 4,666 Thanks
    glentoran99
    According to clearscore my defaults have gone? Think something has gone wrong! the accounts are still there
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