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  • FIRST POST
    • muppets
    • By muppets 18th Dec 18, 1:24 PM
    • 1,027Posts
    • 6,464Thanks
    muppets
    Pay ALL your debt off by Xmas 2019
    • #1
    • 18th Dec 18, 1:24 PM
    Pay ALL your debt off by Xmas 2019 18th Dec 18 at 1:24 PM
    Welcome to Pay ALL Your Debt Off By Xmas 2019!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2019.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!


    Official MoneySavingExpert insert, 14 Jan:

    Want to join the challenge? Please post your debt amount on this thread and ask to join. Muppets will assign you a special number (eg, #001), which you'll then start all your posts with.

    You can also get help in the Debt free wannabe board and Debt Help guide.

    If you haven’t already, join the forum to join in the challenge.

    Good luck everyone and thanks to muppets for the original post!

    This Forum tip was included in MoneySavingExpert.com's weekly email!
    Last edited by Former MSE Andrea; 15-01-2019 at 4:07 PM.
    PAYDBX 2019 - #01 Pd £12,915.19 / £17,000 - 75.97%
    SPC12 #59
    MFiT-T5 #36
    3-6 mth EF #5
    Ä2,445 / 11,100
    Mortgage - PD 100,861.55/ 271,495.07 37.15% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 86
    • AdventureWanted
    • By AdventureWanted 21st Nov 19, 7:45 AM
    • 1,311 Posts
    • 4,541 Thanks
    AdventureWanted
    £20 paid to CC today. Now at #29 £14,265.60 / £15,000.
    • Snoopy14
    • By Snoopy14 22nd Nov 19, 7:51 PM
    • 13 Posts
    • 69 Thanks
    Snoopy14
    Hi,
    Have paid £170 off the barclaycard so
    Number 152 now at £5680/£9127.38 62.23%

    Well done everyone
    • xebruary
    • By xebruary 25th Nov 19, 9:34 PM
    • 45 Posts
    • 144 Thanks
    xebruary
    Minimum payments made for the month, with the intention of clearing some larger sums later.

    #173 Paid £30.07 = £3,220.60 / £5,938
    Last edited by xebruary; 25-11-2019 at 9:38 PM.
    • BlackCoffeeNoSugar
    • By BlackCoffeeNoSugar 26th Nov 19, 12:57 PM
    • 531 Posts
    • 2,350 Thanks
    BlackCoffeeNoSugar
    Sent £70 to the CC just now - £400 to go! Thatís just over 90% paid off

    #04 - £3,761 / £4,161
    Debt at Nov 2017: £8,619 Debt at Dec 2018: £4,161 Debt at Nov 2019: £0
    Pay ALL your debt off by Xmas 2019 #04 - £4,161 / £4,161
    • abba1772
    • By abba1772 27th Nov 19, 8:19 AM
    • 6,408 Posts
    • 26,031 Thanks
    abba1772
    Morning

    Sent £90 towards hubby's credit card

    Brings my total to £13179.28 / £10000
    NEXT TARGET BARCLAYCARD WAS 04.09.19 £4299.29 NOW £0
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13179.28
    • Purplemumof2
    • By Purplemumof2 27th Nov 19, 9:41 AM
    • 7,567 Posts
    • 29,289 Thanks
    Purplemumof2
    Morning,

    Payments made.

    #041 £5067.99/5604.30

    Doubtful that I will hit my target this year but I will get close.

    Pmo2
    xx
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    BC: £4160.00 Lloyds: £8100.00 OD £2000 MBNA: GONE
    Dec LTW 6/13
    PAYDBX 2019 #041 PD £5067.99/£5604.30
    Xmas Pot £885.45/£500 ~ EF £240/£500 ~ OD £0/£2000
    20p Savers 2020 £2 Savers 2020 50p Savers 2020 SPC 13 2020 #003
    • Nicnak
    • By Nicnak 27th Nov 19, 7:34 PM
    • 2,455 Posts
    • 14,662 Thanks
    Nicnak
    Morning,

    Payments made.

    #041 £5067.99/5604.30

    Doubtful that I will hit my target this year but I will get close.

    Pmo2
    xx
    Originally posted by Purplemumof2
    very close indeed!!
    September 6th 2017 - Updated February 2019
    Credit Card £0 now: £0 Dad £1500 = £0 Consolidation £15,000 = £8,200 Total = £25,330 £8,200 67% gone EMF #252 = £500/£1000
    Sealed pot challenge #024
    Pay off all your debts by Christmas #071
    • BlackCoffeeNoSugar
    • By BlackCoffeeNoSugar 28th Nov 19, 7:19 AM
    • 531 Posts
    • 2,350 Thanks
    BlackCoffeeNoSugar
    Itís payday, so Iíve sent £80 to the CC

    #04 - £3,841 / £4,161
    Debt at Nov 2017: £8,619 Debt at Dec 2018: £4,161 Debt at Nov 2019: £0
    Pay ALL your debt off by Xmas 2019 #04 - £4,161 / £4,161
    • BlackCoffeeNoSugar
    • By BlackCoffeeNoSugar 29th Nov 19, 10:15 AM
    • 531 Posts
    • 2,350 Thanks
    BlackCoffeeNoSugar
    Final £320 payment made - I’m debt free

    #04 - £4,161 / £4,161
    Debt at Nov 2017: £8,619 Debt at Dec 2018: £4,161 Debt at Nov 2019: £0
    Pay ALL your debt off by Xmas 2019 #04 - £4,161 / £4,161
    • abba1772
    • By abba1772 29th Nov 19, 2:30 PM
    • 6,408 Posts
    • 26,031 Thanks
    abba1772
    Final £320 payment made - Iím debt free

    #04 - £4,161 / £4,161
    Originally posted by BlackCoffeeNoSugar

    Fantastic well done
    NEXT TARGET BARCLAYCARD WAS 04.09.19 £4299.29 NOW £0
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13179.28
    • BlackCoffeeNoSugar
    • By BlackCoffeeNoSugar 29th Nov 19, 10:14 PM
    • 531 Posts
    • 2,350 Thanks
    BlackCoffeeNoSugar
    Fantastic well done
    Originally posted by abba1772
    Thank you Abba, I took a lot of inspiration from your constant debt-busting, you've done incredibly well
    Debt at Nov 2017: £8,619 Debt at Dec 2018: £4,161 Debt at Nov 2019: £0
    Pay ALL your debt off by Xmas 2019 #04 - £4,161 / £4,161
    • bestlifenow
    • By bestlifenow 30th Nov 19, 8:19 AM
    • 207 Posts
    • 918 Thanks
    bestlifenow
    Final £320 payment made - Iím debt free

    #04 - £4,161 / £4,161
    Originally posted by BlackCoffeeNoSugar
    Congratulations BlackCoffeeNoSugar

    Well done :
    DFW Make £10 a day December £0/£155 NSD December 0/7

    PAYDBX 2019 #008 £8094/£8094 £0 to go
    • arc_cutter
    • By arc_cutter 1st Dec 19, 8:32 AM
    • 68 Posts
    • 507 Thanks
    arc_cutter
    Good morning All,

    just to say #03 made £300 in payments in November.
    DFXMAS 2015 Total £4893.66 / £21,197.29 /23.08%
    DFXMAS 2016 Total £3783.97 / £17626.13 /21.46%
    DFXMAS 2017 Total £3902.37 / £18927.72 /20.62%
    DFXMAS 2018 Total £4746.36 / £18528.62 /25.62%
    DFXMAS 2019 Total £3650 /£17568.99/20.78%
    • abba1772
    • By abba1772 2nd Dec 19, 7:55 AM
    • 6,408 Posts
    • 26,031 Thanks
    abba1772
    Morning

    Sent £28.90 towards the Halifax

    Brings my total to £13208.18 / £10000
    NEXT TARGET BARCLAYCARD WAS 04.09.19 £4299.29 NOW £0
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13179.28
    • Deni debt-free dreamer
    • By Deni debt-free dreamer 3rd Dec 19, 10:34 PM
    • 317 Posts
    • 3,177 Thanks
    Deni debt-free dreamer
    Hi everyone
    Not posted for ages but have been paying debt
    #96 now at £3265/£4500
    Hoping to pay off a bit more before Christmas
    Deni
    x
    Sealed pot challenge member #118

    Pay ALL your debt off by Xmas 2019 #96
    Total CCs 2,370.05/4,500

    £2 savers club 33
    • Nicnak
    • By Nicnak 4th Dec 19, 7:31 PM
    • 2,455 Posts
    • 14,662 Thanks
    Nicnak
    071 = £9910/£10,000 = 99%.

    Just need to find £90 now before 1st January!
    September 6th 2017 - Updated February 2019
    Credit Card £0 now: £0 Dad £1500 = £0 Consolidation £15,000 = £8,200 Total = £25,330 £8,200 67% gone EMF #252 = £500/£1000
    Sealed pot challenge #024
    Pay off all your debts by Christmas #071
    • Honeysucklelou2
    • By Honeysucklelou2 5th Dec 19, 6:59 AM
    • 2,148 Posts
    • 11,309 Thanks
    Honeysucklelou2
    Made a payment of £30 so new total is

    #93 £1241.29/£10,100
    paydbx2019 #93 £1241.29/£10,100 .
    EF £70. SPC 141

    # savings# £17. Oven. £0 / £403
    • cybertortoise
    • By cybertortoise 5th Dec 19, 1:24 PM
    • 144 Posts
    • 1,023 Thanks
    cybertortoise
    Sorry for my lack of check ins, this year has flown by!

    By the end of this year I will have paid £3832.60 of my £4000 target. That's 95.8%. Although I'd have liked to make 100%, I'm so happy with this. I aim to pay off all of my debts in 2020, I have £9653.06 left to pay. It's the first time I have had less than £10k debt in years.
    Fresh start & LBM #3: 29.08.17 ~ Debt at highest: £23,583.27 ~ 26/12/18: £13,389.66 ~ 05.12.2019: £9653.06 ~ DFD aim: 31/12/2021 31/12/2020 ~ PAYDOB 2019 #32 : £3832.60/£4000 = 95.8% ~ 2019 1% Challenge #2: 95.8% (£4000 target) ~ Frugal Living Challenge 2020
    • abba1772
    • By abba1772 5th Dec 19, 6:40 PM
    • 6,408 Posts
    • 26,031 Thanks
    abba1772
    Thank you Abba, I took a lot of inspiration from your constant debt-busting, you've done incredibly well
    Originally posted by BlackCoffeeNoSugar

    So sorry I missed this post

    Thank you.......it's been a tough slog but hoping by the end of 2020 all we will have is the finance on the car and that's it xx

    Determined for sure xx
    NEXT TARGET BARCLAYCARD WAS 04.09.19 £4299.29 NOW £0
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13179.28
    • Nicnak
    • By Nicnak 5th Dec 19, 7:13 PM
    • 2,455 Posts
    • 14,662 Thanks
    Nicnak
    071 paid another £40. That's 9950/10k so 99.5%.

    x
    September 6th 2017 - Updated February 2019
    Credit Card £0 now: £0 Dad £1500 = £0 Consolidation £15,000 = £8,200 Total = £25,330 £8,200 67% gone EMF #252 = £500/£1000
    Sealed pot challenge #024
    Pay off all your debts by Christmas #071
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