Bank withdrawal

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JohnLock
JohnLock Posts: 74 Forumite
edited 5 August 2018 at 2:26PM in Budgeting & bank accounts
Hi,

If my partner gave me her Lloyds bank card, can I go into the bank (as a man, her partner) and withdraw £3k cash from her account at a cashier, without her being there?

Or will they spot that I'm a man using a women's account and lock the account?

I know her pin number etc.
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  • alanq
    alanq Posts: 4,216 Forumite
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    I doubt that you could withdraw anything near £3k cash, even with your own bank card, without prior arrangement and questions being asked.


    At the very least your partner risks losing her bank account for sharing her PIN in breach of the bank's Ts&Cs.
  • JohnLock
    JohnLock Posts: 74 Forumite
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    My partner is on holiday though and phoned me to ask me to withdraw the money to pay off a debt.

    What if I call her while at the cashier and have the cashier speak to her to confirm she gives me her permission to make the withdrawal?
  • pramsay13
    pramsay13 Posts: 1,951 Forumite
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    Why not use phone or internet banking to transfer the money to you and then you can withdraw in cash if required.
    Can the debt not be paid some other way?
  • JohnLock
    JohnLock Posts: 74 Forumite
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    No, my partner's account doesn't have telephone or internet banking set up because it's a new account and she hasn't got round to doing it yet.
  • worried_jim
    worried_jim Posts: 11,631 Forumite
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    This sounds dodgy AF.
  • JohnLock
    JohnLock Posts: 74 Forumite
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    omg, shouldn't have asked here, load of jobsworths on this website
  • surreysaver
    surreysaver Posts: 4,105 Forumite
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    JohnLock wrote: »
    omg, shouldn't have asked here, load of jobsworths on this website

    We're only telling you what the would happen if you did it. Tell you what, why not pop down the bank tomorrow and proceed with your plan. You can then come back on here and tell us how wrong we all are and how smoothly it went.
    I consider myself to be a male feminist. Is that allowed?
  • surreysaver
    surreysaver Posts: 4,105 Forumite
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    JohnLock wrote: »
    No, my partner's account doesn't have telephone or internet banking set up because it's a new account and she hasn't got round to doing it yet.

    Why didn't she set it up at the same time as opening the account? Why did she not organise repayment of the debt before going on holiday?
    I consider myself to be a male feminist. Is that allowed?
  • EarthBoy
    EarthBoy Posts: 3,040 Forumite
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    JohnLock wrote: »
    omg, shouldn't have asked here, load of jobsworths on this website

    Loads of idiots asking stupid questions too.
  • MovingForwards
    MovingForwards Posts: 16,921 Forumite
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    My bank address me by name when I am withdrawing/paying in cash as it shows up on their screen I imagine.

    In answer to your question, no, you cannot walk into her bank, with her card and her pin to withdraw 3k.

    More than likely the card will be taken off you, her account frozen and a letter waiting for when she comes back from her holiday.
    Mortgage started 2020, aiming to clear it in 2026.
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