The Mortgage Free in Three - Take 4 challenge (MFiT-T4)

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Comments

  • trix-a-belle
    trix-a-belle Posts: 1,480 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
    Thanks I knew there would be some, got the above noted and form link is now working for me so please can someone give it a shot again

    VoucherMan you are on the editing list for T4 form and spreadsheet, thank you for your assistance
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • ajmoney
    ajmoney Posts: 6,229 Forumite
    Name Dropper First Anniversary First Post
    I am hoping that I have managed to set an achievable target this time. I have used my OP spreadsheet to forecast the possible total in 3 years time and rounded it down. Can we provide a proper start figure closer to the time?

    Thanks for doing this guys x
    MFW 2024 No. 7 £400/£1200 MFiT-T6 No. 70 £14950.12/£22787.04
  • Suffolk_lass
    Suffolk_lass Posts: 9,332 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Oh yes please! :T I have registered and set an ambitious new target in the context of a further net pay reduction in April when my employer's "serps opt out" ends and my National Insurance contribution will increase, no planned pay increases and an additional car on finance as of this month for the next 3 years. I might need to look at that last one in a few months. Other than this I must continue to pay down our mortgage or I cannot retire for even longer.

    Thanks for setting this up Trix, much appreciated! :A Off to update my sig...

    Good luck everyone
    SL
    Save £12k in 2024 - #2 target is £5000 only £798.34 so far
    OS Grocery Challenge 2024 25.04% spent or £754.10/£3,000 annual
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My Debt Free Diary Get a grip Woman
  • Floxxie
    Floxxie Posts: 2,852 Forumite
    Combo Breaker First Post First Anniversary
    I am so excited about this challenge! I took part in one a long time ago but have since lost a husband and gained an extra house.

    Thanks for setting this up :beer:
    Mortgage start September 2015 £90000 MFiT #06
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
    First Anniversary Name Dropper Photogenic First Post
    :Thank you for all your Hard Work:A

    I think I have registered - it states at the end - page 4 Thanks for providing an update (?) if this is not the correct messgae at the end, could someone let me know what i'm doing wrong. :)
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • trix-a-belle
    trix-a-belle Posts: 1,480 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
    You managed it frayed knot, I'll hunt down your diary link

    Ajmoney yes provide a more up to date figure nearer the time through 'update objective'

    Others who have been on T3 I will carry peoples numbers over if you'd like? (spotted my form blooper of T3 challenge number) put it in the challenger number box if you do
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • shangaijimmy
    shangaijimmy Posts: 3,796 Forumite
    Name Dropper First Anniversary First Post
    Signed up very excitedly! If you still would like a reserve, for the reserve, reserve helper I don't mind helping out!
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34
    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • dano17439
    dano17439 Posts: 366 Forumite
    First Anniversary First Post
    Just registered for my first challenge. LETS DO THIS!!!
  • Lomcevak
    Lomcevak Posts: 1,023 Forumite
    First Post First Anniversary Name Dropper
    Hurrah! After going from £186k to £135k in MFiT-T3, i'm looking to go from £135k to £60k in MFiT-T4 :D
    £40k-in-’23#18 £78,628.29/40,000 (196.57%)
  • VoucherMan
    VoucherMan Posts: 2,771 Forumite
    Name Dropper First Post First Anniversary
    Well I had hoped to clear mine in the next 3 years, but a change in spending plans has made that unlikely.
    New car needed, new bathroom wanted!

    I'll still give it a good try though.:)
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