Spent 4 years pretending it's all OK

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  • Narola1976
    Narola1976 Posts: 529 Forumite
    First Anniversary First Post Name Dropper
    NoOneAround wrote: »
    Thank you for popping in and posting Narola:) We didn''t have time to go as far as Port Elizabeth on our whistle stop tour but the parts of SA we did see are very beautiful - lots of contrast in landscape in the different areas. The flights/ holiday has cost a small fortune (or a big fortune relative to our means!) but it was worth every penny - am grateful to my son for being interested in rugby and wanting to go on the school tour - otherwise I would not have considered such a holiday at the moment :)
    I assume you still have family back in SA?

    NOA
    x

    Hi NOA. Yes all my family live in SA. We have lived in UK for 14 years. It's been hard having no family support system. PE isn't very big but also lovely beaches.
    Starting Total in September 2019 = £38287.77
    Current Total = £25534.10
    33% of debt paid off so far

    Debt Free by Christmas September August July June 2023!
  • NoOneAround
    NoOneAround Posts: 1,822 Forumite
    Name Dropper First Anniversary Combo Breaker First Post
    Narola1976 wrote: »
    Hi NOA. Yes all my family live in SA. We have lived in UK for 14 years. It's been hard having no family support system. PE isn't very big but also lovely beaches.

    It's hard without local family support Narola :(
    Hope you manage to make a visit back home soon.
    NOA
    x
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
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  • NoOneAround
    NoOneAround Posts: 1,822 Forumite
    Name Dropper First Anniversary Combo Breaker First Post
    :T:T:T:T:T
    GCSE Results Day. DS did himself proud with clean sweep of A*
    One very proud mummy here, pat myself on the back for job well done :rotfl::rotfl::D
    Hit town frugal style with good old Cluubkard and family 3 -course meal out. Just paid £30 + £10 tip (rest was £78 in vouchers:money::money::eek:

    sorry- I'll go now :D

    NOA
    x
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    NoOneAround wrote: »
    :T:T:T:T:T
    GCSE Results Day. DS did himself proud with clean sweep of A*
    One very proud mummy here, pat myself on the back for job well done :rotfl::rotfl::D
    Hit town frugal style with good old Cluubkard and family 3 -course meal out. Just paid £30 + £10 tip (rest was £78 in vouchers:money::money::eek:

    sorry- I'll go now :D

    NOA
    x

    congratulations to ds.. what a clever family you are...! Holiday sounds fab, you'll have to start saving for your next one now...!!!

    Love Puzz. x
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY     http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • Cherryfudge
    Cherryfudge Posts: 10,032 Forumite
    First Post First Anniversary Name Dropper
    Wow - fantastic! A very well-earned meal out. :)
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

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  • Narola1976
    Narola1976 Posts: 529 Forumite
    First Anniversary First Post Name Dropper
    That's brilliant very well done
    Starting Total in September 2019 = £38287.77
    Current Total = £25534.10
    33% of debt paid off so far

    Debt Free by Christmas September August July June 2023!
  • NoOneAround
    NoOneAround Posts: 1,822 Forumite
    Name Dropper First Anniversary Combo Breaker First Post
    Puzzcat wrote: »
    congratulations to ds.. what a clever family you are...! Holiday sounds fab, you'll have to start saving for your next one now...!!!
    Thank You Puzz :) I always did have a travel bug which has had to be suppressed for a very long time, think I has resurfaced again and I think you are right about starting saving ;) x

    Love Puzz. x
    Cherryfudge wrote: »
    Wow - fantastic! A very well-earned meal out. :)
    Thank You Cherryfudge :) x
    Narola1976 wrote: »
    That's brilliant very well done
    Thanks You Narola :) x
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • NoOneAround
    NoOneAround Posts: 1,822 Forumite
    Name Dropper First Anniversary Combo Breaker First Post
    Logged on to a message from MSE saying I have earned my 3-year anniversary badge.
    Seems like a long time to have taken 5,524 steps of our 72,520 step journey towards debt freedom from our unsecured debt burden.
    Better slowly than not at all, I guess.

    Having a day of catching up on piles of paperwork today. Went to stay with mum for a couple of days, DD away with bf, DS has several days of rugby preseason training - he 's hoping to make the A team but I would rather he didn't :o I think it gets a whole lot rougher (not a big fan of contact sport myself).

    Have a good day everyone, I have lots of catching up on diaries to do in my breaks...

    NOA
    x
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • DrSpendLittle
    DrSpendLittle Posts: 698 Forumite
    Debt-free and Proud!
    Hiya, just dropping in to say hi! I've read your diary from start to finish (took a few weekends!) and it seems you've done incredibly well given the circumstances you've faced over that time. Glad to see you were able to keep DS in school and that DD had a successful journey through uni! And over 7% paid off now, great result so far! Will keep dropping in with interest! DSL
  • Narola1976
    Narola1976 Posts: 529 Forumite
    First Anniversary First Post Name Dropper
    NoOneAround wrote: »
    Logged on to a message from MSE saying I have earned my 3-year anniversary badge.
    Seems like a long time to have taken 5,524 steps of our 72,520 step journey towards debt freedom from our unsecured debt burden.
    Better slowly than not at all, I guess.
    x

    Hi NOA...don't be discouraged...if you hadn't started, you probably would have been in a far worse position. As you say slowly is better than not at all. Yes, it is a long road ahead for most of us, but in 3 years you have reduced the debt which is what matters most. Some of us, i.e me, increased the debt significantly in that same time frame. The important thing is that you haven't given up. Every step in the right direction no matter how slow or how small is a victory. I read somewhere...it doesn't matter how slow you are...forward is still forward. So well done you!
    Starting Total in September 2019 = £38287.77
    Current Total = £25534.10
    33% of debt paid off so far

    Debt Free by Christmas September August July June 2023!
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