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  • FIRST POST
    • LeeBalders
    • By LeeBalders 17th Nov 14, 12:19 PM
    • 38Posts
    • 34Thanks
    LeeBalders
    Yorkshire & Clydesdale Banks offering 150 for switching
    • #1
    • 17th Nov 14, 12:19 PM
    Yorkshire & Clydesdale Banks offering 150 for switching 17th Nov 14 at 12:19 PM
    The Daily Mail are reporting that Clydesdale and Yorkshire banks are now offering 150 to switch to one of their current accounts. They require a 1000 pay-in each month but no direct debits mentioned (guessing the article was referring to the Current Account Direct).
Page 1
    • Fruit and Nut Case
    • By Fruit and Nut Case 17th Nov 14, 12:31 PM
    • 3,982 Posts
    • 2,973 Thanks
    Fruit and Nut Case
    • #2
    • 17th Nov 14, 12:31 PM
    • #2
    • 17th Nov 14, 12:31 PM
    The Daily Mail are reporting that Clydesdale and Yorkshire banks are now offering 150 to switch to one of their current accounts. They require a 1000 pay-in each month but no direct debits mentioned (guessing the article was referring to the Current Account Direct).
    Originally posted by LeeBalders
    http://www.dailymail.co.uk/money/saving/article-2837635/Clydesdale-Yorkshire-Banks-offer-new-customers-150-switch-current-accounts.html
    Are you for real? - Glass Half Empty??
    • leeroy2009
    • By leeroy2009 17th Nov 14, 12:47 PM
    • 577 Posts
    • 225 Thanks
    leeroy2009
    • #3
    • 17th Nov 14, 12:47 PM
    • #3
    • 17th Nov 14, 12:47 PM
    just seen this, requires a grand a month (no problem to the likes of us on here) just trying to find out if there is any dd requirements?
    • leeroy2009
    • By leeroy2009 17th Nov 14, 12:50 PM
    • 577 Posts
    • 225 Thanks
    leeroy2009
    • #4
    • 17th Nov 14, 12:50 PM
    • #4
    • 17th Nov 14, 12:50 PM
    full terms and conditions for the Clydesdale bank offer (pdf)


    http://www.cbonline.co.uk/resources/0956a153-3298-45a4-93e9-2d502d2bd3a4/CB-current-account-switch-offer-CB0816.pdf
    • leeroy2009
    • By leeroy2009 17th Nov 14, 12:51 PM
    • 577 Posts
    • 225 Thanks
    leeroy2009
    • #5
    • 17th Nov 14, 12:51 PM
    • #5
    • 17th Nov 14, 12:51 PM
    no mention of dds? looks like im having myself 150 for christams




    CURRENT ACCOUNT CASH INCENTIVE TERMS & CONDITIONS
    ELIGIBLE CUSTOMERS
    1. You are eligible for this offer if:
    (a) you hold a current account with another bank or building society and you meet the Qualifying Criteria outlined below; and
    (b) either:
    (i) you do not already hold a Personal or Private current account with Clydesdale Bank or Yorkshire Bank as at 17th November 2014 and you open a Personal or Private current account with us on or after that date; or
    (iii) you already hold a Personal or Private current account with us, and have paid in less than an average of 1000 per month over the 6 month period prior to 17th November 2014 into that account, or since you opened that account if that is a shorter period of time.
    QUALIFYING CRITERIA FOR THIS OFFER
    2. To qualify, you must:
    (a) complete a full current account switch to one of our Personal or Private current accounts using the Current Account Switch Service, which includes the completion of an Account Closure Instruction for your Old Account:
    (i) the Current Account Switch Agreement must be signed during the period from 17th November 2014 to 28th February 2015; and
    (ii) the full switch must be completed within 21 days of the date you sign the agreement, and
    (b) credit your account with at least 1000 in a single payment within 31 calendar days following your switch completion date, provided:
    (i) this does not include any balance transferred as part of your full switch; and
    (ii) this does not include any internal transfers from any other Clydesdale Bank or Yorkshire Bank Personal or Private current account you hold with us (either in your sole name or held jointly with someone else).
    PAYMENT
    3. If you meet the terms and conditions of this offer, we will credit 150 to your account within 60 calendar days of your first 1000 minimum single payment into your account.
    4. If you open a joint account with us, the account will be eligible for only one payment of 150.
    OTHER CONDITIONS
    5. We may withdraw this offer at any time. If we do withdraw the offer, you won’t qualify for the payment unless you have signed the Current Account Switch Agreement before the offer is withdrawn.
    6. All applications for Personal or Private current accounts are subject to credit status. You must be at least 18 years old to apply for the Signature Account, Current Account Control, Current Account Direct or Private Current Account.
    Clydesdale Bank PLC. Registered in Scotland (No. SC001111). Registered Office: 30 St Vincent Place, Glasgow, G1 2HL CB0816
    • Fruit and Nut Case
    • By Fruit and Nut Case 17th Nov 14, 12:56 PM
    • 3,982 Posts
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    Fruit and Nut Case
    • #6
    • 17th Nov 14, 12:56 PM
    • #6
    • 17th Nov 14, 12:56 PM
    Yorkshire Bank version:
    http://www.ybonline.co.uk/resources/1a4fedbe-4b63-4285-ad15-07d5e291130f/YB-current-account-switch-offer-YB0816.pdf
    Are you for real? - Glass Half Empty??
    • LeeBalders
    • By LeeBalders 17th Nov 14, 1:01 PM
    • 38 Posts
    • 34 Thanks
    LeeBalders
    • #7
    • 17th Nov 14, 1:01 PM
    • #7
    • 17th Nov 14, 1:01 PM
    I've already got the YB account, and it doesn't require any DDs. Shame it's dropped to 2% now but my husband's just been told he's switching!
    • leeroy2009
    • By leeroy2009 17th Nov 14, 1:02 PM
    • 577 Posts
    • 225 Thanks
    leeroy2009
    • #8
    • 17th Nov 14, 1:02 PM
    • #8
    • 17th Nov 14, 1:02 PM
    looks like a switch n ditch is going ahead for a few of us, only downside is it appears you cant apply online for this offer and I don't like opening new accounts via phone, but for 150 I can deal with that.
    • Fruit and Nut Case
    • By Fruit and Nut Case 17th Nov 14, 1:59 PM
    • 3,982 Posts
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    Fruit and Nut Case
    • #9
    • 17th Nov 14, 1:59 PM
    • #9
    • 17th Nov 14, 1:59 PM
    One new Clydesdale Current Account Direct opened. Have to apply for switch when the paperwork arrives.
    Are you for real? - Glass Half Empty??
    • leeroy2009
    • By leeroy2009 17th Nov 14, 2:03 PM
    • 577 Posts
    • 225 Thanks
    leeroy2009
    One new Clydesdale Current Account Direct opened. Have to apply for switch when the paperwork arrives.
    Originally posted by Fruit and Nut Case


    you just had to be the first didn't you.
    • Fruit and Nut Case
    • By Fruit and Nut Case 17th Nov 14, 2:10 PM
    • 3,982 Posts
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    Fruit and Nut Case
    you just had to be the first didn't you.
    Originally posted by leeroy2009
    Phoned them on 08002346550 and spoke with a nice Scottish lassie.
    Are you for real? - Glass Half Empty??
    • castle96
    • By castle96 17th Nov 14, 2:40 PM
    • 1,919 Posts
    • 348 Thanks
    castle96
    "just seen this, requires a grand a month (no problem to the likes of us on here) just trying to find out if there is any dd requirements?"

    No, just a one off 1k !!
    • leeroy2009
    • By leeroy2009 17th Nov 14, 2:46 PM
    • 577 Posts
    • 225 Thanks
    leeroy2009
    exactly a early Christmas bonus, if they want to give away money like that then so be it, let the switching commence.
    • pinkdalek
    • By pinkdalek 17th Nov 14, 2:53 PM
    • 1,295 Posts
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    pinkdalek
    Can't seem to apply online though which seems a bit backwards.
    • colsten
    • By colsten 17th Nov 14, 2:57 PM
    • 11,029 Posts
    • 10,318 Thanks
    colsten
    looks like im having myself 150 for christams
    Originally posted by leeroy2009
    Be prepared that this will be Christmas 2015 as opening a current account with CB/YB has historically been painfully slow.

    Still a good offer.
    • leeroy2009
    • By leeroy2009 17th Nov 14, 2:58 PM
    • 577 Posts
    • 225 Thanks
    leeroy2009
    Be prepared that this will be Christmas 2015 as opening a current account with CB/YB is hsitorically painfully slow.

    Still a good offer.
    Originally posted by colsten

    indeed, ill just borrow 150 from myself and pay it back when they cough up.
    • MrSilk
    • By MrSilk 17th Nov 14, 3:05 PM
    • 1,105 Posts
    • 931 Thanks
    MrSilk
    Tempting but a bank that doesn't accept online applications?, no thanks. I presume everything is done by snail mail too.
    • pinkdalek
    • By pinkdalek 17th Nov 14, 3:05 PM
    • 1,295 Posts
    • 768 Thanks
    pinkdalek
    You also get it 60 days after the first qualifying 1000 has been paid in so think of it has a boost for January after we're all skint!
    • castle96
    • By castle96 17th Nov 14, 3:08 PM
    • 1,919 Posts
    • 348 Thanks
    castle96
    Done ! 10 mins on phone. Must register for Internet access.
    Good old C & Y. They now have an old 1 Lloyds a/c
    • chambta
    • By chambta 17th Nov 14, 7:28 PM
    • 2,739 Posts
    • 1,011 Thanks
    chambta
    My M&S account that I don't need may come in handy after all!
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