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    • muckybutt
    • By muckybutt 12th Aug 12, 10:03 AM
    • 3,618 Posts
    • 3,419 Thanks
    muckybutt
    • #2
    • 12th Aug 12, 10:03 AM
    • #2
    • 12th Aug 12, 10:03 AM
    Have a read here benefits advisor and calaulator
    You may click thanks if you found my advice useful
    • McKneff
    • By McKneff 12th Aug 12, 10:26 AM
    • 36,649 Posts
    • 47,263 Thanks
    McKneff
    • #3
    • 12th Aug 12, 10:26 AM
    • #3
    • 12th Aug 12, 10:26 AM
    I presume your children live with you

    They need to contribute to the household

    You need to look for either more hours or a job that pays a wage to supplement your first job.

    Or a full time job.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
    • NeverInDebt
    • By NeverInDebt 12th Aug 12, 10:34 AM
    • 2,594 Posts
    • 3,082 Thanks
    NeverInDebt
    • #4
    • 12th Aug 12, 10:34 AM
    • #4
    • 12th Aug 12, 10:34 AM
    If your income is that low and self employed you might be better looking for paid employment. If you can get a job at least 16 or 24 if you are a couple you might get tax credits. Might also be worth contacting your council for possible help with rent

    http://www.hmrc.gov.uk/taxcredits/start/who-qualifies/workingtaxcredit/work.htm
    • pmlindyloo
    • By pmlindyloo 12th Aug 12, 10:41 AM
    • 12,417 Posts
    • 14,206 Thanks
    pmlindyloo
    • #5
    • 12th Aug 12, 10:41 AM
    • #5
    • 12th Aug 12, 10:41 AM
    If your income is that low and self employed you might be better looking for paid employment. If you can get a job at least 16 or 24 if you are a couple you might get tax credits. Might also be worth contacting your council for possible help with rent

    http://www.hmrc.gov.uk/taxcredits/start/who-qualifies/workingtaxcredit/work.htm
    Originally posted by NeverInDebt

    If you are single and have no dependent children then you will need to work 30 hours a week to get tax credits.

    You may be entitled to Housing Benefit and Council Tax benefit.

    If your children live with you then a certain amount will be deducted from your entitlements (depending on what your children earn) as they are expected to contribute towards their living with you.

    A good calculator to use in here:

    www.turn2us.org.uk (go to Benefits tab and click on calculator)
  • nicky7
    • #6
    • 19th Aug 12, 4:01 PM
    • #6
    • 19th Aug 12, 4:01 PM
    I presume your children live with you

    They need to contribute to the household

    You need to look for either more hours or a job that pays a wage to supplement your first job.

    Or a full time job.
    Originally posted by McKneff
    My child is at uni so only lives with me during the hols and is not in the osition to contribute atm.

    Might look into a second job if I can fit it around my day hours
  • ILW
    • #7
    • 19th Aug 12, 6:13 PM
    • #7
    • 19th Aug 12, 6:13 PM
    If you self employment pays around £500 for 16 hours, can you not say double the hours and thereby double your income?
  • skintandscared
    • #8
    • 19th Aug 12, 7:35 PM
    • #8
    • 19th Aug 12, 7:35 PM
    Is there a reason you can't work full time hours? You need to do whatever hours are enough to pay the bills.
    DMP Mutual Support Thread member 244
    Quit smoking 13/05/2013
    Joined Slimming World 02/12/13. Loss so far = 60lb in 28 weeks 18lb to go
    • Fergie76
    • By Fergie76 19th Aug 12, 7:50 PM
    • 2,227 Posts
    • 2,293 Thanks
    Fergie76
    • #9
    • 19th Aug 12, 7:50 PM
    • #9
    • 19th Aug 12, 7:50 PM
    Might look into a second job if I can fit it around my day hours
    Originally posted by nicky7
    What do you mean might?

    You are hardly rushed off your feet working 16 hours in a week, Some people work that in a day and most people will work that in 2 days.

    Get a full time job and support yourself!

    What is it you do? Because working 64 hours over 4 weeks and getting £500 for that only works out at £7.81 an hour. I thought most self-employed hourly rates would be at least double that?
    Last edited by Fergie76; 19-08-2012 at 7:52 PM.
  • CAB Wyre Forest representative
    Hello Nicky7 the link below will take you to a site where you can input your details and check what benefits you may be entitled to

    http://www.turn2us.entitledto.co.uk/entitlementcalculator.aspx

    If your children are students and you have no partner you may be entitled to a 25% discount on council tax. If they are not then any benefit you may be entitled to will be affected by a non dependent deduction this link will explain how you can claim help with rent and the effect of having others live with you
    http://www.adviceguide.org.uk/england/benefits_e/benefits_help_if_on_a_low_income_ew/help_with_your_rent_-_housing_benefit.htm

    There is also a link here for a fact sheet about tax credits that you can down load http://www.adviceguide.org.uk/england/b_working_tax_credit.pdf
    ďOfficial CAB Representative
    I am an official representative of CAB. MSE has given permission for me to post in response to questions on the CAB Board. You can see my name on the companies with permission to post list. If you believe Iíve broken any rules please report my post to forumteam@moneysavingexpert.com as usual"
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