Owning a mobile phone will soon be compusory.

I don't agree with this being mandatory as there is still a lot of people that don't use mobile phones! Fortunately i have a mobile phone and i do bank with Santander so i have no problems there. I do honestly think there should be an option for using the telephone instead.

Come on!! This is the 21st Century!

A smart phone can be bought for £10 and if nothing else, it's useful in an emergency or National crisis or accident, etc.

It's a pretty standard item to carry these days. Nobody is saying you must take it out with you. The bank uses it as an extra security layer, which is sensible.

You can be a Luddite and refuse to carry a phone or have a television set, but anybody who does, is just a little bit eccentric.

Get a cheap mobile and top-up sim card and the 'problem' is solved. Alternatively, you can bang on about how these corporations are forcing you to adopt these modern new-fangled technological thingies, but really, just get a mobile. It'll cost you £20 quid with a sim card, if that!

You're on the Internet, discussing this on an Internet forum for heavens sake!

Kentish_Dave wrote: »

You seem to be suggesting that there’s something outright wrong about this. The world is changing, as it always has been, and technology marches onwards. This means that yes, there will be services that you can no longer access sometimes if you lag behind..

What you describe as 'lagging behind' is a widening gap between the haves and have-nots.

Plenty of singletons do not have the disposable income for all the essential gadgets, technology, contracts ... and nowhere to secure them in shared accommodation or as a lodger.

Kentish_Dave wrote: »

It comes down to a commercial / regulatory decision by your bank. They know that the occasional customer will need to move on but also know that they have to comply with regulations and that it’s prohibitively expensive to cater to everyone.

Which? are suggesting it a significant minority could be affected

"However, when we surveyed 1,838 Which? members in March 2019, nearly one in five told us they could be excluded from making online card payments entirely, either because they don’t own a mobile phone (4%) or have poor mobile phone signal at home (13%)."

TV license fee is regulations too: but to access a huge chunk of the services BBC constantly brag about you need broadband ... and a landline and a far newer TV. Hardly anyone I know socially has this, I am the exception.

Thankfully my bank - Coop - aren't trying to force me to have a mobile telephone. Instead I am dealing with a second batch of contactless fraud (one card cloned/ one card lost or stolen). This time over twenty completely out-of-character transactions.

Both times I requested no contactless, both times Coop send another contactless card. :mad: I cannot understand how chip-and-PIN superceded signatures for security, then contactless and hang the security.... IMO should be opt-in not a PITA to opt out of.

Sorry ranty.