Need to get myself together: The beginning

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  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Ok so I worked on this. If you think its silly its fine. Instead adding 1p etc adding a penny everyday I am going to start this in September as an addition to my extra monthly payments and will add up. By working out what each penny will add to i will be paying like this as well as my normal over payments. This should really kick start saying by to my loan. Anyone else in from September>

    £4.65 September
    14.26 October
    22.95 November
    33.17 December
    42.78 January
    46.9 February
    61.07 March
    68.25 April
    79.98 May
    86.55 June
    98.89 July
    108.5 August
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    That's seems a a good idea monz......as long as you can keep up with the extra payments you'll be rid of that loan in no time at all xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Aw hoping so Abba, its just getting me down now reminds me of my ex too much and knowing hes gonna be a dad anyday now and i am stuck with this.

    anyway enough about that loser :)

    will not be on tomorrow will be my granda funeral. hope you all have a good weekend <3

    21 days until payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Hope your grandad gets a lovely send off xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    First Anniversary Name Dropper Combo Breaker First Post
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    Thinking of you for tomorrow:A


    Loved the 1p idea ...very :money:
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Hi guys sorry I have not posted just not got my head on from weekend,

    firstly my two cousins did not go to the night before coffin going into church decided to going to pub was more fun. i kind of lost the plot. i got so worked up but refused to cause a scene out respect my grandad but ended up being sick in church toilet, if my granda was alive knowing they would do this to him would have killed him. they were there the next day but i warned them to keep away from me the rest of my life and deleted and blocked them off of facebook.

    after that i admit now i kind of lost myself at weekend was very drunk n kind of spent into my savings. wil make up for it just needed to forget everything thats been happening this year... on a plus side saw suicide squad and three people says i looked image of harley quinn/margot robbie, i blooming wish!!!!

    anyway sorry for my ranting n typing. 16 days until [paydayyx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Aw hon, families are shocking sometimes so they are.

    Ooooooh Harley Quinn lookalike, now there is a compliment & a half.

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    I know was three separate times made my day i wish i looked like her lol xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    That's your hot halloween outfit sorted, wee bit of hair dye & bam Harley Quinn!

    Dxxx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Family can be very disappointing at time so sorry your cousins are idiots xx

    I'm thinking of seeing auicide squad on Thursday night with hubby hoping it's good xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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