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  • FIRST POST
    • Kittikins
    • By Kittikins 6th Aug 17, 1:27 PM
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    Kittikins
    Dreams and wishes....
    • #1
    • 6th Aug 17, 1:27 PM
    Dreams and wishes.... 6th Aug 17 at 1:27 PM
    Hello! Hoping that if I start being even more sensible about saving by accounting for myself on here, I'll get to where I want to be faster....

    A bit about me: My lovely DD, Miss Kittikins, and I live with my parents in their house, where I grew up. We've been there for 4 years and I think we all need our own space most of the time....I'm divorced and retained as a teacher 4 years ago (where has the time gone!!) and love my career so much. I pay 'keep' to them of roughly 1/3 of my take-home pay, and try to save as I'm very aware that a mortgage/rent would be far more than I'm currently spending!

    I met a wonderful man, KW, last November, after 3 years on my own and a few interesting relationships before that. We have a long-term plan to get married and spend the rest of our lives together, but we're trying to be patient and do it when we feel financially ready. He earns much less than I do and is very frugal. I'm sometimes more of a waster....have just managed to remove a lovely 4.60 necklace out of my online basket on Debenhams, as I know I really don't need it!

    I've been used to being very frugal, Miss Kitty didn't know you could get a tin of beans without a dent and a yellow sticker on it til she was about 6, but have got out of the habit and can be rather emotionally driven to spend. Sometimes life gets me down and I'll 'treat' myself to something, be it food, books, clothes I rarely wear, a present for Miss Kitty.
Page 27
    • Kittikins
    • By Kittikins 28th Oct 18, 11:11 AM
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    Kittikins
    Thankfully my mummykins didn't do more damage to her leg when she fell, but she's still in hospital until tomorrow at the earliest (was only supposed to be a one-night stay....which we all knew wouldn't be right!).

    The list:

    1. Laminate letters and do scanning. IN PROGRESS
    2. Maths TRG - work out my action plan MOSTLY and write governor report. WILL BE DOING IT ON INSET DAY WITH SLT
    3. Finish English for next week. DONE
    4. Write maths for next week
    5. Look through term folder and see what really MUST go in there. DONE
    6. LOTS of work on Science for next term.
    7. LOTS of work on History for next term.
    8. LOTS of work on French for 2 classes next term.
    9. Work out timetable for my lovely TA to do interventions with specific children.
    10. Risk assessments for trip in December.
    11. Call venue to try and book in a trip in January/February.
    12. Read latest trendy behaviour management book and see what to apply/tweak to my teaching methods.
    13. Go into school and mark ALL the books that I couldn't face doing because of my stinking cold. Quite a few.....grrr MARKED MOST OF THEM, didn't realise I was quite so behind in every subject! Ah well....
    14. Work out exactly what's expected of me for school to earn the primary mfl award
    Sealed tin and beach 2p saving - trying to put everything under 1 in my purse in tins each day
    Moved house with my beloved DD and KW - 29.6.18
    • pinknsparkly
    • By pinknsparkly 28th Oct 18, 5:05 PM
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    pinknsparkly
    Kittens, I'm so sorry about your mum! It's infuriating when they just won't listen to you, or your mum or your dad who have been dealing with this for years! I'm glad it's no worse than it is though.

    Do you think your dad is finally getting to a point of being able to recognise how much of a struggle the house is, while your mum is in hospital? We found with my grandparents that it was only after my grandma checked herself into a carehome (literally, she went for a visit to have a look around and meet the staff and decided that she loved the room they happened to have free at the time so she wasn't coming home!) that grandad was able to recognise how much of a struggle living in the house was for them. Though he still refused to move into a more appropriate accommodation, he was at least then willing to consider accepting outside help.
    MFW 2019 challenge #99: 6,778.51 / 6,000 (4,500 is in "offset" pot)
    MFiT-T5 (Jan 2019 - Jan 2022) challenge #99: 6,778.51 / 30,000
    Save 12k in 2019 challenge #99: 18,030 / 12,000
    2019 keep moving challenge: 271.3 / 1000 miles
    Last updated: 28/06/2019
    Initial MF date (18th Dec 2018): Jan 2054 Current MF date: Sep 2052
    • Kittikins
    • By Kittikins 28th Oct 18, 8:43 PM
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    Kittikins
    The list is going down slightly....

    The list:

    1. Laminate letters and do scanning. LAMINATING DONE, SCANNING still to do, but much less important.

    2. Maths TRG - work out my action plan MOSTLY and write governor report. WILL BE DOING IT ON INSET DAY WITH SLT

    3. Finish English for next week. DONE

    4. Write maths for next week - 2 DAYS WORTH, 2 MORE TO GO!

    5. Look through term folder and see what really MUST go in there. DONE

    6. LOTS of work on Science for next term. MTP, INDIVIDUAL LESSONS AND RESOURCES ALL FINALISED

    7. LOTS of work on History for next term. Not yet started....MUST do by tomorrow! Found previous incarnation of some lessons, have amended and added and done my MTP etc

    8. LOTS of work on French for 2 classes next term. CAN JUST PRINT OUT A MTP FROM THE RESOURCE PROVIDER WE USE AND TINKER AS I GO ALONG

    9. Work out timetable for my lovely TA to do interventions with specific children.

    10. Risk assessments for trip in December.

    11. Call venue to try and book in a trip in January/February.

    12. Read latest trendy behaviour management book and see what to apply/tweak to my teaching methods. UP TO PAGE 50 (I'm a quick reader, was reading whilst cooking dinner )

    13. Go into school and mark ALL the books that I couldn't face doing because of my stinking cold. Quite a few.....grrr MARKED MOST OF THEM, didn't realise I was quite so behind in every subject! Ah well....

    14. Work out exactly what's expected of me for school to earn the primary mfl award NOT MUCH THANKFULLY, I CAN DO IT BY EASTER I RECKON
    Last edited by Kittikins; 29-10-2018 at 5:39 AM.
    Sealed tin and beach 2p saving - trying to put everything under 1 in my purse in tins each day
    Moved house with my beloved DD and KW - 29.6.18
    • Kittikins
    • By Kittikins 27th Dec 18, 3:00 PM
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    Kittikins
    Phew! Well, it's been rather a long time since I frequented my lovely diary....

    DD, KW and I are having a lovely Christmas, just how I dreamed it would be, relaxed, fun, lots of cheese, chocolate and presents!

    I'm seriously skint now though I've bought a dishwasher, which arrived this morning, so I'm looking forward to gaining 20 minutes or so each evening not washing up!

    KW and I are planning on making a list of things that we need to do around the house over 2019 - redecorating, buying new sofas as our current seating is pretty rubbish and falling apart....and are going to put together a savings plan so that Christmas and holidays don't take us as by surprise as they have done this year! Basically, we need to stop bleeding money...….

    The kittens are now nearly fully grown and are scrumptious. We love them so much and they've loved ripping tinsel and decorations off the tree just as much!

    I'm going to attempt to tidy my messy side of the bedroom today...it may take some time.

    I got a new passport through today, and am now itching to find DD and I a holiday for the summer. It'll need to be cheap as chips though

    We've got 2 birthdays to buy for in January and the rest of our Easter holiday to Dorset to pay off, but after that, we'll hopefully be saving!
    Sealed tin and beach 2p saving - trying to put everything under 1 in my purse in tins each day
    Moved house with my beloved DD and KW - 29.6.18
    • Kittikins
    • By Kittikins 28th Dec 18, 11:17 AM
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    Kittikins
    Money saving - I bought a massive bag of kitty litter at 2/3 off, some dented tins of chickpeas and other beans and some fancy schloer to take over to KW's parents tomorrow when we go to see them.

    I've found a lovely bottle of prosecco to give to my chum who I'm just about to go and meet for lunch. Hope she hasn't gone mad on pressies for me this year....if so, I'll pay for her lunch!

    I've found one sheet of Christmas wrapping paper and nearly a full sheet of birthday paper, so was able to wrap a couple of pressies for KW's niece's birthday (beginning of January) and Christmas. The rest will have to go in tissue paper, as I really don't want to buy any more wrapping paper, as we've decided to be more eco-friendly, so I'm using up what we have
    Sealed tin and beach 2p saving - trying to put everything under 1 in my purse in tins each day
    Moved house with my beloved DD and KW - 29.6.18
    • savingwannabe
    • By savingwannabe 29th Dec 18, 7:29 AM
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    savingwannabe
    So glad you had a great Christmas. It sounds like it was wonderful. Hooray. It might feel as though you are spending money on the house with the dishwasher etc but it is something useful and will make your life and home even better. I am sure you will get a good deal so don't worry. I remember I panicked when I bought lots of new things when I moved in but now they are all paid for and still here eleven years later.
    Christmas Fund 168
    Reminder: summer is about making money
    • Kittikins
    • By Kittikins 1st Jan 19, 12:16 PM
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    Kittikins
    So, Hello! and Happy New Year!

    I've loved Christmas and the period after it - making new traditions with DD and KW. We've just taken down the decorations and KW has chopped the branches off the tree to turn them into a bug house in the garden.

    We spent a couple of hours yesterday going through every cupboard in the kitchen and the freezer and rearranging things, so that instead of booze by the hob, we now have herbs and spices. I made a very detailed inventory of food and we are hopefully going to spend a lot less in 2019, as we have a quartermaster's stores to be proud of


    Resolutions for the year???

    1. Dry January, not that I'm a huge drinker by any stretch of the imagination (apart from my rapid indulgence in prosecco, a bottle of wine tends to last me about 3 nights!)

    2. Learn a new skill, be it crochet or pottery or finally finishing a craft project.

    3. Keep up to date with my planning and marking for school.

    4. Work on my CBT techniques that I know helps me keep calm, happy and productive. For example, having a timetable set up for working at home so that I manage to get things done and also have time for me, DD and KW without feeling guilty about I t.

    5. Save at least another month's worth of bills money, so that KW and I can feel more secure in case of disasters! Just after Christmas we thought we might have to pay 500 to get the heating flushed through, and it made us both green about the gills.

    6. And the big one....as usual....lose weight and keep it off! KW and I are doing this together, as we've both put quite a bit on recently. As DD said, we could pig out until midnight last night
    Sealed tin and beach 2p saving - trying to put everything under 1 in my purse in tins each day
    Moved house with my beloved DD and KW - 29.6.18
    • savingwannabe
    • By savingwannabe 1st Jan 19, 12:49 PM
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    savingwannabe
    Happy New Year, great resolutions. Here's to a great 2019.
    Christmas Fund 168
    Reminder: summer is about making money
    • Kittikins
    • By Kittikins 1st Jan 19, 8:19 PM
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    Kittikins
    Oh goodness, we also need a Christmas fund - and to learn from this year that we don't need quite so much food, especially cheese! This year was expensive, partly because we needed things like decorations as we didn't have very many at all (about 5!), a stand for the tree (we got a very posh one that was nearly as expensive as the tree itself) and to not buy things like fancy chocolates and Christmas crackers (we have 9 left for next year).

    Today was a no spend day - hopefully the first of many this year.

    I made a scrumptious cheesy vegetable bake for dinner to use up the last of the sprouts and some lame looking veg, which we had with some tomato and veggie sauce. It was scrumptious, even if I say so myself!

    I'm now attempting (and failing....) to get some work done. My plan is to get up at the same time as KW tomorrow (6am) so that when he goes to work I'll be settling down to do some planning whilst DD has yet another lie in!

    We're off to see Mary Poppins tomorrow afternoon - I can't wait
    Last edited by Kittikins; 01-01-2019 at 8:54 PM.
    Sealed tin and beach 2p saving - trying to put everything under 1 in my purse in tins each day
    Moved house with my beloved DD and KW - 29.6.18
    • Skint yet Again
    • By Skint yet Again 2nd Jan 19, 3:35 PM
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    Skint yet Again
    Let us know what the new mary poppins is like KK. I struggled to watch Paddington for the first time this year as he wasn't the real bear lol. I still enjoyed the film though
    Balance 0% credit card to pay 1360 848
    Balance 0% Car Loan to pay 940 finishes 1/1/2020
    Emergency fund 100/500 Car Fund savings 300
    • Kittikins
    • By Kittikins 2nd Jan 19, 8:42 PM
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    Kittikins
    It's a brilliant film, we all loved it - the songs are catchy, Lin-Manuel Miranda does a great cockernee accent (much better than DVD!), the story is lovely and it was practically perfect in every way! (DD is a mahoosive fan of Lin-Manuel (not only did he write Hamilton but some other awesome musicals), so I knew she'd be won over straight away. KW and I really enjoyed it too.

    What was also great for my pocket and diet was that I got a ticket free using Meerkat Movies for the first time ever, and we took snacks and drinks; nothing like sitting in a cinema chomping on a satsuma!
    Sealed tin and beach 2p saving - trying to put everything under 1 in my purse in tins each day
    Moved house with my beloved DD and KW - 29.6.18
    • pinknsparkly
    • By pinknsparkly 3rd Jan 19, 11:17 AM
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    pinknsparkly
    Mary Poppins sounds great Kitti - and I love the idea of you sneaking satsumas into the cinema I did the Live Below The Line challenge a few years ago (5 for all food for five days, though I did 5 for days) and I remember sneaking rich tea biscuits into the cinema for similar reasons

    Your resolutions all sound great - I hope you achieve them all and have a wonderful 2019
    MFW 2019 challenge #99: 6,778.51 / 6,000 (4,500 is in "offset" pot)
    MFiT-T5 (Jan 2019 - Jan 2022) challenge #99: 6,778.51 / 30,000
    Save 12k in 2019 challenge #99: 18,030 / 12,000
    2019 keep moving challenge: 271.3 / 1000 miles
    Last updated: 28/06/2019
    Initial MF date (18th Dec 2018): Jan 2054 Current MF date: Sep 2052
    • Kittikins
    • By Kittikins 3rd Jan 19, 11:21 AM
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    Kittikins
    Thanks Pink We usually take our own snacks into the cinema, generally bags of popcorn from the supermarket at about 1/5 the price of the cinema, but I wanted to save more pennies and was reeeeeeeeeaaaaaaaaallllllllyyyyyy hungry!

    I'm finally buckling down to work, I do seem to work a bit better under pressure, but wish I could be more regimented about doing it all!
    Sealed tin and beach 2p saving - trying to put everything under 1 in my purse in tins each day
    Moved house with my beloved DD and KW - 29.6.18
    • pinknsparkly
    • By pinknsparkly 3rd Jan 19, 11:59 AM
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    pinknsparkly
    Our local cinema is in a small shopping centre, three doors down from a Wilko's store.... I'm amazed they ever manage to sell any of their bagged sweets in the cinema We paid 85p for a bag of sweets - the EXACT same ones in the cinema were over 3

    I know exactly what you mean about not being able to work unless under pressure... I still need to finish up corrections to my PhD thesis and hadn't done a thing since September. Somehow I managed to force myself to spend the majority of my time off over Xmas working on it (I worked Xmas eve and NYE and was off work in between) and a quite pleased with the headway I've made. Now I just need to somehow keep hold of that motivation enough to continue (and get rid of the bloody thing out of my life!!)
    MFW 2019 challenge #99: 6,778.51 / 6,000 (4,500 is in "offset" pot)
    MFiT-T5 (Jan 2019 - Jan 2022) challenge #99: 6,778.51 / 30,000
    Save 12k in 2019 challenge #99: 18,030 / 12,000
    2019 keep moving challenge: 271.3 / 1000 miles
    Last updated: 28/06/2019
    Initial MF date (18th Dec 2018): Jan 2054 Current MF date: Sep 2052
    • Kittikins
    • By Kittikins 6th Jan 19, 8:51 AM
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    Kittikins
    Popped into school yesterday (ended up staying for hours...…) and got annoyed that my head had, yet again, taken it upon herself to go and rearrange my classroom. I shouldn't get upset, as I now (a) she wouldn't have meant it as an insult, and would be sad that she'd hurt my feelings, and (b) her changes are going to make life easier for the children to access books etc.

    It just brought back memories of my evil ex-boss......and I wish current boss would have emailed me to let me know she'd been in to make changes, just a little note would have helped me a lot.

    Anyway.....I realise I have a TON of essential work to get done by tomorrow morning, eek! I'd better stop waffling on and get some done I guess
    Last edited by Kittikins; 06-01-2019 at 1:28 PM.
    Sealed tin and beach 2p saving - trying to put everything under 1 in my purse in tins each day
    Moved house with my beloved DD and KW - 29.6.18
    • savingwannabe
    • By savingwannabe 6th Jan 19, 11:36 AM
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    savingwannabe
    I feel your pain Kittikins.I am so envious that you even went in! I am supposed to be doing some urgent marking today but realised that I forgot to inject this morning and my blood sugars are sky high. Instead I am going to have a sleep till they fall to a manageable level in an hour or two and will do some prep then.

    All we have to remember Kittikins is that the worst term is over and the days will be brighter. Ps only 6 weeks till the next hols.
    Christmas Fund 168
    Reminder: summer is about making money
    • Kittikins
    • By Kittikins 18th Feb 19, 2:08 PM
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    Kittikins
    Wow! Half term already, the year is flying by and the money is still flowing freely through my fingers.....

    DD is still not diagnosed with anything tangible, but I feel that some of her pain has been slightly psychosomatic. Her shoulder is getting so much better, due to specialised physiotherapy, all praise to the NHS, but her back/legs are a different matter.

    I'm still really enjoying school and my lovely class. I don't seem to get a moment to breathe, which is better than being bored I guess I have had to make a concerted effort to plan non-work related things to do over half term, or I'd struggle under the amount I have to do. I definitely work better with deadlines, so hopefully by doing some now and then leaving it until the weekend, will pay dividends!

    Personally, I'm feeling a bit stressed at the mo. It's nothing I can put my finger on, but I'm really looking forward to meeting up with a couple of old friends later in the week and putting the world to rights.

    Money-wise this month, things are squeaky tight, not least because I'm taking DD to go and see Aladdin later in the week. She's paid for one ticket, and I'm getting the rest plus train, meal etc etc.
    Sealed tin and beach 2p saving - trying to put everything under 1 in my purse in tins each day
    Moved house with my beloved DD and KW - 29.6.18
    • Skint yet Again
    • By Skint yet Again 18th Feb 19, 7:55 PM
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    Skint yet Again
    Hey Kittikins enjoy half term, hope you can relax and de-stress with friends. February always seems to be a tight month money-wise here too, even though its the shortest month of the year
    Balance 0% credit card to pay 1360 848
    Balance 0% Car Loan to pay 940 finishes 1/1/2020
    Emergency fund 100/500 Car Fund savings 300
    • savingwannabe
    • By savingwannabe 19th Feb 19, 8:27 AM
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    • 47,507 Thanks
    savingwannabe
    Happy visit to Aladdin. I hope half term is going well. We have plenty of work but I hope you can enjoy yourself. Fewer days in February means we are closer to the next payday and Summer Hols. Hurrah.
    Christmas Fund 168
    Reminder: summer is about making money
    • Kittikins
    • By Kittikins 20th Feb 19, 10:41 AM
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    • 44,343 Thanks
    Kittikins
    Managed a NSD yesterday - "saved" myself 84 by not buying a spare key for my car, but early this morning ordered a key blank for 4 from ebay and am going to take it to my local key cutting place. I have the electronic fob bit, but snapped the key in the ignition many, many years ago....and haven't had a spare key since!

    I'm supposed to be going out with a chum later today, to the cinema and for dinner. I'm wading through work, procrastinating by doing some necessary online training rather than planning though!
    Sealed tin and beach 2p saving - trying to put everything under 1 in my purse in tins each day
    Moved house with my beloved DD and KW - 29.6.18
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