Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Joobyloo
    • By Joobyloo 2nd Jun 19, 10:22 PM
    • 1Posts
    • 0Thanks
    Joobyloo
    Ex partner & a dfs sofa on finance!!!
    • #1
    • 2nd Jun 19, 10:22 PM
    Ex partner & a dfs sofa on finance!!! 2nd Jun 19 at 10:22 PM
    Myself & my partner (now ex) bought a sofa from DFS on 4 years interest free approx 15 months ago. The credit agreement is in his name but I'd set up a standing order to him each month for half the amount, so we were both paying for it . He has now ended the relationship and moved out (leaving the sofa) and there's no way of contacting him!!!! Do i carry on paying him half the money and trust that he is going to pay it?? Not sure what to do and where i stand as the finance agreement is in his name but the sofa is at my address!!! I would be grateful of any advice 👍
Page 1
    • BAFE
    • By BAFE 3rd Jun 19, 11:35 AM
    • 172 Posts
    • 179 Thanks
    BAFE
    • #2
    • 3rd Jun 19, 11:35 AM
    • #2
    • 3rd Jun 19, 11:35 AM
    If the finance agreement is in his name then the onus is on him to contact the finance company. I wouldn't continue to make payments to him by standing order because you've got no proof that that money is going to the finance company. Ultimately, the finance company will look to him for payment and won't care at all that you have been paying a certain amount every month to him by standing order
    • ilikepancakes
    • By ilikepancakes 5th Jul 19, 10:15 AM
    • 14 Posts
    • 1 Thanks
    ilikepancakes
    • #3
    • 5th Jul 19, 10:15 AM
    • #3
    • 5th Jul 19, 10:15 AM
    It does not matter whether he pays or not. If he is not paying then DFS will not repossess the sofa, DFS will pursue him for the debt.

    They bought sofa together so she should pay her half.

    In other words: she has agreement with him to pay him half the sofa, not with the DFS.
    • spadoosh
    • By spadoosh 5th Jul 19, 10:25 AM
    • 7,086 Posts
    • 10,244 Thanks
    spadoosh
    • #4
    • 5th Jul 19, 10:25 AM
    • #4
    • 5th Jul 19, 10:25 AM
    I would continue to pay half.

    The liability lies with him to pay DFS. However you are liable to him to pay half of that cost if that is the agreement between you.

    DFS wont chase you for the sofa. But your ex could take you to small claims court providing he can offer enough evidence to suggest that there was a private agreement in place. I suspect the relationship and the standing order for half of the amount from when the sofa was bought would be fairly good evidence.

    You can of course choose not to pay and wait and see if he looks at recovery. Youll have opportunity to settle any payments before anything bad happens (at least on the civil court side of things, theres no knowing how hell react to it.)
    Don't be angry!
    • getmore4less
    • By getmore4less 5th Jul 19, 10:38 AM
    • 36,628 Posts
    • 22,560 Thanks
    getmore4less
    • #5
    • 5th Jul 19, 10:38 AM
    • #5
    • 5th Jul 19, 10:38 AM
    Has he done a postal redirect?
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,365Posts Today

7,806Users online

Martin's Twitter