CIFAS marker and renting

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martamxrtins
martamxrtins Posts: 2 Newbie
in Credit file & ratings
My parents want to leave the flat under my name when they go back to Portugal, I’m pretty sure I have a cifas marker so would the council allow it to be under my name and would they check I have a marker?

Thanks

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  • louisandrei
    louisandrei Posts: 4 Newbie
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    I’ve read a similar story before. An agency has reject an application because the applicant has a Cifas marker
  • martamxrtins
    martamxrtins Posts: 2 Newbie
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    so i wouldn’t be able to have the flat under my name ?
  • DCFC79
    DCFC79 Posts: 40,598 Forumite
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    louisandrei wrote: »
    I’ve read a similar story before. An agency has reject an application because the applicant has a Cifas marker


    So what are you going to do re the issue you posted about this morning ?
  • Ben8282
    Ben8282 Posts: 4,821 Forumite
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    edited 9 December 2019 at 9:21PM
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    martamxrtins wrote: »
    My parents want to leave the flat under my name when they go back to Portugal, I’m pretty sure I have a cifas marker so would the council allow it to be under my name and would they check I have a marker?

    Thanks
    If as you imply your parents are council tenants then it would depend on your eligibility to be added to the tenancy and/or take over the tenancy (as applicable).
    What sort of CIFAS marker do you have? What did you do?
  • louisandrei
    louisandrei Posts: 4 Newbie
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    could you please delete my post? I'm really feeling bad and having 3 days not sleeping
  • xlnc99
    xlnc99 Posts: 1,673 Forumite
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    i guess it kinda of depends if they check. I thought it was a certain amount of instituations that check or have access to your CIFAS marker. Banks mostly.

    Whether anyone doing a simple credit check can see if you have a CIFAS marker or not - i am not sure about that

    Not too much information is known about this
  • boo_star
    boo_star Posts: 3,202 Forumite
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    xlnc99 wrote: »
    i guess it kinda of depends if they check. I thought it was a certain amount of instituations that check or have access to your CIFAS marker. Banks mostly.

    Whether anyone doing a simple credit check can see if you have a CIFAS marker or not - i am not sure about that

    Not too much information is known about this

    Err, it is known.

    A credit check will reveal slightly less information than you will see on your own file (they won't see lender names) and as the non-victim markers don't show up on your file they also don't show up on a credit check.

    Plenty of CIFAS members are not banks, including some councils. What the councils are using CIFAS for isn't clear though.
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