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  • FIRST POST
    • Sue-UU
    • By Sue-UU 1st Nov 19, 12:03 AM
    • 8,899Posts
    • 49,822Thanks
    Sue-UU
    Sealed Pot Challenge ~ 13
    • #1
    • 1st Nov 19, 12:03 AM
    Sealed Pot Challenge ~ 13 1st Nov 19 at 12:03 AM
    Hello once again Potters and a warm welcome aboard to all new members! Things are a little different with "SPC "No 13" this year as due to ill health I'm unable to continue as I have been. However, 32b13, a very dear member of ours thankfully refused to let our beloved thread go, so she and I will now run the thread together. Since SPC's birth! We've had 12 fantastic money-saving years, all purely because of your determination to save - many thanks to you splendid folk who have made SPC what it is!!


    For all newcomers...Old Timers too - it's so very important to please read through this entire post to see what the SPC is all about, including the declaration date as well as our re-opening date etc.. However, if you haven't already done so, please be sure to Join the MSE forum in order to be able to join the challenge. For ALL SPC members, please chat away regularly about your conquests, money-saving ideas etc, it gives encouragement to all, including yourselves as it keeps the motivation to save far stronger and gives even more ideas of how to save.

    For all newcomers - a really huge heartfelt welcome! We're a great bunch who just adore greeting more members to the flock. Please read through this entire post and you'll be aware of why SPC is so special. Pop on the thread and tell us you'd like to join, then start saving straight away and become part of our saving family. You will very soon be welcomed aboard.

    The idea is to save as much as possible throughout the following year until just before Christmas - which this year (2020) will be to open our pots on Thursday the 29th October 2020. We save it in pots that we've pre-sealed to stop us being tempted to open them. Any spare cash can be put away, every day/week/month, whatever is best for you. If you have change left over after you've been shopping - pop it in the pot! After all why not. However small the change...the likelihood is that it won't be missed, and might otherwise have been wasted!

    Most of us pot the difference that we've been saved on special offers etc, it's all saved at the shop so it makes sense to save it in the pot to mount up!

    Below are the basics for making your pot and sealing it.

    Firstly: Get yourself a pot, and remember - it doesn't need to cost much - if anything! Please do your best to avoid plastic thank you. With the emphasis being on saving money, your pot doesn't need to cost anything i.e a used sweet tin, coffee jar etc..extremely MSE!! *Next - seal it with sellotape and be sure to make a slit in the lid, big enough for a 50p to go in, that way all coins will fit. If you wish, you can always take advantage of finding a cheap pot in the sales after Christmas, or put one you fancy on your Christmas list! You can always buy ready sealed tins from reasonably priced shops!

    It can also be interesting and challenging to make yourself a Paper Mach!!! Pig (or any animal or object) etc by using Frugaldom's recipe, by clicking here then going to Post No. 597 of SPC 1 or by going to a totally separate thread paper mach!! Animal here. After it's finished, seal as per the instructions in the *paragraph above

    After selecting your pot, seal round the lid with sellotape. Again, be sure to make a slit in the top that is the right size for a 50p to go in! NB. If you make a Paper Mach!!! Pot you will need to "operate" on it at the end of each challenge! Still, you can always have the pleasure of making a new one towards the end of the year, or getting the kiddies involved - if you're the daring type! The mind could run riot with what to model!

    Terrimundi pots are available in many shops and on-line, they're very attractive and another ready sealed way to save, and though the manufacturers and retailers would have you believe differently, you DO NOT need to smash them to remove your cash!! I've used mine for 12 years...and at the end of each year's challenge, hubby and I have a whale of a time, doing things the 'old' way by tilting the pot and using a knife! Though, a few years ago DH bought a 12" steel ruler in from the shed which is thin and broad and perfect for the job. So be assured that, so long as you go carefully, you CAN use them again and again....unless you drop the darned things!! They are costly though, but this is where your Christmas list comes in handy, though always keep a look out in charity shops too!

    Regarding the Sealed Cans many of you use, apparently the best way to open the sealed tins is, rather than using a tin opener, squeeze the side of the tin, where the seam meets and you can pop the seal and tip the money out that way, better still, turn them upside down and get the cash out as advised above with Terramundi.


    The term roadkill = any money found on pavements, parks etc; even in car parks or on shop floors etc.

    NB. A few notes of interest.

    1/ Any money which is inherited can not be included as savings. We didn't used to include money put directly into the bank, but we've relaxed that rule as so many folk are unable to use cash these days, so that's all right now. Money from second jobs is ok to be potted, such as cleaning for Mrs Bloggs down the road or taking in ironing. Also money from a part-time job or anything similar is ok to be saved. Any savings saved via Christmas Clubs can also be used in your SPC Totals, it's another way of saving for Christmas after all. Money received from cashback sites such as Quidco, topcashback etc can be included in your pots. Likewise, any money made from sales on E-Bay, Facebook, Surveys or similar can be saved.

    Also, it is possible to include all other savings from MSE Challenges with your SPC Totals i.e. the £2 Challenge as, apparently they aren't put down on the challenge threads themselves. Also, the 1p challenge can be declared. If you're unsure, please ask on the thread, and remember - there's no so thing as a stupid question!

    Second incomes can come in many varied and very lucrative guises and anything such as that would be unfair to other members. However, doing a little job for Mrs Bloggs as described in paragraph 1/ can be included. Mostly the SPC is a challenge to see how much we can save during the year...mostly it's relatively small amounts which are saved from wages, housekeeping, good budgeting etc. Remunerations via the letting of second homes cannot be included in the SPC!

    2/
    Whenever you're in the dilemma of "ooh should I buy that?" If you don't need it, but just want it - leave it there and pot the cash instead, you'll be far more satisfied with the accomplishment, pleased with your self-discipline too. All too often, if I go back a second time I find I didn't even like whatever it was anyway!

    3/ You can ask me to put a Target on for you to try to meet (it's put in blue/pink ink alongside your name and number on the 2nd post below) but it's not necessary. If you do set one, but are unable to meet it, don't worry, at least you tried! A few people keep account of all they save, but most of us count what we save daily or weekly, then put it on the thread to help encourage others....ourselves too, then we pot it and forget about it and.... wait for the surprise at the end of the year!!!
    If you are hoping for a particular amount by Declaration Day but still want a nice surprise come October, work out what amount you would like to save, then work out how much you will need to pot on a weekly/monthly basis in order to achieve it. Save that sum regularly as well as potting any spare change after shopping, that way you are bound to come out on top and have a surprise come October!

    4/ Mainly SPC is a challenge to see how much we can save in a year for Christmas 2019. However, over the last 10 - 11 years we've had some members who have needed theirs at times throughout the year for bills, debts etc, and personally I'd far sooner they take the cash out for that than pay more interest or...miss a due date! You can always start again, even if it's getting later in the year, plus you can still include what you needed to take out on Declaration Day, after all, you will have saved it!! Whatever you need to do, don't worry about it - be happy and proud you have saved!
    Please don't worry about the amounts others save! We are all individuals with such varying jobs/incomes, each with different expenditures and commitments etc so while some find saving a real struggle, for others it's obviously easy. However, it's the pleasure each of us receives from our personal potting results - whatever you manage to pot, be happy with it, and be proud!!!!

    5/ If you wish to save for something special, a holiday, wedding etc then please do so, just please remember to declare it on October 29th. The most important thing, is that you are saving ...and hopefully not tempted to take it out unnecessarily.
    If anyone has any other queries, then please sing out.

    6/ At the end of the year (or when we've saved for what we wish) count up all your money saved and declare your Total either by waiting until the declaration date - or (if you've needed your cash for other things - by putting your Total on your MSE signature to remind you to include it in your full Total; that particularly applies to those using their money for holidays etc, but PLEASE remember to return to the thread on the 29th October to declare those Totals to us.
    Some members prefer not to keep too much money in the house and count theirs up every now and then to bank it, in which case they always pop the amount banked on their MSE signatures to remind them to include it when they declare.

    7/ KEEP YOUR POT or POTS SAFE and out of sight of others!! If you hide it, be sure to remember where you put it!!

    8/ "Holding Pots": To anyone concerned about putting money into their pot - only to possibly need it later in the week/month: Why not use an unsealed pot or purse as a "holding pot" and pop the money in there first each day/week/month - then, if it's not needed (for car parking costs, little Johnnie's school trip etc) - put it in your Sealed pot so it stays put. Do that each week and it'll save you taking money from the bank. Discipline yourself to only take what's needed though!

    9/ "Where to take bags of cash at the end of the year?": Most banks will accept them providing you have an account with them. Remember also that most banks have counting machines, so any of you who really don't like counting money, take them in and let the machine do the counting for you; you'll get a receipt which you then take to the counter. PLEASE - DON'T EVER CHANGE IT IN ONE OF THE COINSTAR MACHINES AT THE ENTRANCES OF SUPER MARKETS.... THEY WILL TAKE AROUND 10% OF YOUR MONEY!!!!!!!!!

    10/ Members who do not return by two weeks after closing date will lose their numbers and be removed from the list. Many people who sign up to the challenge then don't bother returning! To be fair, I think a lot get swept up in the excitement of it all, but then, for one reason of another, can't or don't wish to keep it up, but that then leaves us with a long list of non savers on the list which makes things very difficult over time. Any saving members won't be at all worried about this - however, if missing members remember, then - come back and ask for another number, you will always be be more than welcome!

    On the post below this is a list of members and their numbers, always display your No on your signatures please, that makes life so much easier for me and my DH when counting up all of our Totals. In December or thereabouts we declare the Grand Total of ALL that we members have collected, and what a terrific sight that is! Please declare your savings ASAP on or close to the 29th October please.

    Once again, we've just had an amazing year, let's keep it up and see what we can achieve this year. Good luck everyone and save well!!

    PLEASE take note everyone Thursday 29th Oct is the closing date for 2020, the day we declare what we've saved on the thread, kindly declare your monies saved within 2 weeks of the 29th, thank you kindly.

    This Forum tip was included in MoneySavingExpert.com's weekly email!
    If you haven’t already, join the forum to reply.
    Last edited by MSE Molly; 20-11-2019 at 12:02 PM.
    Sealed Pot Challenge 001 My Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 19 = £851.02Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88!!!! 2019 = £38.528.66!!!!

Page 11
    • Sue-UU
    • By Sue-UU 9th Dec 19, 6:32 PM
    • 8,899 Posts
    • 49,822 Thanks
    Sue-UU
    A very happy Monday SPCers and welcome aboard new members!
    I would love to join please I have already started saving in a sealed pot and I am currently at £9.15
    Originally posted by RavimePheonix
    I’d like to join you please

    Will have a look for a tin to use. I sold an unexpected item on eBay last night so have £15 to start it off with.
    Originally posted by twigletcaz




    ...and we'd love to have you with us RavimePheonix(073) and twigletcaz (074) A VERY warm welcome to you! Have fun saving and enjoying the banter. You'll find your number at the bottom of the list on the 2nd post of page 1. Please read through post 1 as it'll let you know exactly what to do with the challenge. PS. We always empty our pots and declare our savings in November, please make a note of this year's date: 29th Oct 2020.

    Please also subscribe to the thread by clicking on "Thread Tools" (lower green bar) and clicking "Subscribe to this thread"...or you may lose us! To put your SPC No on, go to "Quick Links" (right side of top green bar), click and then click on "Edit Signature" and you're away.

    *Please pop your number on your sig, it really helps us.


    Another shiney gold star for you mummytummy for a lovely welcome. BTW A word in your ear.... this year's declaration date is 29th October 2020!!! Don't forget.



    Hi there SPCers!!!
    I hope everyone's had a really super weekend and ready for the week ahead - or not!! I hope you're all keeping warm brrr.., saving well too!
    For all those who may be poorly in any way, take good care of yourselves and here's hoping you all recover quickly.



    Many thanks for popping your No on your siggy, scotmumof3, and making a good start with your potting! Keep up the good work. It's good to hear that saving without the use of your card is working out well for you. I quite agree that it keeps you more on the ball where cash is concerned!



    Congratulations on your £10 win, Loopylucy!!!


    Well done with your survey cash, delta13!! I do the same.



    Brilliant work Pmo2, be proud of yourself.


    before this gets into full swing I think I am going to have to change my idea. At moment was doing penny a day challenge plus extra in a pot till 29th October. This is proving far difficult than I first thought ( I am starting backwards) so am thinking should I just change it to a £1 per day plus pot for coppers, or save the date challenge plus a copper pot.
    Any ideas welcomed.....
    Originally posted by Ms W

    Your own idea sounds excellent to my mind, Mrs W! Why not give it a try and see how you get on, it's worth that at least.

    BTW don't forget that all MSE challenge Totals can be included with your SPC cash when you declare in October.





    Have a excellent week, folks! Don't forget to POT what you can when you're able!!!!


    Sue x


    NB folks: Opening date for SPC 13 is 29th October 2020!!!

    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome!
    Last edited by Sue-UU; 10-12-2019 at 7:15 PM.
    Sealed Pot Challenge 001 My Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 19 = £851.02Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88!!!! 2019 = £38.528.66!!!!

    • RavimePheonix
    • By RavimePheonix 9th Dec 19, 6:38 PM
    • 19 Posts
    • 59 Thanks
    RavimePheonix
    Thanks for my no Sue-UU
    Sealed Pot Challenge 13 - #073 - £56.99
    Saving for Christmas 2020 - #43 - £13/£366
    £2 Savers Club 2020 - #17 - £4/£200
    Pay off all your debts by Christmas 2020 - # - £0/£3327.67
    Frugal challenge 2020
    I can do this I will do this!
    • MrsMe
    • By MrsMe 9th Dec 19, 9:52 PM
    • 8 Posts
    • 37 Thanks
    MrsMe
    Bruge was stunning, really magical at this time of year with the Christmas markets and all the buildings decorated. We went slightly over budget so didn't bring anything home to pot unfortunately.

    Upon our return we noticed our dog was very quiet (she's an 18 month old chocolate labrador, so very out of character!) and so needed a trip to the vets. Turns out she has an ear infection and is in quite a bit of pain poor thing. So two antibiotic injections, tablet antibiotics, ear drops and flea/worm tablets later, my bank balance is £280 lighter! just before Christmas too

    We've moved the furniture around in the living room to make room for the Christmas tree and found 10p under the sofa, so into the tin that went. But I'm afraid that's everything we've managed to pot last week.
    SPC #046
    • Hettyhound
    • By Hettyhound 10th Dec 19, 12:59 PM
    • 333 Posts
    • 1,860 Thanks
    Hettyhound
    Hello,

    I am still here but at the moment my poor pot is hungry as coins are being diverted elsewhere; that pesky tooth fairy fleeced me for another £1 last night! We are having a free night away this weekend so once that's over (but it should be cheap) and school has finished with its contributions to X, Y and Z....I am hoping to fatten up the pot once more.
    Dec 2019 Grocery challenge £170.85/£200
    SPC #120 SPC 12: £125.86
    MFW #90 Mortgage start Dec 2015 £79,950; November 2019 £58,450.00; 2019 OP £1622.28/£1500
    • Sue-UU
    • By Sue-UU 10th Dec 19, 7:13 PM
    • 8,899 Posts
    • 49,822 Thanks
    Sue-UU
    You're welcome RavimePheonix, many thanks for popping your No on your siggy.


    Never mind about what you've not brought home, MrsMe, as long as you've brought loads of memories home that's the main thing!!! It sounds as though you went at the ideal time. Your poor dog though but so long as she's soon back to normal and free from pain the better! By golly vets no how to charge!!!!! Ah well, at least you've potted the 10p found!!


    That darn tooth fairy obviously knows you're the gift that keeps on giving, Hetty! Are you sure your little lad isn't using the same tooth over and over???



    Ok folks,

    We've still more declarations that should be coming, but we've waited plenty long enough, should any others still declare I will add them to the Grand Total on my signature so you can still see them.
    So, without further ado, here is.......



    This year’s GRAND TOTAL is £38.528.66!!!!!! WHOOPEE!!!
    This was much less than 32b3 or I had expected folks, not as much as last year which you can see in my siggy, but it’s still an excellent Grand Total and all down to the terrific potting of us all!! Congratulations folks on a brilliant GT!!!!


    x Sue and 32b3 x


    NB folks: Opening date for SPC 13 is 29th October 2020!!!

    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome!
    Sealed Pot Challenge 001 My Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 19 = £851.02Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88!!!! 2019 = £38.528.66!!!!

    • scotmumof3
    • By scotmumof3 10th Dec 19, 7:20 PM
    • 1,829 Posts
    • 14,066 Thanks
    scotmumof3
    Potted a few pounds over the last couple of days. Really enjoying the feel of cash again
    LHS #217 DFW#1421 2020 Frugal Living Challenge December NSD 5/12 #42 saving for Xmas 2020 12/366: dec grocery challenge 110.17/200 dec lunch to work 5/16 sealed pot challenge 13 #72 MFW#74 0/2000 £2 savers 2020 #21 £8
    debt free day 29th October 2020
    • claremylove
    • By claremylove 11th Dec 19, 5:59 AM
    • 312 Posts
    • 647 Thanks
    claremylove
    3 x £1 coins potted. Having a better start to the year than last year
    *Proud to be dealing with my debts*
    £2 savings club 2020 #3 £28 (2017 £640; 2018 £404; 2019 £512)
    Saving for Xmas 2020 #5 £31/366
    £1000 emergency fund challenge #232 £377/1000
    Save a penny a day 2019 #26 £667.95 / £667.95
    SPC 2020 #53 (2019 £7.18)
    • siju
    • By siju 11th Dec 19, 12:45 PM
    • 365 Posts
    • 3,487 Thanks
    siju
    Brilliant total for 2019 Sue-UU. Well done to all the Potters

    I have £1.67 to pot today. Enjoy the rest of the week everyone
    SPC 13 - #09
    Totals: 2014 - £264.51 2015 - £207.50 2016 - £396.79 2017 - £369.49 2018 - £484.24 2019 - £309.90
    • jasminesaver
    • By jasminesaver 11th Dec 19, 3:34 PM
    • 4 Posts
    • 19 Thanks
    jasminesaver
    Hello Potters,

    I've been meaning to join this thread but I wanted to deposit my total from the last SPC before I started the new one - anyway my total so far is £9.71 - I thought I had a bit more than that lol!

    SPC #132 2019: £99.30
    • delta13
    • By delta13 11th Dec 19, 4:53 PM
    • 75 Posts
    • 510 Thanks
    delta13
    Posted some roadkill that I found on the way home from work!
    Save 12k 2020 - /£12,000
    NSD Dec: 4/12 ------- Nov: 14/15
    SPC13 #142
    • scotmumof3
    • By scotmumof3 12th Dec 19, 4:21 PM
    • 1,829 Posts
    • 14,066 Thanks
    scotmumof3
    Some shrapnel in the pot tonight
    LHS #217 DFW#1421 2020 Frugal Living Challenge December NSD 5/12 #42 saving for Xmas 2020 12/366: dec grocery challenge 110.17/200 dec lunch to work 5/16 sealed pot challenge 13 #72 MFW#74 0/2000 £2 savers 2020 #21 £8
    debt free day 29th October 2020
    • RavimePheonix
    • By RavimePheonix 12th Dec 19, 4:39 PM
    • 19 Posts
    • 59 Thanks
    RavimePheonix
    £2.49 Potted today \o/
    Sealed Pot Challenge 13 - #073 - £56.99
    Saving for Christmas 2020 - #43 - £13/£366
    £2 Savers Club 2020 - #17 - £4/£200
    Pay off all your debts by Christmas 2020 - # - £0/£3327.67
    Frugal challenge 2020
    I can do this I will do this!
    • 32b3in2013
    • By 32b3in2013 12th Dec 19, 7:54 PM
    • 2,287 Posts
    • 19,324 Thanks
    32b3in2013
    You're welcome RavimePheonix, many thanks for popping your No on your siggy.


    Never mind about what you've not brought home, MrsMe, as long as you've brought loads of memories home that's the main thing!!! It sounds as though you went at the ideal time. Your poor dog though but so long as she's soon back to normal and free from pain the better! By golly vets no how to charge!!!!! Ah well, at least you've potted the 10p found!!


    That darn tooth fairy obviously knows you're the gift that keeps on giving, Hetty! Are you sure your little lad isn't using the same tooth over and over???



    Ok folks,

    We've still more declarations that should be coming, but we've waited plenty long enough, should any others still declare I will add them to the Grand Total on my signature so you can still see them.
    So, without further ado, here is.......



    This yearís GRAND TOTAL is £38.528.66!!!!!! WHOOPEE!!!
    This was much less than 32b3 or I had expected folks, not as much as last year which you can see in my siggy, but itís still an excellent Grand Total and all down to the terrific potting of us all!! Congratulations folks on a brilliant GT!!!!


    x Sue and 32b3 x


    NB folks: Opening date for SPC 13 is 29th October 2020!!!

    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome!
    Originally posted by Sue-UU
    Evening

    Its been a hectic few weeks, and tomorrow will either start a quieter period or it will be hectic for a few more months. Who knows

    Very well done to everyone on last years total. Although as Sue said, it lower then previous years, it sill nearly £40k we saved between us We will all of course smash that total this time won't we?!?!?!

    Thanks of course are due to Sue_UU for being a constant source of support and inspiration to us all, It really isn't the same Sue when you are not here.

    Keep going everyone.

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    • RavimePheonix
    • By RavimePheonix 13th Dec 19, 9:19 AM
    • 19 Posts
    • 59 Thanks
    RavimePheonix
    I wonder if anyone could answer this question for me regarding the SPC
    I have a couple of pots I save cash in and have been combining those totals and counting those for my SPC, But I also have a couple of savings accounts which I'm not touching but adding small amounts to each day do I add those totals to my SPC total as well or do they not count as they are online accounts?
    All the small different savings "pots" online and my jars are all for next year and not long term savings like an emergency fund, this I keep totally separate.
    I have read the starting post a couple of times but I'm still not 100% sure on this. I find it easier to save for different things separately
    Sealed Pot Challenge 13 - #073 - £56.99
    Saving for Christmas 2020 - #43 - £13/£366
    £2 Savers Club 2020 - #17 - £4/£200
    Pay off all your debts by Christmas 2020 - # - £0/£3327.67
    Frugal challenge 2020
    I can do this I will do this!
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