Child run into side of my car causing damage + small claims court

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  • apd100
    apd100 Posts: 17 Forumite
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    Definitely not, if they catch a whiff of it, I'll pay that £190 each year for 5 years whether a claim was made or not.
  • glentoran99
    glentoran99 Posts: 5,821 Forumite
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    apd100 wrote: »
    Definitely not, if they catch a whiff of it, I'll pay that £190 each year for 5 years whether a claim was made or not.

    So your commiting insurance fraud then? that's going to really help your case
  • apd100
    apd100 Posts: 17 Forumite
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    Societys child, I dont know where who the letter would come from. I'm here because I don't know if a small claims court is the right solution!
  • societys_child
    societys_child Posts: 7,110 Forumite
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    As the lady said, it's what your insurance is for.
    Doesn't sound like she intends putting her hand in her pocket.
  • apd100
    apd100 Posts: 17 Forumite
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    Glentoran, if you have nothing of any value to say, take it elsewhere please.
  • glentoran99
    glentoran99 Posts: 5,821 Forumite
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    So were driving too fast and didn't anticipate a young child could step out onto the road?


    the child was crossing the road and you didn't see them, clipped your car as they attempted to get out of the way?


    Who's to say your version is the true story?
  • apd100
    apd100 Posts: 17 Forumite
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    about 6 adults, who have all messaged me on facebook to see if I was okay, 2 elderly whitnesses who passed their details to me and also stopped to tell the parents what had happened. Anything else?
  • glentoran99
    glentoran99 Posts: 5,821 Forumite
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    apd100 wrote: »
    Glentoran, if you have nothing of any value to say, take it elsewhere please.



    nah, You asked for opinions on a internet forum ill stay thanks.


    You don't inform your insurance company you are committing insurance fraud, and you expect a court would side with you forcing an injured childs parents to pay £190 (inc costs?)
  • societys_child
    societys_child Posts: 7,110 Forumite
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    Oh dear, you've had a collision with a child and have not reported it to your insurance company?

    What are you going to do if a claim is made by the third party?
    I really do suggest you do it now.

    He has until he's 21 to bring a claim against you!
  • glentoran99
    glentoran99 Posts: 5,821 Forumite
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    societys_child wrote: »
    Oh dear, you've had a collision with a child and have not reported it to your insurance company?

    What are you going to do if a claim is made by the third party?
    I really do suggest you do it now.

    He has until he's 21 to bring a claim against you!



    exactly what I was alluding too
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