20/20 Vision (repaying a debt to my home and myself)

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  • redofromstart
    redofromstart Posts: 4,165 Forumite
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    Rosa, that is an excellent resource, thank you. Not far from me either.

    Well done on contacting a roofer, I hate doing things like that too.
    My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese

  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
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    Found you and subscribed ...no pressure lol

    We got this!

    Happy new diary

    Sam xx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • doingitanyway
    doingitanyway Posts: 8,747 Forumite
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    beanielou wrote: »
    Happy shiny new diary.
    20 major house things is a LOT.
    Thanks Beanie. 20 months is almost 2 years so plenty of time to do this (and plenty of improvements to be made :eek:)
    RhiBi wrote: »
    Fab new diary, good luck xxxx
    Thank you :)
    redofromstart wrote: »
    Well done on contacting a roofer, I hate doing things like that too.
    Thanks Redo :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • beanielou
    beanielou Posts: 90,271 Ambassador
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    I think you & I must have different ideas on major dia.
    To me major is a new floor , wetroom or kitchen.
    Even better a new conservatory :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 8,747 Forumite
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    moneyonmymindsam wrote: »
    We got this!
    Let's hope so Sam :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • parsniphead
    parsniphead Posts: 2,897 Forumite
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    Oh I've just found you. :j:j:j

    Going back to read the thread.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • parsniphead
    parsniphead Posts: 2,897 Forumite
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    doingitanyway wrote: »
    I am debt free but I have neglected myself and my home for years. My home and I have held up well after years of neglect, but we are both shabby and need of care and attention. I need to move on. This house needs a little family to love it. So I am giving myself 20 months for us both to be camera ready, so we can rise from the ashes of debt like phoenixes in 2020.

    So over the next 20 months I will do a minimum of:

    --20 Major home improvements

    --20 Minor home improvements

    --20 kilos

    --20 drab to fab changes

    --20 health improvements

    --20 giant frogs to eat

    --20 normal sized frogs to eat

    I will set a monthly goal in each category and [STRIKE]moan[/STRIKE], [STRIKE]whinge[/STRIKE] report on it throughout the month until it is done :)

    For APRIL it looks like this:

    —Fix the roof

    —Find window film for living room, put it up, clean the window and get curtains taken up

    —Lose 2 kilos

    —Wear tinted lip balm and perfume everyday in April.

    —Walk 3 miles at least once a week

    —Get insurances in place. This is A GIANT FROG outstanding for over a decade

    —Get glasses. This is a normal sized frog outstanding for 3 years.

    So, here I go…:)

    I love this post. Can't wait to see what you achieve now. You're Wonder Woman :T
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • doingitanyway
    doingitanyway Posts: 8,747 Forumite
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    parsniphead wrote: »
    I love this post. Can't wait to see what you achieve now. You're Wonder Woman :T
    I'm hardly Wonderwoman but thank you Parsniphead :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • parsniphead
    parsniphead Posts: 2,897 Forumite
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    What, you mean you haven't got the outfit.

    I was going to go Catwoman but would look like a bag of ferrets bosting to get out.

    Good luck with the roofer.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • doingitanyway
    doingitanyway Posts: 8,747 Forumite
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    parsniphead wrote: »
    What, you mean you haven't got the outfit.

    I was going to go Catwoman but would look like a bag of ferrets bosting to get out.

    Good luck with the roofer.
    The content of my character is more of an issue than the outfit, although it is true I am all out of corsets and lassos :)

    I want the roofer to call but he is not back until next week. Feeling impatient as I just want stuff to change :(
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
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