Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Kazza242
    • By Kazza242 14th Mar 07, 10:18 PM
    • 1,901Posts
    • 2,480Thanks
    Kazza242
    New Cash ISAs (NISAs): The Best Currently Available List
    • #1
    • 14th Mar 07, 10:18 PM
    New Cash ISAs (NISAs): The Best Currently Available List 14th Mar 07 at 10:18 PM
    New Cash ISAs (NISAs): The Best Currently Available List


    **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. Updates to the list are made during the evening.**

    The current New Cash ISA (NISA) limit is 20,000 for the 2018/19 tax year.

    **As with any financial product, before opening a NISA do ensure that you have read and understood the terms and conditions.**


    All rates are subject to change without notice. Please check all rates and terms before investing.

    If you can think of an NISA I have missed please do send me a PM.
    Last edited by Kazza242; 24-06-2018 at 3:57 PM. Reason: List updated...
Page 1
  • SeanW
    • #2
    • 14th Mar 07, 10:27 PM
    • #2
    • 14th Mar 07, 10:27 PM
    Bradford & Bingley eISA, 5.55!!!37;, !!!163;1000 minimum, rate guaranteed to match BoE base rate until June 2007, accepts transfer in.
  • SeanW
    • #3
    • 14th Mar 07, 10:27 PM
    • #3
    • 14th Mar 07, 10:27 PM
    Bradford & Bingley eISA, 5.55!!!37;, !!!163;1000 minimum, rate guaranteed to match BoE base rate until June 2007, accepts transfer in.
    • Mr Mumble
    • By Mr Mumble 14th Mar 07, 10:47 PM
    • 1,729 Posts
    • 3,506 Thanks
    Mr Mumble
    • #4
    • 14th Mar 07, 10:47 PM
    • #4
    • 14th Mar 07, 10:47 PM
    Superb work Kazza.

    For those looking for a longer term perhaps this 4 year deal:
    • Halifax Fixed Rate ISA Saver - 6.00%
      Minimum deposit: 3,000. Max 33,000. Transfers in requests accepted. Earlier access on closure only on 30 day notice + 180 day loss of interest.
    • humfer
    • By humfer 15th Mar 07, 7:20 PM
    • 1,758 Posts
    • 289 Thanks
    humfer
    • #5
    • 15th Mar 07, 7:20 PM
    • #5
    • 15th Mar 07, 7:20 PM
    Great post kazza. Someone should make this a sticky. Still planning to transfer my A&L to Abbey, but my new money 07/08 now looks like its heading to Barclays and not NS&I anymore. I wonder if we will see any other banks/building societys upping their game before the end of the tax year....
    • Indispensable Hobbes
    • By Indispensable Hobbes 15th Mar 07, 7:32 PM
    • 818 Posts
    • 2,719 Thanks
    Indispensable Hobbes
    • #6
    • 15th Mar 07, 7:32 PM
    • #6
    • 15th Mar 07, 7:32 PM
    Abbey is looking good for me aswell.

    I'm just wondering what to do with 07-08 allowance, have noted a few people transferring and opening new ISA's.. Is it not be more beneficial to put it into your existing ISA as the balance will be higher?
  • Technaut
    • #7
    • 15th Mar 07, 7:39 PM
    • #7
    • 15th Mar 07, 7:39 PM
    thanks for posting this. I have spent the best part of the day fretting over which one to choose and have been all over the internet looking. Its good to have them all in one place to compare
  • RayWolfe
    • #8
    • 15th Mar 07, 8:43 PM
    • #8
    • 15th Mar 07, 8:43 PM
    Well done Kazza.
    Will you undertake to do one for after 6th April for those of us who are already committed for 2006/7? ;-)
    • Kazza242
    • By Kazza242 15th Mar 07, 8:50 PM
    • 1,901 Posts
    • 2,480 Thanks
    Kazza242
    • #9
    • 15th Mar 07, 8:50 PM
    • #9
    • 15th Mar 07, 8:50 PM
    Well done Kazza.
    Will you undertake to do one for after 6th April for those of us who are already committed for 2006/7? ;-)
    Originally posted by RayWolfe
    If I've recovered from my RSI by then, then maybe ;-)
    Please call me 'Kazza'.
    • Kazza242
    • By Kazza242 15th Mar 07, 9:02 PM
    • 1,901 Posts
    • 2,480 Thanks
    Kazza242
    Abbey is looking good for me aswell.

    I'm just wondering what to do with 07-08 allowance, have noted a few people transferring and opening new ISA's.. Is it not be more beneficial to put it into your existing ISA as the balance will be higher?
    Originally posted by jenyking
    In some cases you are right, it can be more beneficial, especially if the new 07/08 allowance takes the total ISA balance up to e.g. 9K or above (qualifying amount for the 5.75% rate from Abbey). This year there seem to be more competitive 'new money' isa's available, which tend to offer better rates that those that accept transfers in.

    At the moment my total isa balance is with one provider, but this year I will open a 'new money' ISA because the difference in rate makes it worthwhile.
    Please call me 'Kazza'.
    • Kazza242
    • By Kazza242 16th Mar 07, 10:23 PM
    • 1,901 Posts
    • 2,480 Thanks
    Kazza242
    As some people have asked me to request that this thread be made a sticky I have done so. I intend to update the list as new ISA's are launched/withdrawn.
    Please call me 'Kazza'.
  • Innys
    Great post Kazza - thanks again.

    I rang the Abbey last Friday to request an application form to transfer my B&B e-ISA to them. No response - how long does it take???

    My 07/08 money was heading to NS & I but Barclays now looks like the clear favourite...
    • MABLE
    • By MABLE 17th Mar 07, 10:58 AM
    • 3,569 Posts
    • 1,875 Thanks
    MABLE
    I have no Isas but can I say purchase a cash isa say 25.03.07 and then purchase another Isa on the 10.04.07.
    • Kazza242
    • By Kazza242 17th Mar 07, 11:42 AM
    • 1,901 Posts
    • 2,480 Thanks
    Kazza242
    Great post Kazza - thanks again.

    I rang the Abbey last Friday to request an application form to transfer my B&B e-ISA to them. No response - how long does it take???

    My 07/08 money was heading to NS & I but Barclays now looks like the clear favourite...
    Originally posted by Innys
    Don't wait for them to send you a form, as the Direct ISA application form and Abbey's 'ISA Transfer form' can be downloaded from Abbey's website, here.

    The 'Easy ISA - application and transfer form' link opens the 'Applying for a Direct ISA or Easy ISA form in PDF format which you can print out and complete.

    The following link is also useful, as it explains the Abbey transferring in process here.

    I agree on Barclays as a first choice for new money. If it is still available from April 6th then I'll open one.
    Please call me 'Kazza'.
    • Kazza242
    • By Kazza242 17th Mar 07, 11:54 AM
    • 1,901 Posts
    • 2,480 Thanks
    Kazza242
    I have no Isas but can I say purchase a cash isa say 25.03.07 and then purchase another Isa on the 10.04.07.
    Originally posted by MABLE
    Yes, as you haven't used any of your ISA allowance this tax year (6th Apr 2006 - 6th Apr 2007). You can open a mini cash isa by April 5th and then open another one with the same provider or with a new provider from April 6th.
    Please call me 'Kazza'.
  • agal
    The Barclays Tax Beater cash ISA does not appear to be available to Northern Ireland residents. The Barclays web-site has the following instruction for new customers;

    To apply, complete the online form then print, sign and take it into a branch with the necessary identification.

    There are no Barclays branches in Northern Ireland.
    • Kazza242
    • By Kazza242 18th Mar 07, 6:27 PM
    • 1,901 Posts
    • 2,480 Thanks
    Kazza242
    The Barclays Tax Beater cash ISA does not appear to be available to Northern Ireland residents. The Barclays web-site has the following instruction for new customers;

    To apply, complete the online form then print, sign and take it into a branch with the necessary identification.

    There are no Barclays branches in Northern Ireland.
    Originally posted by agal
    I would check that Barclays allows Northern Ireland residents to open personal accounts with them and whether they allow new customers to open any accounts via the post - posting the ID required.

    If they do, check out the Barclays website for accounts that have a low minimum balance and can be opened by post and open one. This will qualify you as an existing customer. You could then apply for the 6.5% ISA by completing the online form and sending it back to the Barclays address stated.
    Please call me 'Kazza'.
    • jimbo_the_jetset
    • By jimbo_the_jetset 19th Mar 07, 11:16 AM
    • 670 Posts
    • 293 Thanks
    jimbo_the_jetset
    The Barclays web site seems to quote 6.5!!!37; for the Tax Beater ISA but then states (6.31% tax free)? Surely an ISA is tax free?

    I think this might relate to the 1% bonus not being tax free? I'm gonna call Barclays to clear that up? Anyone else checked this out?
    • jimbo_the_jetset
    • By jimbo_the_jetset 19th Mar 07, 11:39 AM
    • 670 Posts
    • 293 Thanks
    jimbo_the_jetset
    I wonder if those wise people out there might also clear one other thing up for me?

    Am I right in saying you can have more than one ISA?

    e.g. I have an ISA with YBS, am I correct in thinking I can keep that ISA and open up a new ISA with another bank, e.g. Barclays, for the 2007/2008 tax year? Will I be able to save upto !!!163;3000 in each of these ISA's or is the !!!163;3000 limit a personal limit per year that may be spread amongst the ISA's you have or limited to one? I assume that the !!!163;3000 is the total limit (sum of all).

    Any responses greatly appreciated.

    Thanks
  • thumshie
    [QUOTE=jimbo_the_jetset;4640726]I wonder if those wise people out there might also clear one other thing up for me?

    Am I right in saying you can have more than one ISA?
    Originally posted by jimbo_the_jetset
    Yes
    I have an ISA with YBS, am I correct in thinking I can keep that ISA and open up a new ISA with another bank, e.g. Barclays, for the 2007/2008 tax year?
    Originally posted by jimbo_the_jetset
    Yes
    Will I be able to save upto !!!163;3000 in each of these ISA's
    Originally posted by jimbo_the_jetset
    No(If you mean can i deposit 3k in YBS and 3K in Barclays in the same financial year)
    or is the !!!163;3000 limit a personal limit per year that may be spread amongst the ISA's you have or limited to one?
    Thanks
    Originally posted by jimbo_the_jetset
    limited to one. You can only pay in(subscribe) to one isa a year..
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

22Posts Today

3,325Users online

Martin's Twitter