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  • FIRST POST
    • helejenkins1
    • By helejenkins1 29th Dec 16, 11:03 AM
    • 168Posts
    • 1,162Thanks
    helejenkins1
    The365 Day Penny Challenge
    • #1
    • 29th Dec 16, 11:03 AM
    The365 Day Penny Challenge 29th Dec 16 at 11:03 AM
    A friend of mine has just started this challenge on Facebook and I thought it seemed like a fun way of saving.
    I have started this thread to keep me motivated but if anyone wants to join me then please feel free to do so and I will start a challenger list.
    Also if anyone knows of a simular challenge then please point me in the right direction as I have searched and can't seem to find one.
    The idea of the challenge is that
    Day 1- Save 1p
    Day5- Save 5p
    Day 100- Save 1.00
    Day 365 Save 3.65

    By the end of the year you will have saved 667.95.

    I am not going to save in order of the day as it will get quite expensive as the year goes on but will do it according to the loose change I have at the time. I have started a spread sheet and will shade in each amount I have saved.

    Looking forward to meeting fellow money savers


    If you haven!!!8217;t already, join the forum to reply!
    This Forum tip was included in MoneySavingExpert.com's weekly email!
    Last edited by Former MSE Jessica; 06-06-2017 at 3:18 PM.
    Money Saved From DD 2018 - 62.38
    Money Made 2018 - 79.66
    Vouchers Earned 2018 -185.00

    Total debt 200/44454
Page 9
    • PlaysNicely
    • By PlaysNicely 30th Jun 17, 2:18 PM
    • 82 Posts
    • 535 Thanks
    PlaysNicely


    End of month money shuffle, clearing purses and pockets of odds this week to try to catch up on some of the days missed means another 12.41 added, giving a total of 73.54.

    However, being slightly OCD about that very unround number I've appropriated a little out of the car parking fund in the car to add the odd 1.46 which brings the total so far to a much calmer 75!

    Happy weekend to all.
    Last edited by PlaysNicely; 30-06-2017 at 2:19 PM. Reason: Being a numpty
    1000 Emergency fund challenge #236 - 5 / 332.05 + 365 day penny challenge - 18.15 / 667.95; 52 weeks challenge = 183 / 1,378;Frugal Living 2018 #42 <11,500
    • abundant1972
    • By abundant1972 2nd Jul 17, 2:58 PM
    • 1,227 Posts
    • 9,215 Thanks
    abundant1972
    Pay Day!!!

    I'm paying off July in one go...

    Amount Added : 61.07
    Total = 408.57 / 667.95

    Have a great month folks!
    Ask do I 'want' or 'need' this before I spend
    Follow your heart & be true to yourself always
    Help To Buy ISA = 6046.13. EF = 2500/4500
    NST : NSD=0/18 : Food & Spends=0/200.00
    Exercise : Joe Wicks 90 Day SSS Plan!
    • PlaysNicely
    • By PlaysNicely 4th Jul 17, 12:19 PM
    • 82 Posts
    • 535 Thanks
    PlaysNicely


    A bit of extra work means a bit of extra cash, so 10 snaffled from purse as a way of
    removing temptation & rewarding NSDs so far in July. Also helps with the catch up campaign from starting this challenge late.
    Total now 85 / 667.95

    PNx
    1000 Emergency fund challenge #236 - 5 / 332.05 + 365 day penny challenge - 18.15 / 667.95; 52 weeks challenge = 183 / 1,378;Frugal Living 2018 #42 <11,500
    • PlaysNicely
    • By PlaysNicely 7th Jul 17, 4:22 PM
    • 82 Posts
    • 535 Thanks
    PlaysNicely


    Bits and pieces added throughout the week and change just cleared out of purse and potted, to add 10.50 to total so far!

    Happy with signature updates, creeping up slowly!

    Hope everyone has a happy weekend! PNx
    1000 Emergency fund challenge #236 - 5 / 332.05 + 365 day penny challenge - 18.15 / 667.95; 52 weeks challenge = 183 / 1,378;Frugal Living 2018 #42 <11,500
    • PlaysNicely
    • By PlaysNicely 15th Jul 17, 5:08 PM
    • 82 Posts
    • 535 Thanks
    PlaysNicely


    Bits & pieces added throughout this week (to make sure I'm up to date and catching up from the late start)! Overall 18.26 added this week, signature now updated to total 113.76 / 667.95.

    Hope everyone's enjoying the weekend, PN x
    1000 Emergency fund challenge #236 - 5 / 332.05 + 365 day penny challenge - 18.15 / 667.95; 52 weeks challenge = 183 / 1,378;Frugal Living 2018 #42 <11,500
    • lcc86
    • By lcc86 29th Jul 17, 5:26 PM
    • 984 Posts
    • 3,010 Thanks
    lcc86
    Got paid yesterday so added 70 to the challenge. I've done some months out of order and paid extra when I could, so I worked out for the remainder of the year if I transfer 70 a month into the account then I'll hit the target. Helps to even the cost out what with Xmas coming up. Total 387.
    http://forums.moneysavingexpert.com/showthread.php?t=5124473 - my original diary
    1300/1000 EF 590 saved for household jobs
    Debt free and in the black for the first time in 11 years
    • foxyloxy11
    • By foxyloxy11 29th Jul 17, 7:22 PM
    • 298 Posts
    • 1,588 Thanks
    foxyloxy11
    I have got all out of sync too so am now transferring 14.91 a week into a xmas savings account so hopefully will catch up in time
    1000 Emergency fund challenge #225 - 1000.00.00/1000 Baby Step 1-COMPLETE
    Debt free day October 2019 - End of Baby Step 2 (A work in progress)
    • Talia1
    • By Talia1 31st Jul 17, 7:12 AM
    • 141 Posts
    • 855 Thanks
    Talia1
    Still going strong with this challenge. It seems like a struggle now to keep putting back from survey payments etc.,, but it will all be worth it in the coming months. Manged 1175.02 so far, this is too cover all presents, birthdays, Christmas, Easter, weddings throughout the year. Spent some of this but still got a healthy amount left.
    10 a day 2018 Jan-March 1423.69 April 0/300
    10 a day 2017 3967.07
    • abundant1972
    • By abundant1972 13th Aug 17, 12:34 PM
    • 1,227 Posts
    • 9,215 Thanks
    abundant1972
    Afternoon all!

    I'm a little late updating this month as have ben away... But August's has gone in:

    Amount Added : 70.68
    Total = 479.25 / 667.95

    Have a great rest of month folks!
    Ask do I 'want' or 'need' this before I spend
    Follow your heart & be true to yourself always
    Help To Buy ISA = 6046.13. EF = 2500/4500
    NST : NSD=0/18 : Food & Spends=0/200.00
    Exercise : Joe Wicks 90 Day SSS Plan!
    • lcc86
    • By lcc86 31st Aug 17, 11:20 AM
    • 984 Posts
    • 3,010 Thanks
    lcc86
    Added another 70 yesterday as got paid, I'm up to 457 now I believe. Am going to use this money as the beginning of an emergency fund I've decided! Have never had one and it's caught me out yet again.
    http://forums.moneysavingexpert.com/showthread.php?t=5124473 - my original diary
    1300/1000 EF 590 saved for household jobs
    Debt free and in the black for the first time in 11 years
    • lcc86
    • By lcc86 3rd Nov 17, 7:43 AM
    • 984 Posts
    • 3,010 Thanks
    lcc86
    Anyone still keeping track of their 365 day challenge? I'm up to 597, almost reached my target. It'll all be wiped out again as we need some roof repairs and are waiting for quotes but am glad I've stuck with it.
    http://forums.moneysavingexpert.com/showthread.php?t=5124473 - my original diary
    1300/1000 EF 590 saved for household jobs
    Debt free and in the black for the first time in 11 years
    • claireyfairy82
    • By claireyfairy82 29th Dec 17, 11:39 AM
    • 110 Posts
    • 1,380 Thanks
    claireyfairy82
    Hi,


    Don't know if anyone is still doing this challenge? I used mine in October for holiday spending money. I've started again for this year and was wondering if anyone else will be doing it again this year, Would it be worth starting a new thread?
    JAN - 208.56/250 NSD-8
    FEB - 121.51/200 NSD- 1
    Penny a day challenge #001: 200.79/667.95
    • claremylove
    • By claremylove 29th Dec 17, 11:50 AM
    • 158 Posts
    • 327 Thanks
    claremylove
    I shall be doing it again, as the savings soon add up, regardless of whether there will be a new thread for 2018
    *Proud to be dealing with my debts*
    2 saving club 2018 #20 88 (2014 176; 2015 568; 2016 604; 2017 640)
    Saving for Xmas 2018 #80 31/365
    1000 emergency fund challenge #232 100/1000
    Save a penny a day 2018 #5 7.93 /667.95
    • Nita31
    • By Nita31 2nd Jan 18, 2:02 PM
    • 1 Posts
    • 0 Thanks
    Nita31
    I have decided to do this too and have another six people doing this challenge too! !!!128512;
    • vickyleigh
    • By vickyleigh 16th Jan 18, 4:05 AM
    • 20 Posts
    • 50 Thanks
    vickyleigh
    This sounds like such a great way to save money, I'm definitely doing this.
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