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  • FIRST POST
    • muppets
    • By muppets 13th Dec 16, 8:02 PM
    • 788Posts
    • 5,521Thanks
    muppets
    Pay ALL your debt off by Xmas 2017
    • #1
    • 13th Dec 16, 8:02 PM
    Pay ALL your debt off by Xmas 2017 13th Dec 16 at 8:02 PM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2017!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2017.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another 50 paid off so now the total paid off for

    #001 is 315.43/7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    Last edited by muppets; 25-12-2016 at 6:47 PM.
    PAYDBX 2017 - #01 Pd 10,446.83 / 11,000 - 94.97%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    4,300 / 15,000 Wombles #24 = 540.20
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 80
    • leanne0121
    • By leanne0121 7th Aug 17, 10:17 PM
    • 40 Posts
    • 343 Thanks
    leanne0121
    Hi everyone

    No 78 paid 85, so just 100 left to pay.

    Many thanks Muppets
    mortgage free wannabe
    Mortgage outstanding
    2018 46,900 2012 109,000
    Survey / 2017 355 2018 295
    • Chappie77
    • By Chappie77 8th Aug 17, 11:59 AM
    • 165 Posts
    • 771 Thanks
    Chappie77
    Morning all!

    A small amount paid off this week due to holidays

    #67 - 100 paid = 4101.55/5500

    Chappie x
    Payment a Day 2018 Very 1701.22/1701.22 Business Barclaycard 0/633.19 Saving for Xmas 2018 156/500 Virtual Sealed Pot 2018 325/700 PAYDBX2018 2959.75/7268.47 2 Savers Club 2018 90
    • elleJay42
    • By elleJay42 10th Aug 17, 11:08 AM
    • 111 Posts
    • 841 Thanks
    elleJay42
    Hello, closed my HTB:ISA today and we got our mortgage offer through yesterday so it's all go at the moment!

    Managed to find 50 in my budget for the CC:

    #118 3061.65 / 4861 (62.98%)

    Looks like I'll not be debt free by Xmas at this rate with us getting the house but I'm going to do everything I can not to get into any more debt and still find little amounts to pay off where I can.

    Hopefully I'll be debt free in about Feb at this rate but you never know, I might be able to push it and get back to this year!
    Total debt at LBM = 4861.03

    DFBXmas2018 #91 - 2472.14 / 3500 (70.63%)

    HTB ISA - 0 withdrawn for house purchase!
    Wedding Fund 900 / 5000
    • Eltee12
    • By Eltee12 11th Aug 17, 11:50 AM
    • 768 Posts
    • 7,557 Thanks
    Eltee12


    Hello


    #45 968/1968 paid


    El
    2018 AFD 23/240
    2018 CCC #11 38.40/250
    Mortgage-free since 2013

    Debt-free since Nov 2017
    • Calling14
    • By Calling14 11th Aug 17, 1:39 PM
    • 2,725 Posts
    • 19,814 Thanks
    Calling14
    Hiya everyone

    100 off for me #16 2570/4300

    Spent a bit on my house last few days so need to knuckle down now.

    Thanks Muppets x
    LBM 13039 1.1.13 Start 2018 5552 NOW 1912
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 3639/5552 DFD 12/18
    E
    Fund #9 120/1,000
    1 x 100 days challenge
    2374/2550

    • River.Bee
    • By River.Bee 11th Aug 17, 4:02 PM
    • 88 Posts
    • 264 Thanks
    River.Bee
    Lloyd's credit card DD out today for a measley 15, but every little helps

    #146 checking in with 449/ 1720

    sigh, at the rate it's going I very highly doubt I'll pay off my target by Christmas. But I'll be happy if I pay off half ( which would be 1/4 of my actual debt total).
    Last edited by River.Bee; 11-08-2017 at 4:06 PM.
    27/3/2017 - The Beginning of the End
    Credit Card Total Debt: 3462 2070
    Pledge to clear at least half before uni graduation: July 2019

    1392 paid - 40%
    • abba1772
    • By abba1772 11th Aug 17, 5:10 PM
    • 4,835 Posts
    • 16,897 Thanks
    abba1772
    31.88 sent towards the credit card......brings my total to 3427.27 / 6000
    NEXT TARGET HALIFAX CC WAS July 17 3572.57 NOW 983.26
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 4782.14
    • kirtsypoos
    • By kirtsypoos 11th Aug 17, 9:22 PM
    • 3,424 Posts
    • 15,000 Thanks
    kirtsypoos
    Morning all,

    #006 checking in with 15516.60/14,539.71 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • LionessInWinter
    • By LionessInWinter 12th Aug 17, 6:16 AM
    • 397 Posts
    • 2,420 Thanks
    LionessInWinter
    #9 checking in with another 750 payment

    Paid off 10500 out of 14000, 3500 more to go. We might be moving so not sure if we can do it if we have to save for a deposit and moving costs but the light is getting slightly more visible at the end of this looooonnnnnnggggg tunnel !!!55357;!!!56832;
    PAYDBX18- #9 5600/5600 consists of 3800/3800 credit card and 1800/ 1800 car
    2018 - 1% challenge #14, each 1% is 56 - paid 100%
    • donkids22
    • By donkids22 12th Aug 17, 7:06 PM
    • 165 Posts
    • 716 Thanks
    donkids22
    054 donkids. paid off 275 extra this month as the deposit on the house has been repaid to me so ive used some of this to make extra payment. Need to concentrate on getting the credit card figures down as they are creeping up and its starting to feel out of control. new figure is 2998.95
    Pay off Debt 2017 no54. 1433.95/ 9691.07. NSD jan 15/15. NSD feb 12/15. NSD mar 5/15
    Apr 2/15. Xmas 2 a day no63 302/730. No buying unnecessary toiletries 2017. 1 debt versus 100 days 0/200. April Grocery challenge 210/240
    • Megano
    • By Megano 14th Aug 17, 4:54 PM
    • 266 Posts
    • 1,167 Thanks
    Megano
    036) Hello Muppets and everyone!
    Sorry I have went missing in action. I was away for a while to London and Florida and in all honestly went a little plastic happy so I'm back with a new figure of
    TSB 0/2029.50
    Barclaycard 0/3342.08
    Virgin 0/1100
    BOM 0/550
    OH 0/800
    Total:0/7821.58

    Now I know it looks bad and there is no way in hell (unless I sell a kidney I'll be debt free before Christmas) but Im determined to get this down as much as possible as Im kinda fed up playing this yo-yo game.
    Virgin Money 150/1663.90
    TSB 1292.8/2554.50
    BOM 400/930
    Tesco 150/1605
    Total 1992.80/6753.4 29.50%
    • Fab1986
    • By Fab1986 14th Aug 17, 5:19 PM
    • 1 Posts
    • 7 Thanks
    Fab1986
    Hi can i please join my target is 7500 loan payments and car finance want it done asap but need help as fell behind so advice would be useful aswell prefferably 1-1 advice if anyone can help me
    • kirtsypoos
    • By kirtsypoos 14th Aug 17, 10:00 PM
    • 3,424 Posts
    • 15,000 Thanks
    kirtsypoos
    Evening all!

    #006 checking in with 15575.72/14,539.71 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • Ariel2013
    • By Ariel2013 14th Aug 17, 11:10 PM
    • 11 Posts
    • 67 Thanks
    Ariel2013
    Hi! Please can I join? I have 849 that I need to pay off my credit card before Christmas. It's not going to be easy especially with Christmas getting closer but I'm going to try, Thanks!
    Halifax 943.84(0% ends 17/10/18)
    Mbna 1144.60
    Virgin cc 2150
    Mortgage 1116,829
    Total 4237
    • juliejim
    • By juliejim 15th Aug 17, 8:32 AM
    • 7,552 Posts
    • 151,458 Thanks
    juliejim
    Morning All

    #84 checking in with 1242.26/3000 paid off so far.

    Jue
    NST #10 Steps 7K 2/30 10K 2/12 5 a day 3/30 NSD 0/20
    MBNA 5500
    • GalRob
    • By GalRob 15th Aug 17, 3:59 PM
    • 15 Posts
    • 118 Thanks
    GalRob
    Hi all,


    #134 checking in with a measly payment of 30 but I suppose every little helps.

    This takes my total to #134 2012.08 / 3.672,27



    Pay all your debt by Xmas 2017 - #134 3672.27 / 3672.27 - 100%
    Debt Free 26/08/2017



    • kindofagilr
    • By kindofagilr 17th Aug 17, 10:47 AM
    • 6,218 Posts
    • 20,954 Thanks
    kindofagilr
    Bit late on July update here.

    #87 Paid 1011.99 in July making totals
    6751.90/10,000


    Thanks Muppets
    POAMAYC 2018 #87 Paid 7741.33/12,000 ~ 55.01%
    POAMAYC 2017 #87 Paid 10,380.18/10,000 ~ 104%
    POAMAYC 2016 #87 Paid 7454.80/7000 ~ 106%


    Mortgage (Start Date 01/04/09 ~ 30 year term, due to end 01/07/39)
    104,409/84,580.30 (as of 31/05/18) ~ 18.99% Paid

    Christmas Savings 2018: 270 Cash ~ Amazon Vouchers: 40
    Cyprus 2019 Savings: 500/6000 ~ Centre Parcs 2019 Savings: 0/1500

    My Debt Free Diary (Link)
    • kirtsypoos
    • By kirtsypoos 17th Aug 17, 11:40 AM
    • 3,424 Posts
    • 15,000 Thanks
    kirtsypoos
    Morning all,

    #006 checking in with 15600.72/14,539.71 please muppets
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • Glittery
    • By Glittery 18th Aug 17, 11:23 AM
    • 106 Posts
    • 776 Thanks
    Glittery
    #119

    440.00 paid today


    5746.80/12800
    12800 to pay off
    4090.20 to pay off !
    • elleJay42
    • By elleJay42 18th Aug 17, 11:45 AM
    • 111 Posts
    • 841 Thanks
    elleJay42
    Hello, another 50 coming off my card today, slowly but surely!

    #118 3111.65 / 4861 (64%)
    Total debt at LBM = 4861.03

    DFBXmas2018 #91 - 2472.14 / 3500 (70.63%)

    HTB ISA - 0 withdrawn for house purchase!
    Wedding Fund 900 / 5000
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