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  • FIRST POST
    • Kazza242
    • By Kazza242 14th Mar 07, 10:18 PM
    • 1,901Posts
    • 2,480Thanks
    Kazza242
    New Cash ISAs (NISAs): The Best Currently Available List
    • #1
    • 14th Mar 07, 10:18 PM
    New Cash ISAs (NISAs): The Best Currently Available List 14th Mar 07 at 10:18 PM
    New Cash ISAs (NISAs): The Best Currently Available List


    **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. Updates to the list are made during the evening.**

    The current New Cash ISA (NISA) limit is 20,000 for the 2018/19 tax year.

    **As with any financial product, before opening a NISA do ensure that you have read and understood the terms and conditions.**


    All rates are subject to change without notice. Please check all rates and terms before investing.

    If you can think of an NISA I have missed please do send me a PM.
    Last edited by Kazza242; 24-06-2018 at 3:57 PM. Reason: List updated...
Page 225
    • apt
    • By apt 10th Aug 17, 8:58 PM
    • 3,065 Posts
    • 1,728 Thanks
    apt
    The Yorkshire Bank/Clydesdale Bank 3 year fix at 2% (min 2,000, max 20,000) is a decent improvement. http://www.ybonline.co.uk/personal/savings/tax-efficient-savings/cash-isa-fixed-rate-bond/
    No cheers for Coventry BS cutting their Loyalty Reward ISA (existing acc holders only) from 1.75% to 1.4% at the end of August.
    • drob4
    • By drob4 14th Aug 17, 8:34 PM
    • 73 Posts
    • 35 Thanks
    drob4
    I've got a fixed term ISA with Aldermere due to mature soon. At maturity, it automatically gets moved to a 30-day notice ISA with Aldermere. I'm planning on transferring to another provider - anyone know the best way of doing this? Do I need to wait until my old account has actually matured, or can I open a new ISA now and specify a 'transfer date' (i.e. after maturity) with my new provider? It's been a while since I needed to bother with my ISA - apologies if this is a dumb question.

    Dan
    • Consumerist
    • By Consumerist 14th Aug 17, 9:16 PM
    • 4,846 Posts
    • 2,388 Thanks
    Consumerist
    I've got a fixed term ISA with Aldermere due to mature soon. At maturity, it automatically gets moved to a 30-day notice ISA with Aldermere. I'm planning on transferring to another provider - anyone know the best way of doing this? Do I need to wait until my old account has actually matured, or can I open a new ISA now and specify a 'transfer date' (i.e. after maturity) with my new provider? It's been a while since I needed to bother with my ISA - apologies if this is a dumb question.

    Dan
    Originally posted by drob4
    This sounds to me like a bit of skulduggery by Aldermere to make it difficult to know what to do.

    There is usually an option in the transfer request form (provided by the new manager) to delay the transfer until any existing fixed term has expired.

    Edit
    It occurs to me that that it not unusual for ISA managers to write to customers on fixed-term ISAs to ask what they want to do with the ISA on maturity. If you are close to maturity, you should have received something.
    Last edited by Consumerist; 14-08-2017 at 9:27 PM.
    Warning: In the kingdom of the blind, the one-eyed man is king.
    • owitemisermusa
    • By owitemisermusa 18th Oct 17, 10:50 AM
    • 934 Posts
    • 279 Thanks
    owitemisermusa
    Hope Kazza's ok.

    Got an email from Virgin. Cash eISA dropping to 0.51% very shortly. Very short notice, annoying.

    Hunting for better rates.
    Last edited by owitemisermusa; 18-10-2017 at 10:59 AM.
    Tough times never last longer than tough people.
    • nomorekids
    • By nomorekids 18th Oct 17, 11:12 AM
    • 306 Posts
    • 246 Thanks
    nomorekids
    Hope Kazza's ok.

    Got an email from Virgin. Cash eISA dropping to 0.51% very shortly. Very short notice, annoying.

    Hunting for better rates.
    Originally posted by owitemisermusa
    Very easy to switch your Virgin, just transfer it to their

    1.11% Defined Access Issue 16 (upto 3 withdrawals). The transfer is instant, I've just done mine and got DH to do his.


    I also hope Kazza is OK, long time, no post.
    If you want to be rich, never get married and most definitely never have kids
    • AirlieBird
    • By AirlieBird 18th Oct 17, 12:38 PM
    • 1,039 Posts
    • 849 Thanks
    AirlieBird
    Very easy to switch your Virgin, just transfer it to their

    1.11% Defined Access Issue 16 (upto 3 withdrawals). The transfer is instant, I've just done mine and got DH to do his.


    I also hope Kazza is OK, long time, no post.
    Originally posted by nomorekids
    You must have just got in there before it was pulled.
    • eskbanker
    • By eskbanker 18th Oct 17, 12:55 PM
    • 7,514 Posts
    • 8,141 Thanks
    eskbanker
    You must have just got in there before it was pulled.
    Originally posted by AirlieBird
    Did the AirlieBird not get the worm then?

    *gets coat*
    • SilverShopper
    • By SilverShopper 18th Oct 17, 1:06 PM
    • 16 Posts
    • 9 Thanks
    SilverShopper
    I suspect the 16 th. issue Defined Access will be going the same way too ( to 0.51%).
    My 11th. issue Defined Access is.
    I got the same email.
    Last edited by SilverShopper; 18-10-2017 at 1:16 PM. Reason: Clarity
    • AirlieBird
    • By AirlieBird 18th Oct 17, 1:42 PM
    • 1,039 Posts
    • 849 Thanks
    AirlieBird
    Did the AirlieBird not get the worm then?

    *gets coat*
    Originally posted by eskbanker


    Haha. Not interested. Removed all funds from VM variable rate accounts in protest at the change to T&C in reducing the notice period for interest rate reductions from 2 months to 2 weeks. "Building a better bank" should mean offering better terms than their competitors.
    • Kazza242
    • By Kazza242 21st Feb 18, 8:56 PM
    • 1,901 Posts
    • 2,480 Thanks
    Kazza242
    First post updated...
    Hello everyone. It's coming around to that time of year again - ISA season is about to start.

    I have updated all of the ISAs on the first post of this thread.
    Please call me 'Kazza'.
    • badger09
    • By badger09 2nd Mar 18, 4:37 PM
    • 6,087 Posts
    • 5,449 Thanks
    badger09
    New ISAs from Nationwide

    Single Access 1.3% and Loyalty Single Access 1.4%


    https://www.nationwide.co.uk/products/isas/isas

    Edited to remove emoticon
    Last edited by badger09; 02-03-2018 at 5:28 PM.
    • Rich2808
    • By Rich2808 2nd Mar 18, 4:56 PM
    • 627 Posts
    • 476 Thanks
    Rich2808
    Originally posted by badger09
    Good rate - but if you make more than 1 withdrawal a year the rate drops to only 0.5%. So its instant access - but with a catch.

    I am wondering how soon it will be until we see the 2018-19 tax year ISA products. Will Nottingham (as last year) or Saffron (as in 2016) offer a regular saver ISA for example?
    • Kazza242
    • By Kazza242 2nd Mar 18, 6:51 PM
    • 1,901 Posts
    • 2,480 Thanks
    Kazza242
    New ISAs from Nationwide

    Single Access 1.3% and Loyalty Single Access 1.4%


    https://www.nationwide.co.uk/products/isas/isas

    Edited to remove emoticon
    Originally posted by badger09
    Hi, both of these ISAs are already on the first post of this thread. I added them on in my 2pm update this afternoon.

    You'll find them under the "Variable Rate Cash NISAs with withdrawal restrictions & accepting transfers in:" section.
    Please call me 'Kazza'.
    • Claw back money
    • By Claw back money 17th Mar 18, 3:50 PM
    • 842 Posts
    • 2,059 Thanks
    Claw back money
    Leeds ISA
    Leeds BS Limited Issue Online Access ISA (issue 5)

    The link for the Leeds ISA isn't working and I can't find the ISA on their site. Maybe it has been stopped?
    Jan 08: Debt 15,211 Debt cleared April 30th 2010
    Proud to have dealt with my debt! Currently building up savings.
    With enormous thanks to everyone on the forums and
    • veryintrigued
    • By veryintrigued 23rd Mar 18, 11:56 AM
    • 2,415 Posts
    • 1,853 Thanks
    veryintrigued
    Nottingham BS - Starter ISA issue 8 - 2.25% RS
    Available April 6th branch only.
    • Ken68
    • By Ken68 23rd Mar 18, 1:48 PM
    • 6,398 Posts
    • 4,086 Thanks
    Ken68
    Thanks Kazza for the updates, working my way towards 2018/19 tax free accounts. Tempted by the Virgin Isa's.
    My Notts Starter Isa Issue 7 matures on Apl 6th.
    Have one to transfer,one new money and my Coventry 5 year 2.75% also to transfer end of May.
    It's all go.
    • AirlieBird
    • By AirlieBird 23rd Mar 18, 2:16 PM
    • 1,039 Posts
    • 849 Thanks
    AirlieBird
    Paragon Easy Access Cash ISA (Issue 3) 1.25% available from today.
    Did you really mean to put loose?
    Lose: no longer possess, not to retain, unable to find
    Loose: not firmly or tightly fixed in place
    • Rich2808
    • By Rich2808 23rd Mar 18, 6:11 PM
    • 627 Posts
    • 476 Thanks
    Rich2808
    Available April 6th branch only.
    Originally posted by veryintrigued
    Time for a nice day trip to St Albans again for us southerners - its a bit more happening than Harpenden!

    Are branches accepting appointment bookings yet to open this?
    Last edited by Rich2808; 23-03-2018 at 6:15 PM.
    • veryintrigued
    • By veryintrigued 23rd Mar 18, 8:46 PM
    • 2,415 Posts
    • 1,853 Thanks
    veryintrigued
    Time for a nice day trip to St Albans again for us southerners - its a bit more happening than Harpenden!

    Are branches accepting appointment bookings yet to open this?
    Originally posted by Rich2808
    Yes.

    You're welcome.
    • veryintrigued
    • By veryintrigued 5th Apr 18, 6:02 PM
    • 2,415 Posts
    • 1,853 Thanks
    veryintrigued
    Saffron advised me today they're very unlikely to be running a RS mini cash ISA this year.
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