3-6 Month Emergency Fund Challenge!!

Dobbibill · 18 May 2018 at 10:22AM

#2 Back again with a new update.

A little more added today making my new total £4945.43 aka 54.95%.

I have a sneaky feeling I'm going to get over the £5k mark when the monthly interest is paid in 2 weeks. Finger's crossed as it will be nice to hit another milestone.

Taking my own advice here - keep on keeping on!

Dobbi

DreamerHelen · 26 May 2018 at 7:05AM

Hi All

So the last month has been very difficult....I had 6 teeth out last Friday and I was extremely anxious about it...so anxious that my work has suffered and it was just not good...But the Operation went well and a week on I'm doing much better....The first few days wasn't pleasant but it's a LOT better...so I'm grateful....

Nothing to Report moneywise....I'll get there...just been a tough time I think for me and for a lot of other people....But we'll ALL get there...

Here's to the Updates.... xXx

Dobbibill - I've Updated the First Page....You're doing AMAZING....Keep on keeping on....Thank you for helping to keep the page going.... xXx

Charleyalmostking - I've Updated the First Page....You're doing INCREDIBLE...Keep going... xXx

SamSam17 - WELL DONE!! You've done a WONDERFUL job and it must be so amazing to know that you have that cushion there if you need it xXx

swimminginaseaofdebt - How are you doing hun?

x_raphael_xx - I've Updated the First Page....I'm assuming that when you Update you are talking about your Mum Debt....so that's what I have Updated.....You're doing REALLY GREAT!! Keep on moving forwards and you'll get there xXx

skye blue - I've Updated the First Page...You're doing AWESOME....Keep on going....How is the garden doing? Have you been enjoying it? I'm doing okay now....been a tough old month.... xXx

mylastpound - I've Updated the First Page and changed your Goal....You're doing AMAZING!! Keep on keeping on xXx

July257 · 26 May 2018 at 8:08AM

Hi
Can i join the challenge please? I would like to save £1000 ef fund.
Thanks.

Dobbibill · 26 May 2018 at 9:05AM

July257 wrote: »

Hi
Can i join the challenge please? I would like to save £1000 ef fund.
Thanks.

Hi July257 - welcome to both the forum and this challenge.
Of course you can join - we are a friendly bunch and cheers each other on. The great thing about this challenge is there's no target date. We all just add a little each week/month and plod along encouraging each other. A bit like taking a trip via the scenic route.

Helen will add your name and target to the first page when she pops back in. Keep us updated with both the sucesses and challenges.

Dobbi

[Deleted User] · 26 May 2018 at 9:16AM

Sorry I haven't been on here for a while:o. Nothing new to report in the saving or spending department which is good news:j. Well done everyone who has saved any extra, especially you Dobbibill who is doing so well:T:beer:

Helen, your teeth problems sound awful so I'm really pleased that you are well on the way to recovery:kisses3:. It's not surprising that your work suffered. Did you have to go into hospital to have so many extractions? I ask because I have a back tooth (wisdom one) that has broken off at the gum. The tiny bit that's above the gum isn't sharp and isn't giving me any trouble (so far) but I don't like the idea of a stump under the surface which might cause all sorts of problems later on. Obviously it can't just be pulled out as there's nothing to get hold of:eek: so it will have to be excavated out. I'm totally dentist-phobic at the best of times but the thought of being under anaesthetic for this scares me to death:o

swimminginaseaofdebt · 26 May 2018 at 9:57AM

DreamerHelen wrote: »

Hi All

So the last month has been very difficult....I had 6 teeth out last Friday and I was extremely anxious about it...so anxious that my work has suffered and it was just not good...But the Operation went well and a week on I'm doing much better....The first few days wasn't pleasant but it's a LOT better...so I'm grateful....

Nothing to Report moneywise....I'll get there...just been a tough time I think for me and for a lot of other people....But we'll ALL get there...

Here's to the Updates.... xXx

Dobbibill - I've Updated the First Page....You're doing AMAZING....Keep on keeping on....Thank you for helping to keep the page going.... xXx

Charleyalmostking - I've Updated the First Page....You're doing INCREDIBLE...Keep going... xXx

SamSam17 - WELL DONE!! You've done a WONDERFUL job and it must be so amazing to know that you have that cushion there if you need it xXx

swimminginaseaofdebt - How are you doing hun?

x_raphael_xx - I've Updated the First Page....I'm assuming that when you Update you are talking about your Mum Debt....so that's what I have Updated.....You're doing REALLY GREAT!! Keep on moving forwards and you'll get there xXx

skye blue - I've Updated the First Page...You're doing AWESOME....Keep on going....How is the garden doing? Have you been enjoying it? I'm doing okay now....been a tough old month.... xXx

mylastpound - I've Updated the First Page and changed your Goal....You're doing AMAZING!! Keep on keeping on xXx

Sorry to hear about your teeth Helen but glad you are on the road to recovery now and hope things keep on getting better.

Sadly my savings have depleted as I had a creditor write to me offering to settle a credit card account at a discount which I took them up on. So my savings are back to around £300 and my plan is to get this up to £1000 for my £1000 EF before starting on this challenge again.

x_raphael_xx · 26 May 2018 at 4:18PM

DreamerHelen wrote: »

x_raphael_xx - I've Updated the First Page....I'm assuming that when you Update you are talking about your Mum Debt....so that's what I have Updated.....You're doing REALLY GREAT!! Keep on moving forwards and you'll get there xXx

Hi Helen,
Yes I'm focusing on mums debt at the moment. I still have £1000 in my EF as a contingency, but I want to get rid of this debt before adding to my EF.
I'm hoping I can pay mum off in the next 3 months, or definately at least by Xmas. I just have a few expenses coming up...holiday, car insurance, run entries, etc etc so it's not dissapearing as quickly as I'd like.
But it is going.

Treasurequeen · 27 May 2018 at 9:43PM

Hello please may I join. I need to save around £2000 in my EF which is just over 4 months worth of bills.

Dobbibill · 27 May 2018 at 10:10PM

Hi Treasurequeen - of course you can join.
When Helen pops in next she will add your name, target and progress to the first page.

Until then keep us updated with things.

We all cheer each other on so welcome to the friendliest thread.

Dobbi

LittleMissDetermined · 30 May 2018 at 8:17AM

Hello Helen (and everyone :wave: )

I have added more to my pot which has taken me temporarily to £7270.80. This is over my target which is great, but I have 2 holidays and a new bathroom to pay for out of it so I assure you it will be dropping again over the next few months. I would just rather keep it out of my current account for now.

Hope everyone is ok and that you are recovering well from having the teeth out Helen

LMD x

3-6 Month Emergency Fund Challenge!!

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