On a Mission

Ok so in October I decided to try and read a book a month.

I've not chosen my November book yet. I'm actually really excited to do this later.

However, I had tried to finish off a Kindle book in October - I got to 75% so will try and get this completed also in November


This is what I've been reading on the kindle. I am actually really enjoying it and it has turned out to be nothing like what I thought it would be about, but in a good way. I'm intrigued, and actually a little apprehensive about how it'll end. I've got to a point in the book where I suspect something will happen and fear reading to find out!!

MB

Wow things are hectic at home and work so there's been lac of updates.

Going to try and quick catch up.

As usual this is the quiet time until Pay day so there's not a great deal of movement/changes

November Goals

2) To pay a total of £1000 off debt
£37.5/£1000

2) To get £900 in the EF
£800/£900

3) To list 15 items on Ebay
0/15

Will try and list a few things today


4) To earn £50 from surveys - only payable to count
£27.18/£50

PA payout. That's my November contribution to the annual bills pot. Would be lovely if I could get another £25 Pa contribution to that pot this month.





Totals as of 1st November


Lloyds CC £1093
MBNA CC £3935
Barclaycard CC £2167.64
Tesco Loan £9586.8
Santander Loan £6217.95
TV -DH purchase £504
M&S Loan £7600.4
Bicycle finance £37.5


Total debt as of 31st October £31179.81
Total debt as of 1st November £31142.31


Total cleared since 1st November - £37.5




The other week I shopped around for new car insurance as my renewal quote had gone up from the previous year. I went through a cashback site and although it came out the same as the reneweal quote, with the cashback it worked out cheaper.

Well on Friday I called up my old insurance co. to cancel the renewal explaining I'd found a slightly better deal. I got the usual "let me see if I can get it cheaper for you".

Well they did!!! A £66 yearly saving in fact. So instead of £28 a month for 11 months, I got it for £22 a month for 11 months! So cancelled with new company and got my deposit back.

Hopefully next year I can pay it off in one hit

MB

November Goals

2) To pay a total of £1000 off debt
£47.5/£1000

2) To get £900 in the EF
£250/£900 :(

Well sadly this has taken a hit this week. DH car...again!!! This is to rectify ongoing issues...all which could've been cheaper had it been sorted in the first instance :mad: But you know what had we not started the EF we would've added the cost to credit cards. So sadly we won't get to £1000 in the EF by Christmas but we might get half way there again.

3) To list 15 items on Ebay
1/15

Managed to list a broken hoover....got a bid on it within 30 mins! ! Still a couple of days left on it


4) To earn £50 from surveys - only payable to count
£27.18/£50

Having major issues with VO at the moment whereby surveys aren't working. Looking into it it's a known issue and hopefully will get sorted soon.
Already back up to £5 earned in my PA account, hoping to get to £25 before payout again.





Totals as of 1st November


Lloyds CC £1093
MBNA CC £3935
Barclaycard CC £2157.64 £10 paid off
Tesco Loan £9586.8
Santander Loan £6217.95
TV -DH purchase £504
M&S Loan £7600.4
Bicycle finance £37.5


Total debt as of 31st October £31179.81
Total debt as of 1st November £31142.31
Total debt as of 8th November £31132.31


Total cleared since 1st November - £47.5




MB

wishingthemortgaheaway wrote: »

So pleased you had an ef for the car issues, why don't you reset your target - you'll feel better for achieving a lower target than not teaching a bigger one.

Love this idea!

Will do that later