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  • FIRST POST
    • beanielou
    • By beanielou 4th Nov 14, 2:19 PM
    • 56,215Posts
    • 227,262Thanks
    beanielou
    Baby steps to mortgage freedom for beanielou.
    • #1
    • 4th Nov 14, 2:19 PM
    Baby steps to mortgage freedom for beanielou. 4th Nov 14 at 2:19 PM
    My first thread on the MFW board!!
    My mortgage has 6 & 1/2 years left to run.
    My income seems to decrease more & more & it becomes more & and more of a challange to pay my hefty(to me) mortgage.
    I have managed an overpayment last month as I got some 's unexpectedly.
    My biggest fear is not being able to pay my mortgage & loosing my home.
    So I have decided that baby steps are the way forward~even a fiver or a tenner overpaid in a month is better than nothing.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
Page 271
    • beanielou
    • By beanielou 16th Aug 18, 11:11 PM
    • 56,215 Posts
    • 227,262 Thanks
    beanielou
    Off to dose myself up again..
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • in need of direction
    • By in need of direction 16th Aug 18, 11:30 PM
    • 5,199 Posts
    • 30,406 Thanks
    in need of direction
    Fill a flask, put in a bag and carry an empty cup until you are seated. Please don't take any chances with hot liquids in terms of both burns and spills. Isn't it weird that I would see missing a family gathering as a positive!

    Take care you
    Mortgage at 01.01.14 119,481.83 today 74,745.76, target 65,000 by 31/12/18 Offset fund today 297.27 target 5,500 by 31/12/18
    Emergency fund 860/5.5k & 200/200 cash.
    Weight 8 July 14st 4lb
    determined to stop defining myself by my mistakes.
    Progress not perfection.
    • beanielou
    • By beanielou 17th Aug 18, 1:02 PM
    • 56,215 Posts
    • 227,262 Thanks
    beanielou
    Suddenly had a brainwave:: It happens once in a blue moon
    Am using a plastic beaker thing like you would use for a takeaway cofee.
    Works perfectly & has a lid
    Job done.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • beanielou
    • By beanielou 17th Aug 18, 1:05 PM
    • 56,215 Posts
    • 227,262 Thanks
    beanielou
    Trying hard to take care inod ~~thank you
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • beanielou
    • By beanielou 17th Aug 18, 1:12 PM
    • 56,215 Posts
    • 227,262 Thanks
    beanielou
    Come hell or high water I will be going to the gathering of the clan part 1
    tonight.
    My mum is so wottied about me I really have to do this.
    DS doesent think I should but by the same token knows how stubborn I am.
    I can get a lift there & back.
    Obviously I cannot drive.

    The other very weird thing for me is I have very little appetite.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • beanielou
    • By beanielou 17th Aug 18, 1:20 PM
    • 56,215 Posts
    • 227,262 Thanks
    beanielou
    In other actual money related news I have had the paperwork through for the new ( & last) mortgage fix.
    I thought it would start from September but it is October which has really messed up my money for September.
    It is what it is.
    Bumble bee.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • beanielou
    • By beanielou 17th Aug 18, 1:22 PM
    • 56,215 Posts
    • 227,262 Thanks
    beanielou
    Milan~~You made my day yesterday
    Big thank you.
    I have such lovely friends.
    I am so so lucky.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • crazy_cat_lady
    • By crazy_cat_lady 17th Aug 18, 6:05 PM
    • 3,726 Posts
    • 31,894 Thanks
    crazy_cat_lady
    Sorry to hear that you're so poorly Beanie - hope that you make it tonight and it's not too uncomfortable for you.
    Achievable August NSD #18 3/15 DFD 6 Nov 15 - paid 28,447
    • beanielou
    • By beanielou 17th Aug 18, 6:17 PM
    • 56,215 Posts
    • 227,262 Thanks
    beanielou
    Sorry to hear that you're so poorly Beanie - hope that you make it tonight and it's not too uncomfortable for you.
    Originally posted by crazy_cat_lady
    Thanks.
    A tad stressed but sure will be ok!!
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • Karmacat
    • By Karmacat 17th Aug 18, 7:06 PM
    • 29,588 Posts
    • 170,276 Thanks
    Karmacat
    Have a wonderful time beanie! Don't let your mum's worrying overshadow your own sense of being at the clan gathering
    Retired August 2016
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