Mortgage free by 2023 (!)

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  • Ali-OK
    Ali-OK Posts: 4,073
    First Anniversary Debt-free and Proud!
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    Well done on the payouts. It'll bring some numbers down wherever you pay it off :D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • CathT
    CathT Posts: 7,113
    First Anniversary Name Dropper First Post
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    Glad things seem to be moving forward with Ds. School nurse is always a good point of contact too.
    Mar 2024 - part 1 - £31,656 part 2 - £25,019 Total - £56,675 44 months to go!
  • debtfreeoneday
    debtfreeoneday Posts: 4,802
    Mortgage-free Glee! Name Dropper First Anniversary First Post
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    Another £3.69 sent to CC3 today and £1 to CC5 - should have been the other way around, but I wasn't paying attention!!

    Another £1 put towards the loan payoff and £2 OP made to the mortgage. due the annual statement soon, so will be good to do some analysis!

    Glad to have finished work for the week..
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 4,802
    Mortgage-free Glee! Name Dropper First Anniversary First Post
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    Thank f it's Friday!

    Need to buy a new washing line as the trampoline took ours out this week in the strong winds.. Unexpected and frustrating.. but necessary expense.

    Cat is off to get jabbed tomorrow ready for his holiday.. and me and the littlies are off on a lamb hunt tomorrow!!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 4,802
    Mortgage-free Glee! Name Dropper First Anniversary First Post
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    Morning Saturday!

    Determined to spend this weekend getting lots of fiddly bits done, have the option to go out tomorrow, but it will cost £10 and I'm undecided whether we do go.. it's not unmissable.

    Realised two activity books the littlies got recently, I'd already got so just fudged the return with am@zon to get free postage, otherwise they wanted to charge £3.99 which is half the cost in the first place. Also need to chase £2.03 cashback from TCB which has been outstanding since before Christmas.

    Didn't get round to doing the job list last night, was just wiped out so that's another job for today.

    Washing line likely to be near £50 - but can't be avoided.. so frustrating though!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 4,802
    Mortgage-free Glee! Name Dropper First Anniversary First Post
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    Figures are adjusted again as family have said to clear CC's first, so I've sent £29 to CC5 just to get it under £1k to make it seem better and I'm sending £192.39 to CC3 making the balance £687.93 on that which is awesome.. won't get that much lower now this month..

    Plan to clear CC3 by May and CC5 by August then I can attack the rest of the loan and get that gone by December 2017. Long time readers will know I work better by tackling one debt at a time as I seem to just get really into it and see real progress rather than spreading little amounts round.

    Council tax bill for next year arrived and it's £5 more per month - grrrr - I can see my pay rise disappearing before I've even got it.

    Didn't get the £50 washing line, ordered one for £23 from Mr T direct instead, good reviews and hopefully it will be ok!

    Cat has his injections and we are £35 lighter.. back in three weeks for a booster.

    Been out in the garden for 7 hours today, cleaned the trampoline, swings and bird poles and houses. Cut down the neighbours trees branches that fell down in the storm across our garden, nearly wiping out the littlies den.. we can't stand these trees, so any opportunity to cut down a few branches, we take!!!

    Swept up everywhere and have a little pile for the tip tomorrow. The sun shone and it's so nice to be back outside again.

    Settled down to watch a film.. and now off to pay those amounts to the CC's!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • mummytogirls
    mummytogirls Posts: 6,578
    First Anniversary Combo Breaker First Post
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    All sounding positive round at yours DF0D! 7 hours in the garden :eek:!!!!
    Enjoy the rest of your Saturday xx
    Mummytogirls x

  • Moneyfordreams
    Moneyfordreams Posts: 2,442
    First Anniversary Name Dropper First Post
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    Your making good progress, it's lovely to spend time outside isn't it. We've not broached the gardening yet, well tidying, but we've walked for miles this week.. and done lots of house jobs you see when the days get brighter . :D
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • debtfreeoneday
    debtfreeoneday Posts: 4,802
    Mortgage-free Glee! Name Dropper First Anniversary First Post
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    It's so much nicer when the weather is nicer isn't it!

    Well DS woke really early this morning, so DH is back in bed potentially putting a halt to our plans today as we need to be out early to be back in time for the Mr T delivery!

    Might just go the garden centre instead and have a wander.

    Finally got over £30 on 1poll.

    Apart from that, it's ironing, baths and the usual Sunday shizzle..

    Have a good day all!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • CathT
    CathT Posts: 7,113
    First Anniversary Name Dropper First Post
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    Sounds like a really productive saturday. We managed to get in the garden bit not do anything constructive. Although it was dry here we had no sun so saving work for another day.

    Good luck clearing cc,we are in the same boat and can't wait to be free of them.
    Mar 2024 - part 1 - £31,656 part 2 - £25,019 Total - £56,675 44 months to go!
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