Help to Buy ISA
iarniee
Posts: 96 Forumite
Hi,
So I'm looking at opening one of these at the end of the month and putting money into it.
Could my partner do the same?
What happens when we want to buy, can we combine the H2B Isa's?
I'm a little confused about that to be honest.
Thanks
So I'm looking at opening one of these at the end of the month and putting money into it.
Could my partner do the same?
What happens when we want to buy, can we combine the H2B Isa's?
I'm a little confused about that to be honest.
Thanks
0
Comments
-
As long as your partner is also a first time buyer, you can both open one and combine them when you buy. This guide explains it - section 4 is the relevant part, but the whole thing is worth reading.
https://www.moneysavingexpert.com/savings/help-to-buy-ISA/0 -
If you've both never been homeowners, having bought or been left a property, then yes you can.0
-
-
Me and my partner are looking at buying our first home. It will be both our first purchase of a house. We have enough money for a decent deposit, looking at a 15% deposit, but our credit score is very weak. Whilst waiting for our credit score to become better, we have been advised to set up a HTB ISA each to gain the 'free money'
Is this actually worth while doing? Without looking into the HTB ISA as much as I have, the bonus you get from the government, do you have to pay this back and how does that all work?0 -
Me and my partner are looking at buying our first home. It will be both our first purchase of a house. We have enough money for a decent deposit, looking at a 15% deposit, but our credit score is very weak. Whilst waiting for our credit score to become better, we have been advised to set up a HTB ISA each to gain the 'free money'
Is this actually worth while doing? Without looking into the HTB ISA as much as I have, the bonus you get from the government, do you have to pay this back and how does that all work?
Have you read the article linked in post 2?0
This discussion has been closed.
Categories
- All Categories
- 342.6K Banking & Borrowing
- 249.9K Reduce Debt & Boost Income
- 449.5K Spending & Discounts
- 234.7K Work, Benefits & Business
- 607.2K Mortgages, Homes & Bills
- 172.8K Life & Family
- 247.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 15.8K Discuss & Feedback
- 15.1K Coronavirus Support Boards