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  • FIRST POST
    • Sponge_Cake
    • By Sponge_Cake 15th Apr 18, 12:47 PM
    • 66Posts
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    Sponge_Cake
    Anyone have any knowledge about term time only working and claiming UC?
    • #1
    • 15th Apr 18, 12:47 PM
    Anyone have any knowledge about term time only working and claiming UC? 15th Apr 18 at 12:47 PM
    Hi, me and my partner work in schools, term time only.
    We are paid for the full year, the pay is spread over the 12 months.

    I earn £825 a month (before tax)
    He earns £915 a month (before tax)

    I am pregnant and baby due in October. We want to claim to help out with childcare costs.

    Can we still claim universal credit?
Page 1
    • Sponge_Cake
    • By Sponge_Cake 15th Apr 18, 12:54 PM
    • 66 Posts
    • 4 Thanks
    Sponge_Cake
    • #2
    • 15th Apr 18, 12:54 PM
    • #2
    • 15th Apr 18, 12:54 PM
    UC is the only option in our area currently.
    • huckster
    • By huckster 15th Apr 18, 1:14 PM
    • 3,108 Posts
    • 1,316 Thanks
    huckster
    • #3
    • 15th Apr 18, 1:14 PM
    • #3
    • 15th Apr 18, 1:14 PM
    So do you claim UC at the moment ? And if so, looking at your last UC statement what UC components are you being paid e.g Standard couple allowance, housing, children etc ?

    Suggest you use a benefis calculator such as Entitledto or Turn2us. Register with them and then you can look at how changing income and circumstances change what UC pays.

    Given the joint income per month, I am doubtful as to whether UC will be helpful. You might want to speak to a benefits advisor at CAB or other advisory service, to find out best way forward.
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
    • Sponge_Cake
    • By Sponge_Cake 15th Apr 18, 1:27 PM
    • 66 Posts
    • 4 Thanks
    Sponge_Cake
    • #4
    • 15th Apr 18, 1:27 PM
    • #4
    • 15th Apr 18, 1:27 PM
    We don't currently claim UC and we did an entitled to calculation and it says with a child we'd be entitled to about £500 a month with child benefit included. That's with putting in that we need to pay for childcare too and how much (I looked up local nursery costs).
    • Sponge_Cake
    • By Sponge_Cake 15th Apr 18, 1:29 PM
    • 66 Posts
    • 4 Thanks
    Sponge_Cake
    • #5
    • 15th Apr 18, 1:29 PM
    • #5
    • 15th Apr 18, 1:29 PM
    I was concerned because of the term time only and whether they'd request we look for a better hours job because I read something like that somewhere.
    • huckster
    • By huckster 15th Apr 18, 1:50 PM
    • 3,108 Posts
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    huckster
    • #6
    • 15th Apr 18, 1:50 PM
    • #6
    • 15th Apr 18, 1:50 PM
    Based on your monthly incomes, yes you might get some help from UC and childcare would be up to about £640 a month for 1 child. However you would report it after you had paid it and be waiting for your next UC payment date before UC paid you. Now if you paid the childcare on say 1st of the month within one assessment period, you could be waiting over a month before it is included in your next UC payment.

    This might be OK if you have some savings to pay childcare and you can wait for UC to pay you.

    Both of your earnings are less than National minimum wage per year which works out based on 35 hours a week as about £1100 a month. So yes both of you might be invited to Job Centre interviews at some point to discuss how you might increase your incomes. You would I think be in light touch so it would be pretty informal.

    Some Job Centres in UC areas do run sessions to provide information or you can pop in to have a chat about UC. It might be worth you going into your nearest Job Centre and asking.
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
    • Sponge_Cake
    • By Sponge_Cake 15th Apr 18, 2:30 PM
    • 66 Posts
    • 4 Thanks
    Sponge_Cake
    • #7
    • 15th Apr 18, 2:30 PM
    • #7
    • 15th Apr 18, 2:30 PM
    Thanks for that advice.

    If we were to attend the job centre, how would that work around our current work hours? And would we need to prove we'd been looking for 35 hours worth of jobs as they request with JSA?
    • Sponge_Cake
    • By Sponge_Cake 15th Apr 18, 2:58 PM
    • 66 Posts
    • 4 Thanks
    Sponge_Cake
    • #8
    • 15th Apr 18, 2:58 PM
    • #8
    • 15th Apr 18, 2:58 PM
    Can I ask what 'Light touch' means please?
    • Sponge_Cake
    • By Sponge_Cake 15th Apr 18, 2:59 PM
    • 66 Posts
    • 4 Thanks
    Sponge_Cake
    • #9
    • 15th Apr 18, 2:59 PM
    • #9
    • 15th Apr 18, 2:59 PM
    @huckster Can I ask what 'light touch' means please?
    • Woolco
    • By Woolco 15th Apr 18, 2:59 PM
    • 21 Posts
    • 78 Thanks
    Woolco
    You would have to arrange an appointment at the UC Outlet outside your working hours. Please bear in mind that these offices are flooded with staff on temporary contracts. They are as new as you will be to the Universal Credit.
    • Woolco
    • By Woolco 15th Apr 18, 3:05 PM
    • 21 Posts
    • 78 Thanks
    Woolco
    Light touch. This means a work coach will leave you pretty much alone. You are working and you allowance of UC is less. You will still have to see the work coach as they see fit.
    • Sponge_Cake
    • By Sponge_Cake 15th Apr 18, 3:12 PM
    • 66 Posts
    • 4 Thanks
    Sponge_Cake
    Thank you, that doesn't sound too bad.
    Between us, our earnings are £1695 after tax, so I assume we would qualify for light touch.
    • Woolco
    • By Woolco 15th Apr 18, 3:23 PM
    • 21 Posts
    • 78 Thanks
    Woolco
    Not sure about your earnings. I worked in their offices for 17 years and understood eveyrthing. Went to the UC and nothing made sense. Left after 2 years. I was just stopping benefits all day long. Mainly based on work coaches information. The work coach were new and had targets to meet. This made the claimant a number (task). Terrible benefit. I hate the conservative government for what they have done.
    • huckster
    • By huckster 15th Apr 18, 5:03 PM
    • 3,108 Posts
    • 1,316 Thanks
    huckster
    From memory of what I have read, light touch means a Job Centre appointment about once every 3 months. So nothing to worry about, but you have to attend. You would need to regularly log on to your UC account to check any requirements, but if you are registering childcare, you would do that anyway.

    Make sure you understand how UC works before you apply. If the local Job Centre are running any sessions or you can speak to an advisor about it, then I suggest you do so. I know at one time the Job Centres had advisors that specialised in supporting parents and the issues faced with working. Whether they still have these, I am not sure.
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
    • Sponge_Cake
    • By Sponge_Cake 15th Apr 18, 6:11 PM
    • 66 Posts
    • 4 Thanks
    Sponge_Cake
    From memory of what I have read, light touch means a Job Centre appointment about once every 3 months. So nothing to worry about, but you have to attend. You would need to regularly log on to your UC account to check any requirements, but if you are registering childcare, you would do that anyway.

    Make sure you understand how UC works before you apply. If the local Job Centre are running any sessions or you can speak to an advisor about it, then I suggest you do so. I know at one time the Job Centres had advisors that specialised in supporting parents and the issues faced with working. Whether they still have these, I am not sure.
    Originally posted by huckster
    Thank you for all that info.

    Going once every three months would be fine.

    Yes, I'll look into it. But we have to apply for something, we won't have a choice as we have to pay for childcare.
    • ohreally
    • By ohreally 15th Apr 18, 7:22 PM
    • 6,575 Posts
    • 5,066 Thanks
    ohreally
    https://www.whatdotheyknow.com/request/301588/response/743734/attach/3/FOI%204794%20part%201.pdf
    Donít be a canít, be a can.
    • huckster
    • By huckster 15th Apr 18, 7:34 PM
    • 3,108 Posts
    • 1,316 Thanks
    huckster
    This link might help you

    https://www.gov.uk/childcare-calculator
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
    • Sponge_Cake
    • By Sponge_Cake 15th Apr 18, 9:56 PM
    • 66 Posts
    • 4 Thanks
    Sponge_Cake
    Originally posted by huckster
    Thanks, I just did that calculation and it says I'm entitled to £1,368 towards childcare costs. That still leaves us paying the remaining £4000+ so it's not doable.
    We'd be much better off on Universal Credit, as I've just done that calculation, although it means my partner would be on the Light Touch scheme. It doesn't seem too bad really.
    • huckster
    • By huckster 15th Apr 18, 10:37 PM
    • 3,108 Posts
    • 1,316 Thanks
    huckster
    The question is when do you apply for UC ? If this is a first child, I suppose it depends on when you are able to go back to work. The childcare would obviously help with this.

    With a child under 1 you would be in a no working requirements category, so no UC requirements to visit a job centre for work search reviews or other similar interviews. Your earnings data would be obtained by UC from HMRC, as employers report it electronically. Your UC claim would be adjusted up/down according to earnings, so if you earned less or more in a month, the UC amount would always be adjusted.

    In regard to childcare costs, you can upload the childcare providers documents e.g bill/receipt showing paid to your UC account to enable them to be paid. You have to report them within the months assessment period you paid them.

    This is a link about UC and pregnancy

    https://www.entitledto.co.uk/help/Pregnancy-overview-Universal-Credit
    Last edited by huckster; 15-04-2018 at 10:39 PM.
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
    • Sponge_Cake
    • By Sponge_Cake 16th Apr 18, 6:31 PM
    • 66 Posts
    • 4 Thanks
    Sponge_Cake
    Thanks, I won't need UC before the child is one years old, we only really need it to cover childcare costs and bills really.
    I'll have my maternity pay so that should get me by before he or she turns one.

    So I'll apply shortly before I go back to work, as we'll need it for childcare costs mainly.

    Does anyone know anything about the CET or household threshold?

    I'm pretty certain we'll be in light touch.

    Thanks in advance.
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