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  • FIRST POST
    • xironsongx
    • By xironsongx 1st Apr 18, 4:56 PM
    • 141Posts
    • 373Thanks
    xironsongx
    April NSD Challenge 2018
    • #1
    • 1st Apr 18, 4:56 PM
    April NSD Challenge 2018 1st Apr 18 at 4:56 PM
    This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of January.
    Keep us updated with your progress and hope you all have a great start to the new year.

    To join,
    just post your personal target and you are on your way.

    Tips for the challenge;
    1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

    2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

    3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!
    Engaged 01-09-17 Wedding £519.78 (BA) £80.22 (Sp) / £5,600 £5,000 left to save
Page 1
    • xironsongx
    • By xironsongx 1st Apr 18, 4:57 PM
    • 141 Posts
    • 373 Thanks
    xironsongx
    • #2
    • 1st Apr 18, 4:57 PM
    Members
    • #2
    • 1st Apr 18, 4:57 PM
    01. xirongsongx 3 a week / 15 nsds
    So far: Weekly: 1 / 3 ** Monthly: 1/15
    02. spudsmum 7 a month
    03. onedaysomeday 15 a month
    Last edited by xironsongx; 02-04-2018 at 9:09 PM.
    Engaged 01-09-17 Wedding £519.78 (BA) £80.22 (Sp) / £5,600 £5,000 left to save
    • xironsongx
    • By xironsongx 1st Apr 18, 4:59 PM
    • 141 Posts
    • 373 Thanks
    xironsongx
    • #3
    • 1st Apr 18, 4:59 PM
    • #3
    • 1st Apr 18, 4:59 PM
    Today was a spend day.

    The hubs-to-be wanted a roast and a tesco meal deal so I brought him that.
    I refused to buy myself a meal deal & instead purchased a £2.50 pasta ready meal skipped the drink as i have all that at home. I did buy some fruit, I've been run down for a while now & want to start being healthy to avoid this.
    Engaged 01-09-17 Wedding £519.78 (BA) £80.22 (Sp) / £5,600 £5,000 left to save
    • spudsmum
    • By spudsmum 1st Apr 18, 11:38 PM
    • 180 Posts
    • 1,181 Thanks
    spudsmum
    • #4
    • 1st Apr 18, 11:38 PM
    • #4
    • 1st Apr 18, 11:38 PM
    I will join you again please.

    Managed 5 NSD last month so will challenge myself to beat that and aim for 7 this month.

    Exceptions are: petrol and working lunches (claimed back through expenses so no cost to me) medicines, nappies and baby wipes.

    Looking forward to this
    Total debts £21050! now £20,186 . Jan 2018 Paid off parental loan for new car £1520 1% challenge £673/£15000 (4.49%)Total money squirrelled away/NOT wasted in 2018 £1714.19 frugal budget 2018 £2493/£3000
    Making it my mission to live within my means and ditch the credit cards in 2018
    • onedaysomeday
    • By onedaysomeday 2nd Apr 18, 10:22 AM
    • 259 Posts
    • 400 Thanks
    onedaysomeday
    • #5
    • 2nd Apr 18, 10:22 AM
    • #5
    • 2nd Apr 18, 10:22 AM
    Can I put myself down for 15 please
    CC1 £1410.00/£1398.90 CC2 £162.29/£162.29 CC3 £132.14/£117.14
    Old Debts £1252.21/£1252.21 OD £534/£534
    Loan £1195.20/£1195.20 Nan/OH Loan £1135.50/£1135.50
    Paid £60.00/£5821.34 // Days until Debt Free = 343
    Car Fund £500 EF £30 Savings Pots £40
    • xironsongx
    • By xironsongx 2nd Apr 18, 9:06 PM
    • 141 Posts
    • 373 Thanks
    xironsongx
    • #6
    • 2nd Apr 18, 9:06 PM
    • #6
    • 2nd Apr 18, 9:06 PM
    I'll add you 2 up now
    Good luck!
    I am hoping to stick with it this month, I've been falling off the wagon again and now I'm stressing a little with finances so I'll really try this month.

    I'm going to put £1.00 away each day I don't spend.

    TODAY was a nsd ! woop! Bagged my first one.
    Engaged 01-09-17 Wedding £519.78 (BA) £80.22 (Sp) / £5,600 £5,000 left to save
    • beanielou
    • By beanielou 2nd Apr 18, 9:16 PM
    • 52,817 Posts
    • 207,670 Thanks
    beanielou
    • #7
    • 2nd Apr 18, 9:16 PM
    • #7
    • 2nd Apr 18, 9:16 PM
    I will sign up again for 17.

    Yesterday & today were NSD's so thats 1 & 2.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • onedaysomeday
    • By onedaysomeday 3rd Apr 18, 11:06 AM
    • 259 Posts
    • 400 Thanks
    onedaysomeday
    • #8
    • 3rd Apr 18, 11:06 AM
    • #8
    • 3rd Apr 18, 11:06 AM
    1st April was a NSD so 1/15 so far
    CC1 £1410.00/£1398.90 CC2 £162.29/£162.29 CC3 £132.14/£117.14
    Old Debts £1252.21/£1252.21 OD £534/£534
    Loan £1195.20/£1195.20 Nan/OH Loan £1135.50/£1135.50
    Paid £60.00/£5821.34 // Days until Debt Free = 343
    Car Fund £500 EF £30 Savings Pots £40
    • beanielou
    • By beanielou 3rd Apr 18, 8:15 PM
    • 52,817 Posts
    • 207,670 Thanks
    beanielou
    • #9
    • 3rd Apr 18, 8:15 PM
    • #9
    • 3rd Apr 18, 8:15 PM
    NSD no 3 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • spudsmum
    • By spudsmum 4th Apr 18, 12:26 AM
    • 180 Posts
    • 1,181 Thanks
    spudsmum
    NSD no.1 today

    1/7 completed
    Total debts £21050! now £20,186 . Jan 2018 Paid off parental loan for new car £1520 1% challenge £673/£15000 (4.49%)Total money squirrelled away/NOT wasted in 2018 £1714.19 frugal budget 2018 £2493/£3000
    Making it my mission to live within my means and ditch the credit cards in 2018
    • beanielou
    • By beanielou 4th Apr 18, 8:18 AM
    • 52,817 Posts
    • 207,670 Thanks
    beanielou
    Snow here.
    So today will be NSD no 4.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • spudsmum
    • By spudsmum 4th Apr 18, 10:35 PM
    • 180 Posts
    • 1,181 Thanks
    spudsmum
    Another one for me today

    2/7 completed
    Total debts £21050! now £20,186 . Jan 2018 Paid off parental loan for new car £1520 1% challenge £673/£15000 (4.49%)Total money squirrelled away/NOT wasted in 2018 £1714.19 frugal budget 2018 £2493/£3000
    Making it my mission to live within my means and ditch the credit cards in 2018
    • beanielou
    • By beanielou 5th Apr 18, 8:53 AM
    • 52,817 Posts
    • 207,670 Thanks
    beanielou
    Not sure today will be one.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • Butti
    • By Butti 5th Apr 18, 9:00 AM
    • 4,609 Posts
    • 12,344 Thanks
    Butti
    Can I go for 7 NSD please.

    As some sort of fluke I am coming to this after inadvertently scoring my first! 1 NSD
    Debt LBM (08/09) £11,641. (08/12) £22,734. (10/14) £9127 (2/15N )£7790
    Diary 'Butti's journey : A matter of loaf or death'.
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S MOB NSD April 3/7
    • xironsongx
    • By xironsongx 5th Apr 18, 10:11 AM
    • 141 Posts
    • 373 Thanks
    xironsongx
    April 2nd was a spend day.
    April 3rd was a no spend day!

    Will update the list in a second!
    Engaged 01-09-17 Wedding £519.78 (BA) £80.22 (Sp) / £5,600 £5,000 left to save
    • onedaysomeday
    • By onedaysomeday 5th Apr 18, 2:15 PM
    • 259 Posts
    • 400 Thanks
    onedaysomeday
    NSD today so 2/15
    CC1 £1410.00/£1398.90 CC2 £162.29/£162.29 CC3 £132.14/£117.14
    Old Debts £1252.21/£1252.21 OD £534/£534
    Loan £1195.20/£1195.20 Nan/OH Loan £1135.50/£1135.50
    Paid £60.00/£5821.34 // Days until Debt Free = 343
    Car Fund £500 EF £30 Savings Pots £40
    • beanielou
    • By beanielou 5th Apr 18, 8:13 PM
    • 52,817 Posts
    • 207,670 Thanks
    beanielou
    Not one today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • spudsmum
    • By spudsmum 5th Apr 18, 8:53 PM
    • 180 Posts
    • 1,181 Thanks
    spudsmum
    Had yet another one today - thats 3 this week (unheard of!)

    3/7 completed
    Total debts £21050! now £20,186 . Jan 2018 Paid off parental loan for new car £1520 1% challenge £673/£15000 (4.49%)Total money squirrelled away/NOT wasted in 2018 £1714.19 frugal budget 2018 £2493/£3000
    Making it my mission to live within my means and ditch the credit cards in 2018
    • Butti
    • By Butti 7th Apr 18, 12:00 PM
    • 4,609 Posts
    • 12,344 Thanks
    Butti
    Yesterday was NSD 2

    Been for a breakfast cob so clearly not today!
    Debt LBM (08/09) £11,641. (08/12) £22,734. (10/14) £9127 (2/15N )£7790
    Diary 'Butti's journey : A matter of loaf or death'.
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S MOB NSD April 3/7
    • beanielou
    • By beanielou 7th Apr 18, 7:13 PM
    • 52,817 Posts
    • 207,670 Thanks
    beanielou
    NSD 5 yesterday & 6 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
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