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    • Kim_13
    • By Kim_13 31st Dec 17, 11:46 AM
    • 1,901 Posts
    • 2,035 Thanks
    Kim_13
    Hi all,

    Just a quick post to check that you can

    1. See the update form when you click the link, and you are able to submit your totals
    2. See the spreadsheet in read only mode.

    I have had to play around with the settings, as google already knew I had a form set up from this years challenge along with it wanting me to update to the newer version of google sheets..

    Please let me know you can view, probably someone like Kim_13 or Seaotter who has been on this challenge for a while.

    Thanks

    Westie983
    Originally posted by Westie983
    Hi Westie983

    Just seen this post. I can view the new spreadsheet correctly. The update form itself is still showing 2017, but looks as though it will submit correctly.

    If there's not an easy fix, maybe just pop a note in the first post so that members are aware of it.
    Sealed Pot 11 #520 ~ /£100
    VSP 2018 #9 ~ £19.55/£180.00
    CCCC 2018 #1 ~ £20.75/£180.00

    I'm a Board Guide on the Savings and Investments , Budgeting and Bank Accounts , Credit Cards and Marriage, Relationships and Families boards which means I volunteer to help get your forum questions answered and keep the forum running smoothly. Please remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this.) Any views are mine and not the official line of MoneySavingExpert.com
    • AWPTheo
    • By AWPTheo 31st Dec 17, 12:47 PM
    • 35 Posts
    • 61 Thanks
    AWPTheo
    Sorry didn!!!8217;t mean to be awkward by not setting a target, never done a MSE Challenge before or tracked these things so really lost as what to estimate.

    Would £100 be too conservative? I!!!8217;m worried about over stretching myself and not being able to hit my targets :/
    Debts Jan 2018: £0/£1,200 personal loan, £118.29/£605.71 CC/SC Savings Jan 2018: £450
    2018 Challenges: Save £12k in 2018 #72 - £60/£2,400, Virtual Sealed Pot Challenge #17 £15.61/£100

    • motivated
    • By motivated 31st Dec 17, 12:51 PM
    • 2,193 Posts
    • 4,262 Thanks
    motivated
    Morning all
    Just rounded down for the last time in 2017

    #8 now at £77.63/£1,000

    Hereís to 2018

    Edit to add: Iíve started early I know but need to get ahead of myself as I think Jan will be a tight month for us
    M
    Last edited by motivated; 31-12-2017 at 12:55 PM.
    • Kim_13
    • By Kim_13 31st Dec 17, 1:22 PM
    • 1,901 Posts
    • 2,035 Thanks
    Kim_13
    Sorry didnít mean to be awkward by not setting a target, never done a MSE Challenge before or tracked these things so really lost as what to estimate.

    Would £100 be too conservative? Iím worried about over stretching myself and not being able to hit my targets :/
    Originally posted by AWPTheo
    Hi AWPTheo

    There's no right or wrong target. It all depends on our circumstances, whether you plan to round to the nearest £5, £10 etc and how often you plan to do a transfer. The guideline is each week but some members have transferred more often than this in previous challenges.

    There's a section in the update form to allow you to inform Westie983 of a change of target during the challenge if you wish. So you could start at £100 and work upwards if you want to, depending on how you get on.
    Sealed Pot 11 #520 ~ /£100
    VSP 2018 #9 ~ £19.55/£180.00
    CCCC 2018 #1 ~ £20.75/£180.00

    I'm a Board Guide on the Savings and Investments , Budgeting and Bank Accounts , Credit Cards and Marriage, Relationships and Families boards which means I volunteer to help get your forum questions answered and keep the forum running smoothly. Please remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this.) Any views are mine and not the official line of MoneySavingExpert.com
    • Westie983
    • By Westie983 31st Dec 17, 6:45 PM
    • 4,292 Posts
    • 14,831 Thanks
    Westie983
    Hi Westie983

    Just seen this post. I can view the new spreadsheet correctly. The update form itself is still showing 2017, but looks as though it will submit correctly.

    If there's not an easy fix, maybe just pop a note in the first post so that members are aware of it.
    Originally posted by Kim_13
    Hi Kim_13

    Thanks for this, I think I have been able to change it to 2018. Can you please check again for me.

    I have changed the title and the year in one of the questions.

    Thanks also for explaining the challenge to AWPTheo.

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £10/£800 = 1.25% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £600/£1,000 = 60.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-486/£2,000 = 50.70%

    Total £10,686.59/£16,165 = 66.10%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 31st Dec 17, 6:48 PM
    • 4,292 Posts
    • 14,831 Thanks
    Westie983
    Morning all
    Just rounded down for the last time in 2017

    #8 now at £77.63/£1,000

    Hereís to 2018

    Edit to add: Iíve started early I know but need to get ahead of myself as I think Jan will be a tight month for us
    M
    Originally posted by motivated
    Hi,

    Its fine to start early just send me the update for in January for the amount that you have already saved.

    The challenge starts tomorrow.

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £10/£800 = 1.25% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £600/£1,000 = 60.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-486/£2,000 = 50.70%

    Total £10,686.59/£16,165 = 66.10%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 31st Dec 17, 6:49 PM
    • 4,292 Posts
    • 14,831 Thanks
    Westie983
    Sorry didnít mean to be awkward by not setting a target, never done a MSE Challenge before or tracked these things so really lost as what to estimate.

    Would £100 be too conservative? Iím worried about over stretching myself and not being able to hit my targets :/
    Originally posted by AWPTheo
    £100 is fine, like Kim_13 has explained you can change this up or down as the challenge goes on.

    I just like have a total of all challengers so one, it keeps you motivated and we can see how well we are doing as a group.

    I will update the target now for you.

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £10/£800 = 1.25% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £600/£1,000 = 60.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-486/£2,000 = 50.70%

    Total £10,686.59/£16,165 = 66.10%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 31st Dec 17, 6:51 PM
    • 4,292 Posts
    • 14,831 Thanks
    Westie983
    Totals -
    Hi all,

    Can I please have some targets for those of you that havent done so.

    I know some of you dont want to have a goal but it can be anything if you want and can be increased or decreased as the challenge goes on..

    We are nearly ready to go, we are on the starting blocks...

    Westie983
    Last edited by Westie983; 03-01-2018 at 6:09 PM.
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £10/£800 = 1.25% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £600/£1,000 = 60.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-486/£2,000 = 50.70%

    Total £10,686.59/£16,165 = 66.10%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • ruby_eskimo
    • By ruby_eskimo 31st Dec 17, 9:52 PM
    • 2,244 Posts
    • 12,554 Thanks
    ruby_eskimo
    Hi everyone, can I join? I've done this on and off for a few years but determined to come back this year and stay on top of my finances. I was always 29 on the previous years so can I have that number again? I'm hoping for £100 but may change that as the year goes on.
    Emergency Fund - £0 / £5,000 :: Decluttering - 0 / 1095
    Sealed Pot 2018 #24 :: VSP #29 - £0:: NSD 2018 - 6 / 200 Weight Loss: 44.6 / 58lbs January GC - £109/ £200
    Engaged 9th December 2010 Married 29th October 2015
    • lightbulb0811
    • By lightbulb0811 31st Dec 17, 10:03 PM
    • 70 Posts
    • 338 Thanks
    lightbulb0811
    Hi, can I join in please. I!!!8217;ll go for £200 to start with. Thanks.
    Save £12k in 2018 #90 £2618.03/£6000
    Sealed pot challenge #10 £89.27/200
    Weight Loss 12.5/60 lb challenge 4.5/12 by 6/5/18
    • AWPTheo
    • By AWPTheo 1st Jan 18, 1:53 PM
    • 35 Posts
    • 61 Thanks
    AWPTheo
    Happy New Year to you all hope there are not too many sore heads this morning!

    Thank you for the reassurances, and for explaining things, I did read through the main post twice but still shaky on my feet! £100 sounds good for now.

    Will be transferring every Friday as I usually do, but whether itís to the nearest £5 or £10 will depend how Iím sitting money wise! Will aim for nearest £10 though.
    Debts Jan 2018: £0/£1,200 personal loan, £118.29/£605.71 CC/SC Savings Jan 2018: £450
    2018 Challenges: Save £12k in 2018 #72 - £60/£2,400, Virtual Sealed Pot Challenge #17 £15.61/£100

    • CavendishWobble
    • By CavendishWobble 1st Jan 18, 3:39 PM
    • 31 Posts
    • 61 Thanks
    CavendishWobble
    Happy New Year all, sign me up please - £200
    Save £12k in 2018 = £5,913.96/£15,000 (39.43%) #36
    Virtual Sealed Pot = £105.06/£200 #11
    Sealed Pot Challenge 2018 #19
    £1 a Day Challenge = £226.18/£668

    Starting: Jan'17: £33,729
    • RhiBi
    • By RhiBi 1st Jan 18, 4:01 PM
    • 459 Posts
    • 1,441 Thanks
    RhiBi
    Can I just clarify, do I complete a form every time Iíve added money to my pot, or do you want it at the end of each month?

    Iíve just transferred £9.05 and didnít know whether to complete a form or not!

    Thanks xx
    Virtual Sealed Pot 2018 #7 £152.81/£250
    • crimson.addict
    • By crimson.addict 3rd Jan 18, 5:07 PM
    • 1,193 Posts
    • 9,529 Thanks
    crimson.addict
    Hello I'm here, did you miss me?!

    I would like the same target as last year please. I would like to smash it again but I know I also have a £3000 debt that needs paying off before I start getting charged interest in November. Yes I could use last years savings but that would be boring

    I also want to find £392.36 to add to 2 of my accounts so that they are both at their full interest making capability.

    Anyhu, if you'll have me i already have £182.25 towards 2018
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far

    I love LC2 and Jakes-Mum
    Star's from Sue x28
    CC Debt
    - £2,927.14 Savings - EF - £4,797.21/£5,000 - H2B - £4,691.03/£12,000
    • Westie983
    • By Westie983 3rd Jan 18, 6:09 PM
    • 4,292 Posts
    • 14,831 Thanks
    Westie983
    Hi everyone, can I join? I've done this on and off for a few years but determined to come back this year and stay on top of my finances. I was always 29 on the previous years so can I have that number again? I'm hoping for £100 but may change that as the year goes on.
    Originally posted by ruby_eskimo
    Of course you can have #29,

    Welcome to the 2018 VSP challenge

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £10/£800 = 1.25% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £600/£1,000 = 60.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-486/£2,000 = 50.70%

    Total £10,686.59/£16,165 = 66.10%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 3rd Jan 18, 6:11 PM
    • 4,292 Posts
    • 14,831 Thanks
    Westie983
    Hi, can I join in please. Iíll go for £200 to start with. Thanks.
    Originally posted by lightbulb0811
    Of course you can Lightbulb0811.

    Your number is #10

    Please have a read of the first page and familiar youself with the links for the updates .

    Welcome to the 2018 VSP challenge

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £10/£800 = 1.25% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £600/£1,000 = 60.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-486/£2,000 = 50.70%

    Total £10,686.59/£16,165 = 66.10%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 3rd Jan 18, 6:13 PM
    • 4,292 Posts
    • 14,831 Thanks
    Westie983
    Happy New Year all, sign me up please - £200
    Originally posted by CavendishWobble
    Welcome CavendishWobble, your number is #11

    Please have a read on the first page and familiarise yourself with the update links.

    Welcome to the 2018 VSP Challenge

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £10/£800 = 1.25% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £600/£1,000 = 60.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-486/£2,000 = 50.70%

    Total £10,686.59/£16,165 = 66.10%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 3rd Jan 18, 6:16 PM
    • 4,292 Posts
    • 14,831 Thanks
    Westie983
    Can I just clarify, do I complete a form every time Iíve added money to my pot, or do you want it at the end of each month?

    Iíve just transferred £9.05 and didnít know whether to complete a form or not!

    Thanks xx
    Originally posted by RhiBi
    Hi RhiBi, Its totally upto you, some people link to send the form as soon as they make the payments so they dont have to check the bank account again at the end of the month to send in monthly amount.

    If you want to send a combined total at the end of the month that is fine.

    I dont mind either way as long as its before the end of the month and not declaring for the previous month in the next month as this causes some admin problems.

    Hope this clears up your worries and it will become easier and clearer as you continue through the months.

    Other retro challengers will be with you to keep you going and follow their lead if you wish

    Westie983
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £10/£800 = 1.25% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £600/£1,000 = 60.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-486/£2,000 = 50.70%

    Total £10,686.59/£16,165 = 66.10%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 3rd Jan 18, 6:21 PM
    • 4,292 Posts
    • 14,831 Thanks
    Westie983
    Hello I'm here, did you miss me?!

    I would like the same target as last year please. I would like to smash it again but I know I also have a £3000 debt that needs paying off before I start getting charged interest in November. Yes I could use last years savings but that would be boring

    I also want to find £392.36 to add to 2 of my accounts so that they are both at their full interest making capability.

    Anyhu, if you'll have me i already have £182.25 towards 2018
    Originally posted by crimson.addict
    Hi Crimson.addict.
    I will give you #4 for now,

    Pinkfluffybabe

    Are you okay to move to #12 so Crimson.Addict can have #4 as this is the number she has had in this challenge for a long time,

    Welcome to the challenge (again)

    Westie983
    Last edited by Westie983; 03-01-2018 at 6:27 PM.
    Save 12k in 2018 #10 Total (£25,000)+£10,000/£12,000 = 83.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £10/£800 = 1.25% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £600/£1,000 = 60.00%
    £2 Savers Club 2018 #16 Total (£1,500)+-486/£2,000 = 50.70%

    Total £10,686.59/£16,165 = 66.10%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • pinkfluffybabe
    • By pinkfluffybabe 3rd Jan 18, 7:51 PM
    • 2,469 Posts
    • 7,685 Thanks
    pinkfluffybabe
    Hi Crimson.addict.
    I will give you #4 for now,

    Pinkfluffybabe

    Are you okay to move to #12 so Crimson.Addict can have #4 as this is the number she has had in this challenge for a long time,

    Welcome to the challenge (again)

    Westie983
    Originally posted by Westie983
    Of course
    Not buying unnecessary toiletries 2018 - 26/162 UU, 10 IN
    Mortgage Free Wannabe 2018 No.180 £315/£2000
    1% challenge No.15 - 9% £2 savers No.12 - £56 5p Savers No.3 - £3.75
    Virtual Sealed Pot No.12 - £45.30/£150 1p a day Challenge £201.46/£667.95
    Completely Crazy Clothes Challenge 2018 #5 £150.59/£50
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