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    • Westie983
    • By Westie983 28th Dec 17, 5:35 PM
    • 4,555 Posts
    • 15,078 Thanks
    Westie983
    Hi all,

    Just a quick post to check that you can

    1. See the update form when you click the link, and you are able to submit your totals
    2. See the spreadsheet in read only mode.

    I have had to play around with the settings, as google already knew I had a form set up from this years challenge along with it wanting me to update to the newer version of google sheets..

    Please let me know you can view, probably someone like Kim_13 or Seaotter who has been on this challenge for a while.

    Thanks

    Westie983
    Save 12k in 2018 #10 Total (£25000)+£14800/£12000 = 123.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £1200/£1000 = 120.00%
    £2 Savers Club 2018 #16 Total (£1500)+-470/£2000 = 51.50%

    Total £18132.59/£15865 = 114.29%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • A Random Man
    • By A Random Man 28th Dec 17, 8:21 PM
    • 203 Posts
    • 954 Thanks
    A Random Man
    You number #3

    Please add to your signature please.

    Westie983
    Originally posted by Westie983
    Thanks will starting updating in Jan, going to open a separate savings account for this
    Total Debt 1st Jan £13100/£8107.77 (38.10% Paid)
    Make £10 A Day In September £350/£214.72
    Halifax Credit Card, Tesco Credit Card, Barclaycard, Hitachi Loan
    • pinkfluffybabe
    • By pinkfluffybabe 28th Dec 17, 10:13 PM
    • 2,518 Posts
    • 7,960 Thanks
    pinkfluffybabe
    Hi all good luck with your quests.

    I am not going to officially join you as I have signed up to a few challenges already but this is something I would like to start doing for myself.

    I would like to ask if anyone gets any feedback from the banks doing this. Do they mind if people keep transferring a few pence every few days?

    Thanks
    Originally posted by iammumtoone
    I do lots of small transaction transfers and no bank has ever bothered me about it. The only comment I had in branch was that I could put it all into one account, but I explained to him that I had different pots for different circumstances
    Not buying unnecessary toiletries 2018 - 62/162 UU, 25 IN
    Mortgage Free Wannabe 2018 No.180 £675/£2000
    1% challenge No.15 - 15% £2 savers No.12 - £94 5p Savers No.3 - £4.75
    Virtual Sealed Pot No.12 - £94.68/£150 1p a day Challenge £464.29/£667.95
    Completely Crazy Clothes Challenge 2018 #5 £421.28/£200
    • Westie983
    • By Westie983 29th Dec 17, 6:11 AM
    • 4,555 Posts
    • 15,078 Thanks
    Westie983
    Thanks will starting updating in Jan, going to open a separate savings account for this
    Originally posted by A Random Man
    Working in a bank, its not a problem, they just want debt paid off however that happens.

    Opening a new account is a good idea, and you can see the balance increasing and can check it against the spreadsheet as sometimes I make a mistake. (only human after all)

    Thanks for sending your total to me, I have updated it in the spreadsheet.

    Good Luck, Welcome to the challenge.

    Westie983
    Last edited by Westie983; 29-12-2017 at 6:23 AM.
    Save 12k in 2018 #10 Total (£25000)+£14800/£12000 = 123.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £1200/£1000 = 120.00%
    £2 Savers Club 2018 #16 Total (£1500)+-470/£2000 = 51.50%

    Total £18132.59/£15865 = 114.29%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Seaotter
    • By Seaotter 30th Dec 17, 10:14 AM
    • 196 Posts
    • 1,332 Thanks
    Seaotter
    Hi all,

    Just a quick post to check that you can

    1. See the update form when you click the link, and you are able to submit your totals
    2. See the spreadsheet in read only mode.

    I have had to play around with the settings, as google already knew I had a form set up from this years challenge along with it wanting me to update to the newer version of google sheets..

    Please let me know you can view, probably someone like Kim_13 or Seaotter who has been on this challenge for a while.

    Thanks

    Westie983
    Originally posted by Westie983
    I feel honoured Westie! It looks fine to me - I've just posted £1 to test it for you!
    Sealed pot challenge 11 - #104 SPC10 - £526.50 SPC9 - £712.52. SPC8 - £477.50
    Virtual pot challenge 2018 - £233.01 (target £250) 2017 £286.04. 2016 £286.89. 2015 £366.96
    Family declutter in 2018 - 420/2018
    Family declutter in 2017 - 173/2017 - oops, I'm sure we did more than that.
    Family declutter in 2016 - 1469/2016 and about 1,000 books
    • Chappie77
    • By Chappie77 30th Dec 17, 11:05 AM
    • 178 Posts
    • 789 Thanks
    Chappie77
    Hi Westie.

    Can I join again with number 13 (to keep things simple)? I'm setting a target of £700 this year to see if it is achievable

    Chappie x
    Payment a Day 2018 Very £1701.22/£1701.22 Business Barclaycard £633.19/£633.19 Hitachi £1489.17/£1489.17 MBNA £358.70/3159.01 Saving for Xmas 2018 £215/£500 Virtual Sealed Pot 2018 £370/£700 PAYDBX2018 £5441.81/£7268.47 £2 Savers Club 2018 £190
    • Westie983
    • By Westie983 30th Dec 17, 12:51 PM
    • 4,555 Posts
    • 15,078 Thanks
    Westie983
    I feel honoured Westie! It looks fine to me - I've just posted £1 to test it for you!
    Originally posted by Seaotter
    Great thanks Seaotter, that came through fine.

    Glad you are able to view both links.

    Westie983
    Save 12k in 2018 #10 Total (£25000)+£14800/£12000 = 123.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £1200/£1000 = 120.00%
    £2 Savers Club 2018 #16 Total (£1500)+-470/£2000 = 51.50%

    Total £18132.59/£15865 = 114.29%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 30th Dec 17, 12:52 PM
    • 4,555 Posts
    • 15,078 Thanks
    Westie983
    Hi Westie.

    Can I join again with number 13 (to keep things simple)? I'm setting a target of £700 this year to see if it is achievable

    Chappie x
    Originally posted by Chappie77
    Hi Chappie,

    Of course you can, welcome onboard again for another year

    Westie983
    Save 12k in 2018 #10 Total (£25000)+£14800/£12000 = 123.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £1200/£1000 = 120.00%
    £2 Savers Club 2018 #16 Total (£1500)+-470/£2000 = 51.50%

    Total £18132.59/£15865 = 114.29%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Sylar321
    • By Sylar321 30th Dec 17, 2:17 PM
    • 46 Posts
    • 163 Thanks
    Sylar321
    I donít mind changing to a lower number than 34, so thereís less of a gap on the spreadsheet if thatís helps
    HTB isa- £1101.85
    VSP challenge no 34-Target £1000 =£710.34
    20p savers club no72 = £1.60
    5p savers club no4 = £1.50
    GC Feb = £187.35/£200
    • RhiBi
    • By RhiBi 30th Dec 17, 2:25 PM
    • 605 Posts
    • 1,760 Thanks
    RhiBi
    Can I join please with a target of £250
    • AWPTheo
    • By AWPTheo 30th Dec 17, 2:30 PM
    • 35 Posts
    • 61 Thanks
    AWPTheo
    Hiya, can now see both links on mobile not sure about PC as we are in the highlands at the moment!

    I donít really know what target to set so will just see where it gets me. Rounding to the nearest £10 every week, saved £2.85 this week, early I know but we were not sure of the accessibility of internet up here so Iíll add that to my week 1 total! Exciting
    Debts Jan 2018: £0/£1,200 personal loan, £118.29/£605.71 CC/SC Savings Jan 2018: £450
    2018 Challenges: Save £12k in 2018 #72 - £60/£2,400, Virtual Sealed Pot Challenge #17 £15.61/£100

    • Westie983
    • By Westie983 30th Dec 17, 3:34 PM
    • 4,555 Posts
    • 15,078 Thanks
    Westie983
    Can I join please with a target of £250
    Originally posted by RhiBi
    Of course you can welcome your #7.

    Please have a read of the first two posts on this thread to give you an idea how the challenge works.

    Please also put your number in your signature.

    Westie983
    Save 12k in 2018 #10 Total (£25000)+£14800/£12000 = 123.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £1200/£1000 = 120.00%
    £2 Savers Club 2018 #16 Total (£1500)+-470/£2000 = 51.50%

    Total £18132.59/£15865 = 114.29%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • motivated
    • By motivated 30th Dec 17, 3:37 PM
    • 2,281 Posts
    • 4,639 Thanks
    motivated
    Hi please can I join in. This is just what I’ve been looking for. I’ve already started rounding down accounts and it’s a great idea
    Thanks for running this challenge
    M
    • Westie983
    • By Westie983 30th Dec 17, 3:39 PM
    • 4,555 Posts
    • 15,078 Thanks
    Westie983
    Hi,

    I know some of you dont have an idea of what target you want to work towards but if you could give it some thought and let me know.

    Why do I ask?

    Each month I find the motivation of saving and seeing not only your total increasing but others too, and the collated total increasing, and I do tend to set mini challenges over the year.

    To see if we can save X this month, we have X to go, who will be the one to push us over the X total.

    Your total can be conservative, if you wish and of course you can change it as the year goes on its not set in stone.

    **Thats why I have added a change of target option on the declaration form.

    Not long to go,

    T minus 2 days

    Westie983
    Save 12k in 2018 #10 Total (£25000)+£14800/£12000 = 123.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £1200/£1000 = 120.00%
    £2 Savers Club 2018 #16 Total (£1500)+-470/£2000 = 51.50%

    Total £18132.59/£15865 = 114.29%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 30th Dec 17, 3:40 PM
    • 4,555 Posts
    • 15,078 Thanks
    Westie983
    Hi please can I join in. This is just what Iíve been looking for. Iíve already started rounding down accounts and itís a great idea
    Thanks for running this challenge
    M
    Originally posted by motivated
    Hi,

    ~of course you can your number is #8. What target do you want to set?

    Welcome and good luck with the challenge.

    Westie983
    Save 12k in 2018 #10 Total (£25000)+£14800/£12000 = 123.33%
    Sealed Pot Challenge ~ 11 #97 Total (£410) + £40/£500 = 8.00% ( x 11)
    Xmas 2018 £1 a Day #2 Total £62.59/£365 = 17.14%
    Virtual Sealed Pot #1 Total £1200/£1000 = 120.00%
    £2 Savers Club 2018 #16 Total (£1500)+-470/£2000 = 51.50%

    Total £18132.59/£15865 = 114.29%

    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • motivated
    • By motivated 30th Dec 17, 3:42 PM
    • 2,281 Posts
    • 4,639 Thanks
    motivated
    Hi,

    ~of course you can your number is #8. What target do you want to set?

    Welcome and good luck with the challenge.

    Westie983
    Originally posted by Westie983
    Thankyou I would like to aim for a total of £1000

    I know I can do it and this will help keep me accountable
    M
    • RhiBi
    • By RhiBi 30th Dec 17, 7:08 PM
    • 605 Posts
    • 1,760 Thanks
    RhiBi
    Of course you can welcome your #7.

    Please have a read of the first two posts on this thread to give you an idea how the challenge works.

    Please also put your number in your signature.

    Westie983
    Originally posted by Westie983
    All read and signature added, I'm good to go!
    Virtual Sealed Pot 2018 #7 £297/£350

    1 debt vs 100 days £323.72/£1000
    • pinkfluffybabe
    • By pinkfluffybabe 30th Dec 17, 9:05 PM
    • 2,518 Posts
    • 7,960 Thanks
    pinkfluffybabe
    Sure you can, your number #4

    Happy potting

    Westie983
    Originally posted by Westie983
    Thanks Westie, can I have a target of £150 please.
    Not buying unnecessary toiletries 2018 - 62/162 UU, 25 IN
    Mortgage Free Wannabe 2018 No.180 £675/£2000
    1% challenge No.15 - 15% £2 savers No.12 - £94 5p Savers No.3 - £4.75
    Virtual Sealed Pot No.12 - £94.68/£150 1p a day Challenge £464.29/£667.95
    Completely Crazy Clothes Challenge 2018 #5 £421.28/£200
    • A Random Man
    • By A Random Man 31st Dec 17, 1:16 AM
    • 203 Posts
    • 954 Thanks
    A Random Man
    Working in a bank, its not a problem, they just want debt paid off however that happens.

    Opening a new account is a good idea, and you can see the balance increasing and can check it against the spreadsheet as sometimes I make a mistake. (only human after all)

    Thanks for sending your total to me, I have updated it in the spreadsheet.

    Good Luck, Welcome to the challenge.

    Westie983
    Originally posted by Westie983
    Ha! the irony is that i work in a bank also won't say which one , but i want a savings account with a bank i don't hold any accounts with as there is always the temptation to spend the money, however i have just opened the account now with lloyds
    Total Debt 1st Jan £13100/£8107.77 (38.10% Paid)
    Make £10 A Day In September £350/£214.72
    Halifax Credit Card, Tesco Credit Card, Barclaycard, Hitachi Loan
    • Sylar321
    • By Sylar321 31st Dec 17, 11:24 AM
    • 46 Posts
    • 163 Thanks
    Sylar321
    Hi can I have a target of £250 please. Excited to start this challenge
    HTB isa- £1101.85
    VSP challenge no 34-Target £1000 =£710.34
    20p savers club no72 = £1.60
    5p savers club no4 = £1.50
    GC Feb = £187.35/£200
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