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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 3:05 PM
    • 3,423Posts
    • 14,971Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 3:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 3:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 8:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
Page 220
    • LittleMissDetermined
    • By LittleMissDetermined 17th Apr 18, 6:16 AM
    • 2,007 Posts
    • 8,441 Thanks
    LittleMissDetermined
    My own PAD is a teeny weeny bank tidy up of 31p to holiday fund

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 6050/7129...
    • jet9cat
    • By jet9cat 17th Apr 18, 6:19 AM
    • 1,446 Posts
    • 10,532 Thanks
    jet9cat
    Weekend sales has resulted in a payment of 20 to OH's cc
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • AdventureWanted
    • By AdventureWanted 17th Apr 18, 7:47 AM
    • 463 Posts
    • 1,410 Thanks
    AdventureWanted
    11 to CC2 today please.
    • sunshine81
    • By sunshine81 17th Apr 18, 9:15 AM
    • 984 Posts
    • 5,305 Thanks
    sunshine81
    Morning... 6.30 sent x
    • TheMsTeal
    • By TheMsTeal 17th Apr 18, 10:16 AM
    • 257 Posts
    • 981 Thanks
    TheMsTeal
    Token 50p to cc please.
    Debt Free Day Target: November 2018

    2 Savers Club 2017: no 41
    • kirtsypoos
    • By kirtsypoos 17th Apr 18, 10:28 AM
    • 3,423 Posts
    • 14,971 Thanks
    kirtsypoos
    Morning all,

    148.18 mortgage OP for me today please
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 158.500.00 (2017/2018 O/P 3491.79) PAYDBX 17 - 18,442.82
    PAYDBX 18 #006 3850.92/4000
    • erin_transport
    • By erin_transport 17th Apr 18, 11:33 AM
    • 500 Posts
    • 2,233 Thanks
    erin_transport
    Hi
    88 to pension pot transfer today
    Thanks
    On a mission!

    2018 MFW #138
    • ahall3519
    • By ahall3519 17th Apr 18, 7:03 PM
    • 233 Posts
    • 792 Thanks
    ahall3519
    Good evening everyone! Please put me down for 8.50 to the usual OH's CC. Thanks!
    CC Debt 1 as of Apr 2016-1008.07 As of 30th January 2017=100% paid

    CC Debt 2 as of Jan 2017-1757.96 As of 2nd Jan 2018-100% paid

    OH's Sainsbury's CC total-1189.53 debt=483.43=59% paid
    • RhiBi
    • By RhiBi 17th Apr 18, 8:31 PM
    • 459 Posts
    • 1,441 Thanks
    RhiBi
    Another 2 to Next today!
    Virtual Sealed Pot 2018 #7 152.81/250
    • lindez
    • By lindez 17th Apr 18, 8:41 PM
    • 35 Posts
    • 135 Thanks
    lindez
    Hi LMD 2.29 to cc 3 bank tidy up thank you
    x
    • A Random Man
    • By A Random Man 17th Apr 18, 9:51 PM
    • 191 Posts
    • 933 Thanks
    A Random Man
    10 payment today for me
    Total Debt 1st Jan 13100/11423.30 (12.79% Paid)
    Make 10 A Day In April (Matched Betting) 750/190.87
    Make 10 A Day In April (eBay) 300/1.85
    Payment A Day total: 444.19
    Halifax Credit Card, Tesco Credit Card, Barclaycard, Hitachi Loan
    • cufc_mike
    • By cufc_mike 17th Apr 18, 10:59 PM
    • 567 Posts
    • 3,043 Thanks
    cufc_mike
    26.15 mortgage overpayment for me today
    Make 1,000 April Challenge: 1,117.70 / 1,000 -> My Matched Betting Blog
    Mortgage Overpayments: 2,867.06 | 1,544.33 Interest Saved
    Mortgage End Date: Was 01/06/2033 -> Now: 01/10/2031 (reduced by 20 months by PAD'ing)
    • erin_transport
    • By erin_transport 17th Apr 18, 11:08 PM
    • 500 Posts
    • 2,233 Thanks
    erin_transport
    Hi
    25 to online savings
    Thanks
    On a mission!

    2018 MFW #138
    • jet9cat
    • By jet9cat 18th Apr 18, 6:51 AM
    • 1,446 Posts
    • 10,532 Thanks
    jet9cat
    19.20 paid to the cc today
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • LittleMissDetermined
    • By LittleMissDetermined 18th Apr 18, 7:03 AM
    • 2,007 Posts
    • 8,441 Thanks
    LittleMissDetermined
    A great day yesterday with a total for Tuesday 17th April of

    376.28
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 6050/7129...
    • LittleMissDetermined
    • By LittleMissDetermined 18th Apr 18, 7:05 AM
    • 2,007 Posts
    • 8,441 Thanks
    LittleMissDetermined
    Just a 1 bank round down to the credit card for me today

    LMD x
    Life gets in the way...PADding is addictive... Saving's better than spending...

    1000 EF Challenge #142 1000/1000 ... 3-6Mth Wages Challenge #4 6050/7129...
    • AdventureWanted
    • By AdventureWanted 18th Apr 18, 10:26 AM
    • 463 Posts
    • 1,410 Thanks
    AdventureWanted
    4 to CC2 today. Thanks.
    • sunshine81
    • By sunshine81 18th Apr 18, 1:30 PM
    • 984 Posts
    • 5,305 Thanks
    sunshine81
    4 for me today thanks LMD x
    • erin_transport
    • By erin_transport 18th Apr 18, 1:42 PM
    • 500 Posts
    • 2,233 Thanks
    erin_transport
    Hi
    5 to cc
    5 to mortgage over payment
    10 total.
    Thanks
    On a mission!

    2018 MFW #138
    • RhiBi
    • By RhiBi 18th Apr 18, 5:57 PM
    • 459 Posts
    • 1,441 Thanks
    RhiBi
    40 to Littlewoods, and 2 to next today making a total of 42 today
    Virtual Sealed Pot 2018 #7 152.81/250
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