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  • FIRST POST
    • xironsongx
    • By xironsongx 1st Apr 18, 4:56 PM
    • 141Posts
    • 373Thanks
    xironsongx
    April NSD Challenge 2018
    • #1
    • 1st Apr 18, 4:56 PM
    April NSD Challenge 2018 1st Apr 18 at 4:56 PM
    This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of January.
    Keep us updated with your progress and hope you all have a great start to the new year.

    To join,
    just post your personal target and you are on your way.

    Tips for the challenge;
    1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

    2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

    3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!
    Engaged 01-09-17 Wedding £519.78 (BA) £80.22 (Sp) / £5,600 £5,000 left to save
Page 2
    • beanielou
    • By beanielou 8th Apr 18, 11:22 AM
    • 52,648 Posts
    • 206,542 Thanks
    beanielou
    NSD no 7 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • onedaysomeday
    • By onedaysomeday 9th Apr 18, 12:01 PM
    • 238 Posts
    • 349 Thanks
    onedaysomeday
    Today will be a NSD so 3/15
    CC1 £1410.00/£1398.90 CC2 £162.29/£162.29 CC3 £132.14/£132.14
    Old Debts £1252.21/£1252.21 OD £534/£534
    Loan £1195.20/£1195.20 Nan/OH Loan £1500/ £1135.50
    Total April 18 £5821.34 // Days until Debt Free = 346
    Car Fund £500 EF £30 Savings Pots £40
    • beanielou
    • By beanielou 9th Apr 18, 4:46 PM
    • 52,648 Posts
    • 206,542 Thanks
    beanielou
    NSD no 8 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • spudsmum
    • By spudsmum 9th Apr 18, 7:45 PM
    • 175 Posts
    • 1,160 Thanks
    spudsmum
    Another NSD today

    Thats 4/7
    Total debts £21050! now £20,186 . Jan 2018 Paid off parental loan for new car £1520 1% challenge £673/£15000 (4.49%)Total money squirrelled away/NOT wasted in 2018 £1714.19 frugal budget 2018 £2493/£3000
    Making it my mission to live within my means and ditch the credit cards in 2018
    • onedaysomeday
    • By onedaysomeday 10th Apr 18, 5:04 PM
    • 238 Posts
    • 349 Thanks
    onedaysomeday
    NSD so 4/15
    • beanielou
    • By beanielou 10th Apr 18, 6:36 PM
    • 52,648 Posts
    • 206,542 Thanks
    beanielou
    NSD no 9 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • spudsmum
    • By spudsmum 10th Apr 18, 7:12 PM
    • 175 Posts
    • 1,160 Thanks
    spudsmum
    Another one today

    5/7 completed
    Total debts £21050! now £20,186 . Jan 2018 Paid off parental loan for new car £1520 1% challenge £673/£15000 (4.49%)Total money squirrelled away/NOT wasted in 2018 £1714.19 frugal budget 2018 £2493/£3000
    Making it my mission to live within my means and ditch the credit cards in 2018
    • onedaysomeday
    • By onedaysomeday 11th Apr 18, 9:56 AM
    • 238 Posts
    • 349 Thanks
    onedaysomeday
    Bit early but as I know I won't be spending today - NSD 5/15
    • beanielou
    • By beanielou 11th Apr 18, 1:14 PM
    • 52,648 Posts
    • 206,542 Thanks
    beanielou
    NSD no 10 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • beanielou
    • By beanielou 12th Apr 18, 9:24 PM
    • 52,648 Posts
    • 206,542 Thanks
    beanielou
    NSD no 12 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • onedaysomeday
    • By onedaysomeday 13th Apr 18, 8:12 AM
    • 238 Posts
    • 349 Thanks
    onedaysomeday
    NSD yesterday so 6/15
    • Butti
    • By Butti 13th Apr 18, 9:32 AM
    • 4,608 Posts
    • 12,332 Thanks
    Butti
    NSD no.3 yesterday. Didn't pay for anything other than Yoga and exercise classes are excluded (with milk & petrol) in my life.
    Debt LBM (08/09) £11,641. (08/12) £22,734. (10/14) £9127 (2/15N )£7790
    Diary 'Butti's journey : A matter of loaf or death'.
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S MOB NSD April 3/7
    • beanielou
    • By beanielou 13th Apr 18, 8:24 PM
    • 52,648 Posts
    • 206,542 Thanks
    beanielou
    NSD no 13 today.

    Go butti.
    I dont count yoga either.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • beanielou
    • By beanielou 14th Apr 18, 9:09 PM
    • 52,648 Posts
    • 206,542 Thanks
    beanielou
    & NSD no 14 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • beanielou
    • By beanielou 16th Apr 18, 8:44 PM
    • 52,648 Posts
    • 206,542 Thanks
    beanielou
    Not one yesterday or today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • onedaysomeday
    • By onedaysomeday 17th Apr 18, 10:39 AM
    • 238 Posts
    • 349 Thanks
    onedaysomeday
    7/15 for me today
    • Charleyalmostking
    • By Charleyalmostking 17th Apr 18, 10:41 AM
    • 21 Posts
    • 6 Thanks
    Charleyalmostking
    Hey guys, it's xironsongx just wanted a fresh start,

    I'm not doing so well but glad you are
    D R E A M E R £1KProject | £8.69 / £2,000 | Wedding £102.90 / £3,000 | House Deposit: £102.89 |
    Emergency fund: £102.89 / £1,000
    • beanielou
    • By beanielou 17th Apr 18, 11:10 AM
    • 52,648 Posts
    • 206,542 Thanks
    beanielou
    NSD no 15 today.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • beanielou
    • By beanielou 17th Apr 18, 11:11 AM
    • 52,648 Posts
    • 206,542 Thanks
    beanielou
    Hey guys, it's xironsongx just wanted a fresh start,

    I'm not doing so well but glad you are
    Originally posted by Charleyalmostking
    Sorry that things are not going so well for you.
    Anything we can help with?
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • spudsmum
    • By spudsmum 17th Apr 18, 7:37 PM
    • 175 Posts
    • 1,160 Thanks
    spudsmum
    Another one today

    5/7 completed
    Originally posted by spudsmum
    One on Sunday and another today.

    That's 7/7!!

    Will keep going though and see how many more I can get this month
    Total debts £21050! now £20,186 . Jan 2018 Paid off parental loan for new car £1520 1% challenge £673/£15000 (4.49%)Total money squirrelled away/NOT wasted in 2018 £1714.19 frugal budget 2018 £2493/£3000
    Making it my mission to live within my means and ditch the credit cards in 2018
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