Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • beanielou
    beanielou Posts: 90,268 Ambassador
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    117pauline wrote: »
    Many primaries have started having a leaver's prom!!!!

    It bothers me that these milestones are coming earlier and earlier in a child's life. I suppose it is me being a miserable old ******** but I feel sad that youngsters today experience these big events so early, almost certainly too early.

    Anyway enough of my grumpiness.

    There have been a few really wonderful sunsets this week. I certainly noticed the cooler air today. We enjoyed a roast meal today after watching motorbike racing - perfect Sunday.

    Have a good week HHD
    Pauline

    No Pauline, not grumpy, just realistic.
    No wonder they expect cars as a 17th birthday present & personalised plates as a 18th present.:mad::mad:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 90,268 Ambassador
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    I'm guessing Wednesday too :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 21,282 Forumite
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    Ooh 117pauline - a fellow East Midlandser - we have indeed had some glorious sunsets just recently :)

    Hairy - hope you get the letters before Wednesday xx
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    I do think that materialism in the form of proms, designer clothes, expensive phones etc is getting too much now. So much pressure on kids to keep up with their mates and parents to pay for it all :eek:

    I think it will be Wednesday too before the letters come (at the earliest), although it would be nice if it was sooner :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
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    Morning,

    Keeping my fingers crossed for Wednesday but hope it's before xx
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    Thanks purplemum :) I know I'll be disapointed if they don't come today, but I also know that's silly because banks etc never do anything that fast :rotfl:

    Today DS1 has a flu jab. We won't have a NSD as we're running low on milk and loo roll :mad:

    Have a good Monday everyone, the sun is shining here :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    I just found caught myself checking to see if the post had come and it's not even 9.00am yet :doh:

    It's going to be a long week :o
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
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    Our post doesn't come until near 4pm most days :eek:

    Hope they don't keep you waiting too long x
  • 117pauline
    117pauline Posts: 743 Forumite
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    Now they are definitely two items you need in your home. I need milk as I am unbearable to live with unless I have tea in my system. No, change that, tea runs my system!

    You talking about waiting for the letters has made me think of sending a couple of cards to some friends this week. We don't really get nice post any more, do we? Just bills or advertisements, no fun at all.

    I think you should have a thread party when the letters arrive. We could all join you. Bring drinks and cake then watch a Terry Wogan style firework display (now this really shows my age). A celebration for all.

    Take care, have a good week
    Pauline
    Don't get it perfect - Get it going
    Better Than Before
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    Hiddenidenity wrote: »
    Our post doesn't come until near 4pm most days :eek:

    Hope they don't keep you waiting too long x

    That's shocking HI :eek:

    Our post varies wildly between 11.00am and 4.00pm!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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