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    • Michael23
    • By Michael23 17th Sep 19, 5:58 PM
    • 58Posts
    • 6Thanks
    Michael23
    Hire purchase on one credit file not the other?
    • #1
    • 17th Sep 19, 5:58 PM
    Hire purchase on one credit file not the other? 17th Sep 19 at 5:58 PM
    So I took out a hire purchase in 2016, paid it all back within 3 months and this appears on both my Experian and Equifax report. My other hire purchase with the same company I took out after I paid off the first, this appears on Equifax but not Experian, is there any way I can get it on there? It has 3 years worth of payments I've made so i'd ideally like it on there too like the other agreement was.
Page 1
    • Gary_Dexter
    • By Gary_Dexter 17th Sep 19, 7:43 PM
    • 6,575 Posts
    • 4,383 Thanks
    Gary_Dexter
    • #2
    • 17th Sep 19, 7:43 PM
    • #2
    • 17th Sep 19, 7:43 PM
    It depends.

    The lender may not have reported to Experian at the time.
    • Michael23
    • By Michael23 17th Sep 19, 7:53 PM
    • 58 Posts
    • 6 Thanks
    Michael23
    • #3
    • 17th Sep 19, 7:53 PM
    • #3
    • 17th Sep 19, 7:53 PM
    Can I request this?
    • Gary_Dexter
    • By Gary_Dexter 17th Sep 19, 8:02 PM
    • 6,575 Posts
    • 4,383 Thanks
    Gary_Dexter
    • #4
    • 17th Sep 19, 8:02 PM
    • #4
    • 17th Sep 19, 8:02 PM
    You can ask the lender.

    But they’re not obliged to do it purely on request.
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