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  • FIRST POST
    • sian_d18
    • By sian_d18 17th Sep 19, 5:40 PM
    • 6Posts
    • 0Thanks
    sian_d18
    Will a 1 month rolling sim only contract build my credit history?
    • #1
    • 17th Sep 19, 5:40 PM
    Will a 1 month rolling sim only contract build my credit history? 17th Sep 19 at 5:40 PM
    Hi, so I was declined a contract phone but got given a 1 month rolling sim only deal for 6 a month, I am wondering if it will help build my credit history?

    Thank you,
    Sian
Page 1
    • zx81
    • By zx81 17th Sep 19, 5:54 PM
    • 23,835 Posts
    • 26,504 Thanks
    zx81
    • #2
    • 17th Sep 19, 5:54 PM
    • #2
    • 17th Sep 19, 5:54 PM
    If they report to a CRA, then yes, to a small extent.
    • nick74
    • By nick74 17th Sep 19, 6:03 PM
    • 348 Posts
    • 265 Thanks
    nick74
    • #3
    • 17th Sep 19, 6:03 PM
    • #3
    • 17th Sep 19, 6:03 PM
    Some operators, such as Giffgaff for example, refer to their product as a 'sim only deal' when really it's just a prepaid bundle. These won't be reported on your credit file because they are not actually a credit account, just a PAYG service.
    • sian_d18
    • By sian_d18 17th Sep 19, 7:10 PM
    • 6 Posts
    • 0 Thanks
    sian_d18
    • #4
    • 17th Sep 19, 7:10 PM
    • #4
    • 17th Sep 19, 7:10 PM
    The sim only plan is with Virgin, 300 minutes, unlimited texts and 300 mb of data, it's not much but I'm only using it to build my credit history, it is paid via direct debit so will it show on my credit file?

    Thanks,
    Sian
    • Gary_Dexter
    • By Gary_Dexter 17th Sep 19, 7:17 PM
    • 6,575 Posts
    • 4,382 Thanks
    Gary_Dexter
    • #5
    • 17th Sep 19, 7:17 PM
    • #5
    • 17th Sep 19, 7:17 PM
    It should do yes
    • JayMawds82
    • By JayMawds82 17th Sep 19, 7:26 PM
    • 22 Posts
    • 5 Thanks
    JayMawds82
    • #6
    • 17th Sep 19, 7:26 PM
    • #6
    • 17th Sep 19, 7:26 PM
    I know for a fact that 3 report
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