Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
Page 221
    • meoww999
    • By meoww999 19th Aug 19, 4:03 PM
    • 8 Posts
    • 0 Thanks
    meoww999
    Under current rules, and I haven’t seen anything that suggests this will change, the thresholds remain the same whether you work part time, full time or not at all. So working part time means you are even less likely to reach the repayment thresholds.

    If you left during the course the only immediate repayment would be for any loan that was paid to you to cover you for a period when you were no longer a student. So if you had received a loan in September for the winter term but left in October you would be required to repay part of that term’s loan. Everything else would fall into repayment at the usual time with the usual thresholds applying.
    Originally posted by silvercar
    That's brilliant thank you.

    I thought that was the case re working PT and thus being unlikely to hit the threshold for repayment but thought it sounded too good to be true! I'll look into getting my course set up ASAP then.

    Thanks again!
    • brettcta
    • By brettcta 3rd Sep 19, 5:24 PM
    • 3,663 Posts
    • 3,482 Thanks
    brettcta
    Can anyone point us in the right direction for assistance with parent learning allowance & childcare grants?

    My wife’s just starting a PGCE and it’s taken ages for SFE to process her application.

    She’s eligible for the full maintenance grant and we applied for the childcare & parent learning allowance as our daughter (2) will need to go into nursery whilst my wife’s on placement and uni.

    We meet all of the criteria on the SFE website for the above funding but the wife’s finally had an email today from SFE to state that we’re not eligible for any of the funding because of our household income.

    She’s called up and was told that the threshold is £25,000 - our household income was below this last year and will be lower still this year because she’s left her job to go to uni. We’ve called back now and the thresholds gone even lower - £13,xxx.

    I’m getting the impression the 2 people we’ve spoken to don’t know their !!!! from their elbow. All the 2nd guy kept telling us is that the information on the website is generic. How can eligibility criteria be generic - you’re either eligible or you’re not. There’s no mention of ‘you have to meet these criteria, oh and by the way you have to be on a very low household income’.

    Due to the time it’s taken SFE to process the applications, she’s called regularly and has been told that she was eligible but they’re just taking longer to send the letters. On the back of this we’ve paid a non-refundable deposit of £150 to the nursery to secure a place.

    The first call today she was told that a letter was sent to her early August telling her she wasn’t eligible and they’ve just sent a follow up email today.

    Can any one shed some light on what the eligibility criteria actually is and if we’re being given the run round. It’s likely that my wife’ll have to pull out of the course now as we can’t afford £600/month nursery fees and we can’t get anyone to mind our daughter for 5 full days whilst I’m at work and my wife’s at nursery.
    helpful tips
    it's spelt d-e-f-i-n-i-t-e-l-y
    there - 'in or at that place'
    their - 'owned by them'
    they're - 'they are'
    it's bought not brought (i just bought my chicken a suit from that new shop for £6.34)
    • _shel
    • By _shel 3rd Sep 19, 6:36 PM
    • 2,271 Posts
    • 4,193 Thanks
    _shel
    You mean maintenance loan not grant?
    • brettcta
    • By brettcta 3rd Sep 19, 10:38 PM
    • 3,663 Posts
    • 3,482 Thanks
    brettcta
    You mean maintenance loan not grant?
    Originally posted by _shel
    I did, apologies.

    I managed to speak to a manager after yet again getting another set of figures from another advisor at SFE. To say they couldn’t tell their !!!! from their elbow would be too kind.
    helpful tips
    it's spelt d-e-f-i-n-i-t-e-l-y
    there - 'in or at that place'
    their - 'owned by them'
    they're - 'they are'
    it's bought not brought (i just bought my chicken a suit from that new shop for £6.34)
    • MichaelD2019
    • By MichaelD2019 6th Sep 19, 2:55 PM
    • 1 Posts
    • 0 Thanks
    MichaelD2019
    Take loan for Lifetime ISA?
    Hi, I'm working part-time and about to start my postgraduate course (also part-time). I've managed to get my employer to cover my tuition fees and I get a good enough salary to save roughly £600 a month!

    Is it worth taking the loan and using the money to top up my Lifetime ISA and another high-interest bank account which is roughly at 5% for the first12 months? Any advice on this would be great.
    • Starrystarrynight1
    • By Starrystarrynight1 16th Sep 19, 6:50 PM
    • 234 Posts
    • 370 Thanks
    Starrystarrynight1
    It sounds like your wife has an underlying eligibility to apply for the allowances but, as projected costs are offset against household income or a threshold is applied, she might have zero entitlement. The best I can suggest is send in everything asked for (evidence of children's ID etc) as requested and then wait to see if any entitlement is listed on your wife's award letter.

    Can anyone point us in the right direction for assistance with parent learning allowance & childcare grants?

    My wife’s just starting a PGCE and it’s taken ages for SFE to process her application.

    She’s eligible for the full maintenance grant and we applied for the childcare & parent learning allowance as our daughter (2) will need to go into nursery whilst my wife’s on placement and uni.

    We meet all of the criteria on the SFE website for the above funding but the wife’s finally had an email today from SFE to state that we’re not eligible for any of the funding because of our household income.

    She’s called up and was told that the threshold is £25,000 - our household income was below this last year and will be lower still this year because she’s left her job to go to uni. We’ve called back now and the thresholds gone even lower - £13,xxx.

    I’m getting the impression the 2 people we’ve spoken to don’t know their !!!! from their elbow. All the 2nd guy kept telling us is that the information on the website is generic. How can eligibility criteria be generic - you’re either eligible or you’re not. There’s no mention of ‘you have to meet these criteria, oh and by the way you have to be on a very low household income’.

    Due to the time it’s taken SFE to process the applications, she’s called regularly and has been told that she was eligible but they’re just taking longer to send the letters. On the back of this we’ve paid a non-refundable deposit of £150 to the nursery to secure a place.

    The first call today she was told that a letter was sent to her early August telling her she wasn’t eligible and they’ve just sent a follow up email today.

    Can any one shed some light on what the eligibility criteria actually is and if we’re being given the run round. It’s likely that my wife’ll have to pull out of the course now as we can’t afford £600/month nursery fees and we can’t get anyone to mind our daughter for 5 full days whilst I’m at work and my wife’s at nursery.
    Originally posted by brettcta
    -------------------------------------------------------------------------------------------------
    I used to be Starrystarrynight on MSE, before a log in technical glitch!
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,029Posts Today

7,011Users online

Martin's Twitter