Held account long time but overdrawn

roadblock15 Posts: 29 Forumite

16 October 2018 at 12:28AM in Budgeting & bank accounts

I’ve held a bank account a long time which kinda got forgot about after a house move and it carried a £40 unauthorised overdraft for nearly 2 years.

I want to start using it or close it.

Which will benefit my credit report more? Keep it due to age of account and keep it in good standing here on in, or close it and open up with a new bank and have a clean slate?

This discussion has been closed.

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Held account long time but overdrawn

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