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  • FIRST POST
    • Silly_Shirl
    • By Silly_Shirl 11th Feb 19, 8:07 AM
    • 30Posts
    • 6Thanks
    Silly_Shirl
    Working Tax Credit advice please?
    • #1
    • 11th Feb 19, 8:07 AM
    Working Tax Credit advice please? 11th Feb 19 at 8:07 AM
    Can anyone clarify if I am eligible please?
    I am a registered self-employed 62 year old lady, and my last tax year income was £9,425.
    My partner was made redundant on 18/12/2018 so his loss of earnings and my low income, prompted me to wonder if I could get WTC, on the advice of my daughter.
    At our age, it is proving difficult for him to get a new job immediately. Neither of us have claimed benefits all our adult lives, so don't have a clue!
    I did the gov.uk online calculator, which predicted I would be entitled to £151 per week... phew I thought! I then went to my local CAB for help to apply, and they said the new rules mean I am not entitled to anything!
    Help please anyone, we're struggling.
Page 1
    • poppy12345
    • By poppy12345 11th Feb 19, 8:12 AM
    • 4,794 Posts
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    poppy12345
    • #2
    • 11th Feb 19, 8:12 AM
    • #2
    • 11th Feb 19, 8:12 AM
    You won't be able to start a new claim for tax credits because all areas are now a full universal credit area and it will be this you would need to claim.
    • Silly_Shirl
    • By Silly_Shirl 11th Feb 19, 8:20 AM
    • 30 Posts
    • 6 Thanks
    Silly_Shirl
    • #3
    • 11th Feb 19, 8:20 AM
    • #3
    • 11th Feb 19, 8:20 AM
    Hi, thank you poppy12345.
    Yes, we looked at that, but my partner has some savings just over the 16k means tested threshold, so I believe that means I can't apply for universal credit, so I can't get any help then? ��
    I guess we should have spent, instead of scrimped and saved. I've just lost all my own savings, to a savings bonds scam!
    Wonder why the gov.uk site said I was? Maybe haven't updated, very disappointing. ��
    • Silly_Shirl
    • By Silly_Shirl 11th Feb 19, 8:55 AM
    • 30 Posts
    • 6 Thanks
    Silly_Shirl
    • #4
    • 11th Feb 19, 8:55 AM
    • #4
    • 11th Feb 19, 8:55 AM
    I thought WTC was an initiative to keep people employed, even on a low wage, instead of being better off on benefits? So after both working all our lives, we now have to live off my partners life savings!
    • poppy12345
    • By poppy12345 11th Feb 19, 8:56 AM
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    poppy12345
    • #5
    • 11th Feb 19, 8:56 AM
    • #5
    • 11th Feb 19, 8:56 AM
    All areas were a full UC area since the middle of December.



    You savings mean that you won't be able to claim UC. Once it drops below £16,000 you maybe able to claim something but it will be reduced £1 for every £250 over that amount.



    As your partner isn't working they maybe able to claim New Style JSA, providing they are looking for work. To claim this you need to have worked and paid enough NI contributions in the previous 2 tax years. This will be payable for 6 months at £73.10 per week.
    • Silly_Shirl
    • By Silly_Shirl 11th Feb 19, 9:03 AM
    • 30 Posts
    • 6 Thanks
    Silly_Shirl
    • #6
    • 11th Feb 19, 9:03 AM
    • #6
    • 11th Feb 19, 9:03 AM
    We were told that was means tested too?
    He's going to find it hard to get another job at 61, as he has a bowel disease which has left him incontinent, and his last job enabled him to manage this.
    Despite his GP and consultant report, he's also been turned down for disability benefits and currently fighting for ESA.
    I've worked since I left school at 14, and him since 15... doesn't seem fair. It's a minefield, and we're not that computer literate, techi dummies more like!
    • poppy12345
    • By poppy12345 11th Feb 19, 9:05 AM
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    poppy12345
    • #7
    • 11th Feb 19, 9:05 AM
    • #7
    • 11th Feb 19, 9:05 AM
    You say he's fighting for the ESA, was he found fit for work after a work capability assessment?
    • Silly_Shirl
    • By Silly_Shirl 11th Feb 19, 9:07 AM
    • 30 Posts
    • 6 Thanks
    Silly_Shirl
    • #8
    • 11th Feb 19, 9:07 AM
    • #8
    • 11th Feb 19, 9:07 AM
    Not got that far yet.
    • poppy12345
    • By poppy12345 11th Feb 19, 9:09 AM
    • 4,794 Posts
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    poppy12345
    • #9
    • 11th Feb 19, 9:09 AM
    • #9
    • 11th Feb 19, 9:09 AM
    Can you give some more information, why was he refused ESA? Did he claim for the correct one? When did he start his claim?
    • Silly_Shirl
    • By Silly_Shirl 11th Feb 19, 9:17 AM
    • 30 Posts
    • 6 Thanks
    Silly_Shirl
    So prior to December, when he was made redundant, would I have got WTC?
    • Silly_Shirl
    • By Silly_Shirl 11th Feb 19, 9:19 AM
    • 30 Posts
    • 6 Thanks
    Silly_Shirl
    He's been waiting 4 weeks for a desicion.
    • calcotti
    • By calcotti 11th Feb 19, 10:01 AM
    • 2,159 Posts
    • 1,450 Thanks
    calcotti
    We were told that was means tested too?
    Originally posted by Silly_Shirl
    If he meets the NI conditions the ESA he can apply for is 'new style' ESA which is not means tested. Is this what you are waiting for a decision on?
    • Silly_Shirl
    • By Silly_Shirl 11th Feb 19, 10:05 AM
    • 30 Posts
    • 6 Thanks
    Silly_Shirl
    Yes it is... fingers crossed!
    Just can't understand why I would be better off if I didn't work at all.
    What happened to the incentive?
    • calcotti
    • By calcotti 11th Feb 19, 10:10 AM
    • 2,159 Posts
    • 1,450 Thanks
    calcotti
    It shouldn't take long for them to decide if he can get new style ESA. Once his NI record has been checked, provided he has supplied a Fit Note, they should start paying the£73.10/week. He will then get send a Capability for Work questionnaire to complete and return, probably followed by a face to face assessment. DWP will then decide if he meets the test for Limited capability for Work and/or Limited capability for Work and Work Related Activity. If the latter the amount he receives will increase, if neither his claim will be ended.
    • Silly_Shirl
    • By Silly_Shirl 11th Feb 19, 10:14 AM
    • 30 Posts
    • 6 Thanks
    Silly_Shirl
    Thanks calcotti.
    Yes he got a fit note from GP, who'd never heard of it!
    Just have to wait and see now then.
    • poppy12345
    • By poppy12345 11th Feb 19, 10:51 AM
    • 4,794 Posts
    • 4,465 Thanks
    poppy12345
    Thanks calcotti.
    Yes he got a fit note from GP, who'd never heard of it!
    Just have to wait and see now then.
    Originally posted by Silly_Shirl
    His GP had never heard of a fit note? they used to be called "sick notes"
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