Balancing not just the budget
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RosaBernicia wrote: »Thanks Beanie
I was so grumpy at the beginning of the week but slowly realised that I'm getting there and although the house stuff looked like an almighty, monstrous, undoable scary thing I have got there bit by bit. It's my little haven and both of us deserve to be looked after, whether I live here forever or not.
Rosa xx
You do both do deserve to be looked afterI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I have been inspired by your DIY, so much so that I have signed up for a DIY course at my local college starting in late Autumn. If all goes to plan I will have more time soon but less money so doing some of the work myself will be :money: but also empowering. Thank youIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/2000 -
doingitanyway wrote: »I have been inspired by your DIY, so much so that I have signed up for a DIY course at my local college starting in late Autumn. If all goes to plan I will have more time soon but less money so doing some of the work myself will be :money: but also empowering. Thank you
Yay! :T
It is SO empowering DIA - I had no idea where to start but I have a good eye for design and a steady hand, and between books, YouTube and friends I am astonished what I can manage. A course is a good plan, I might look at that later in the year.
Just to give you an idea, I can now:- strip wallpaper (using the flat attachment on my little steam cleaner)
- fill small holes in plaster
- sand walls
- paint walls
- put up towel rail, cupboard and shelves (including checking for wires etc behind where I want to put something, drilling the holes, and finding the appropriate thing to hold stuff up - turns out it matters what is behind the plaster, which I'd never thought about before, and shouldn't always be just screws)
- drill through tiles (needs a different kind of drill bit)
- take down a fitted roller blind and its holders, and get it all back up in one piece and working
- fit a new shower attachment (one of these clever things, that uses the holes already drilled for your shower riser rail)
After a few more weeks of painting I shall be having a go at fixing taps. I'll keep you posted
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
I would love to do some kind of DIY course too. I am (thank goodness) a relatively practical person and have done odd jobs during the time we've lived in rented accommodation before buying. Annoyingly we've had mire (so called in some cases) professionals here to do things because I simply haven't had the time to do it all.
Best advise I can give though is that the key is in the prep...I would say 2/3 of a job is the prep work beforehand, and 1/3 being the stuff you actually see, but doing the prep well will give a better finish overall.Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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It's doing little things in rented places that got me started too... replacing sink plugs, putting together flatpacks, etc. I was quite surprised to realise how much of a toolkit I already had
You're quite right about the prep too - the things I have got wrong are usually from not double checking.Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Dashing in to report shuffle situation... it's not looking great. The minor car repairs wiped out the maintenance budget for that and it needs its MOT and hasn't been serviced yet. Plus I am supposed to be going away next month, though I am tempted to cancel at this point due to the money situation. But that would mean I didn't get time away at all this year. Still got some time to decide.
All else just plodding
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Does your emergency pot cover the vehicle bits? If so, then I'd be going away.
If in debt up the eye balls, can't afford to breathe - then I wouldn't go away.
If putting it on the credit card to be worrying about later then I wouldn't go either, but that's just me.
Think of the break as your service and MOT?My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese0 -
redofromstart wrote: »
Think of the break as your service and MOT?
Rosa, if it is possible for you to take a break do it!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.
Solicitor/survey savings 300/1700
Emergency fund 0/1000
Buffer fund 0/2000 -
Another vote for getting away if you possibly can.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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