Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
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    :j:T:j:T:j:T:j:T:j:j:T:j:T:j:T:j:T:j:T




    Take a few days of debt busting Off!! xxx

    I intend to lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • clearmydebts
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    Well done Abba! I'm just delighted for you!!!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Thanks everyone feeling chuffed with myself told hubby I had cleared it he was shocked as he has no interest in how I dish the money out to savings or debt so he was pleasantly surprised and I think it's given him a kick up the bum xx

    Started to raise funds for the playgroup I've taken over and we started with the football cards where you buy a team for £1 there are 40 teams on a card and the money gets split between the winner who gets £20 and the other £20 goes towards the playgroup so I've sold one whole card out already and the winner who was at hubby's work has said just to put his winnings towards the playgroup fund......how generous is that?!?!?!?

    Bee a spendy day today went up to town in the bus £3.70 nipped into the bank to hand in my forms to get my name put on the playgroup bank account so that's another thing off my to do list then it was off to buy the hubby a valentines card £1.49 and also bought my trashy mags £3.09 and then nipped into farmfoods for cold meat £3 and diluting juice £1.99

    After playgroup I treated myself to a subway salad £4.20 and bought the boys sausage rolls £1.60 still need to get myself some juice but can get that from the local shop who still has the 2 for £2 so will get that when I collect my after schoolers xx

    Avon phoned me stated I had a credit balance on my account and that if I didn't pay ASAP it would affect my credit record which I assured them I didn't after me getting seriously peed off they then stated that they hadn't credited my returns :eek: seriously avon at the moment are giving me a headache seriously considering getting shot of it once I get a house but I think Abbie wants to do it by then she'll be 14 so will hold off til then I guess xx

    Need to book rooms for my brother passing out parade for the army :T it's on May the 13th was looking at premier in who are wanting £90 but found travelogue for £62 going to see if I can get cash back for them before I book, money will need to come out the savings and I'll put it back later as money is getting a bit tight but due payment of one of my parents like yesterday but she's just started a new job so I'll forgive her then I'm due to get paid on Friday which will cover any spends we have during the weekend xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Afternoon :hello:

    Been a busy day started work at 7am til 1pm then will start again at 3pm til 5pm so another long day

    Boys were amusing themselves so took the opportunity to bleach the bathroom :j then we went to our all singing all dancing club which is FREE then we came home and made valentines cards for my mindees mum and dads before making lunch and doing the nursery run

    Sitting chilling with kk who's on his tablet before we do the school pick up need to go get juice which will cost me £2 so a LSD today :T

    No debt repayments til next week but these will be small as kids are off school for a week :eek: so don't want to leave myself too short X

    So far I have one refund back onto the credit card :T only two more to go and it'll bring the Halifax credit card to under £4K :T

    Still not been paid by one of my parents need to chase it up xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Arghhh not been on a while and see you cleared the card omg amazing!!!:D:D:D:D xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
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    Well done Abba - that is fantastic news!!!! :j:j:j:j:j:j:j:j
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Thank you monz and orangefairy means a lot can't wait to tackle the other credit card now lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Checked the Halifax credit card to see if any more returns have been added and I'm chuffed to see that it's all there so the card is officially back under the £4K mark really hope I can get this paid before we go for a mortgage here's hoping.

    My first target it to get it under the £2k by the end of June which might be pushing it seeing as I need to find £320 for Abbie Italy trip and £500 for our week which needs paid in May so we shall see xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Had to attend and meeting regarding funding for the playgroup.........what a headf#@k is all I'm saying more and more paperwork to come out my ears xx

    Took my wee gran out for lunch as a wee treat and for a catch up £10.90 then nipped into lidls for stuff for playgroup tomorrow and sweets for kk £1.99 so not too bad

    Working 3pm til 6pm then need to do the avon run and collect some new orders in so a busy afternoon today

    Hope you're all well xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    I love how dedicated you are not just saving mortgage/ debt but making sure it just does not affect your kids missing out what so ever :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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