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    • dan the ram
    • By dan the ram 14th Sep 17, 7:14 AM
    • 1Posts
    • 0Thanks
    dan the ram
    Car insurance claim - damaged property how does it affect?
    • #1
    • 14th Sep 17, 7:14 AM
    Car insurance claim - damaged property how does it affect? 14th Sep 17 at 7:14 AM

    I was hoping someone could give me some advice, I recently had an at fault accident with myself and someone's wall!

    I'm claiming for the damage of my car on the insurance, should I claim for the wall too or pay for it to be fixed privately? Will claiming for damage of property affect my insurance differently?

    There's not much damage to the wall and a builder lives next door so it's easily fixable.

    Will the claim get lumped together or will the damage to property part of the claim have a greater effect? This is my first at fault claim.

    Thanks in advance,
Page 1
    • paddyandstumpy
    • By paddyandstumpy 14th Sep 17, 7:33 AM
    • 1,033 Posts
    • 509 Thanks
    • #2
    • 14th Sep 17, 7:33 AM
    • #2
    • 14th Sep 17, 7:33 AM
    It'll get lumped in together. Claim value rarely (if ever) effects premium increase.
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