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    • Lolpop44
    • By Lolpop44 10th Sep 17, 12:04 PM
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    Lolpop44
    PPI not with bank
    • #1
    • 10th Sep 17, 12:04 PM
    PPI not with bank 10th Sep 17 at 12:04 PM
    Does anyone have any advise how I put a claim re PPI but not with a bank? I contacted the bank we had our mortgage with and they said the PPI was with our financial adviser, but we don't have his details any longer and I am not sure which company he used. Any advise?? Thank you,
Page 1
    • zx81
    • By zx81 10th Sep 17, 12:12 PM
    • 17,636 Posts
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    zx81
    • #2
    • 10th Sep 17, 12:12 PM
    • #2
    • 10th Sep 17, 12:12 PM
    If you don't have his details, you won't be able to send him your complaint.
    • dunstonh
    • By dunstonh 10th Sep 17, 12:25 PM
    • 93,353 Posts
    • 60,851 Thanks
    dunstonh
    • #3
    • 10th Sep 17, 12:25 PM
    • #3
    • 10th Sep 17, 12:25 PM
    I contacted the bank we had our mortgage with and they said the PPI was with our financial adviser, but we don't have his details any longer and I am not sure which company he used. Any advise?
    In which case, you probably dont have a case to answer.

    most adviser arranged PPI is standalone monthly premium PPI. That is how PPi should have been set up. Most of that is MPPI, which is a type of PPI still retailed today and considered important and sees most complaints rejected. The PPI issue is not considered to be an adviser failing. The numbers of complaints against advisers is miniscule (and most of those rejected.

    and finally, advisers were not regulated for insurance before 14 Jan 2005. So, if yours were before that date, you cant complain.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
    • jonesMUFCforever
    • By jonesMUFCforever 10th Sep 17, 1:10 PM
    • 24,938 Posts
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    jonesMUFCforever
    • #4
    • 10th Sep 17, 1:10 PM
    • #4
    • 10th Sep 17, 1:10 PM
    Just to add one obvious thing here - if you were paying monthly then a direct debit would show on your bank statements.
    What goes around - comes around
    give lots and you will always receive lots
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