How would the OR know?

This is a little ambiguous too


Section (a) Employment and self-employment

31.7.33 Bonus payment by employer

Where a lump sum bonus payment is received prior to bankruptcy, any sum remaining at the date of the bankruptcy order will vest in the bankruptcy estate as “cash at bank” and can be claimed as an asset in the normal way. Where a bankrupt is in receipt of earned income, and a bonus or overtime payment is received by him/her post bankruptcy, this should be considered as income within the terms of IA86 section 310(7) and included in any income payments calculation. Bonus income can be claimed via an IPA, either as a lump sum (in the same way as pension lump sum payments are claimable, see paragraph 31.7.52) or incorporated into monthly payments. If a bonus is paid to the (former) bankrupt whilst an IPA is already in force, the IPA may be varied to claim the bonus, including where the bonus is received after discharge. As with all income calculations, the bonus can only be claimed in circumstances where the bankrupt otherwise has sufficient funds to meet their reasonable domestic needs, see Annex B & Annex C for example calculations which illustrate this.

This statement only suggest that a bonus should be declared and no word of overtime( blue paragraph) for Former BR and discharged but if post BR ( red paragrath ) its states Bonus and overtime???

Hey Laura.

Thanks for your reply and I agree with all you have formally stated but it still ldoesnt really answer the original question.

If you made your IPA payment every month then why would they think you are not cooperating ?
I know BR has a legally and a moral demand to inform of any change but what if they it didn't?

What would initiate them to think you are not cooperating ?
If you don't tell them about said change to income and continue you to pay your IPA then that should be that really as your still cooperating ? My question is can they do spot checks to think you are being uncooperative?

Again.... this isn't an action I am doing / intend to do but I read people terrified about declaring a bonus or the odd day overtime and giving away the money they have sometimes had to do ( compulsory overtime) ?

Thoughts

Ahhh ok. Then it all makes sense again. Gardner , What do you make of the statement above? it does not say that discharged People with an IPA have to declare overtime - only bonuses? Do you agree with Laura or is this another loop hole? I know that you do have to declare it but someone could easily misread that statement and use it as a reason not to declare OT?

I totally agree LuvChocolate! I am just interested in the facts. I have spoke to some people who have had an IPA and continued there lives as normal - working overtime for holiday / home improvments / clothes etc with no repercussions and then i have spoke to people who inform the OR that they have earned an extra £80 that month and could they use it to get there children some new clothes and been told no as they have it in there budget (£20 a month or something?) its very demoralising i suppose but i am of the opinion that its only for 3 years and your debt free!! Like i say, its interesting. another theory i have read is that if your case is passed to the LDADT then you are shelved and forgotten about and to let sleeping dogs lie and keep your payments up to date but as Gardener has stated they can check your P60 and if you have earnt more than you stated you will be flogged publicly at dawn :-)