PPI on a Business Loan, How to Claim?

Genex
Genex Posts: 55 Forumite
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in Reclaim PPI & other insurance
I had a letter from one of these companies saying I could have had PPI on a business loan - I certainly had payment insurance as it was part of a government scheme (Enterprize Finance Garauntee? EFT)

My question is, I'm already struggling to get my head around claiming for myself, how would I go about claiming or submitting a form for the business loan? (the loan was taken on under the registered Limited company, not myself, not personal and not freelance/self employed)

TIA
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Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
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    You would complain in the company name.

    Don't use any claims company.
  • Genex
    Genex Posts: 55 Forumite
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    Deleted_User wrote: »
    You would complain in the company name.

    Don't use any claims company.

    Thanks. So the normal route/forms and just put the company name in the form?

    I'm really useless with things like this. I'm going through the pages here, it seems like a lot of digging is involved and I have to fill in forms for each lender - is there not a centralised service that checks or perhaps gives me a list of lenders I need to contact?
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
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    Your credit files give you the last 6 years.
  • Genex
    Genex Posts: 55 Forumite
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    Deleted_User wrote: »
    Your credit files give you the last 6 years.

    Would that be those free experian report or noodle?doodle? thingies?
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
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    That's the ones. Noodle, doodle, snap crackle and pop.

    Also known as Experian (MSE CRedit Club), Equifax I(Clearscore) and TransUnion (Credit Karma, formerly Noddle).
  • McKneff
    McKneff Posts: 38,819 Forumite
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    I didnt think you could get ppi on a business loan ....
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • SonOf
    SonOf Posts: 2,631 Forumite
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    McKneff wrote: »
    I didnt think you could get ppi on a business loan ....

    Yes you can. It has terms that are more suited to the self employed/company directors.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    SonOf wrote: »
    Yes you can. It has terms that are more suited to the self employed/company directors.
    ...Which makes it far more difficult to argue that it was mis-sold, of course..
  • Genex
    Genex Posts: 55 Forumite
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    Moneyineptitude wrote: »
    ...Which makes it far more difficult to argue that it was mis-sold, of course..

    That's what I'm thinking, but hey, if I'm filling in forms... :P
  • Genex
    Genex Posts: 55 Forumite
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    Another question, I see on the Barclays form it says if I did have PPI they'll raise a complaint on my behalf - do they all do that or is that something I need to watch for? (something about 30th June ruling?)

    And if that is the case, does that mean that all I need to do is the "check ppi" form and regardless of the result I don't need to pursue it or fill in claim forms? TIA
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