Debt Goals

Where has the weekend gone? Well it's not over yet.. but still.. it has flew by!

I have absolutely "hinched" my home from top to bottom... still got a few more jobs to do today (including ironing ) I'm also going to be making a batch of chilli for the freezer.

I've got to visit family and friends this afternoon so it will be a busy day.

I didn't manage to save anything from shopping this week but that's the way things go.. I don't expect to cut back every week. I did have some expensive items (I had to buy a new oven tray) and shampoo... crikey I find that expensive and hate buying it! But I did get a few yellow stickers as well

I love the Love Food Hate Waste Forum :T

Realistically I don't think I'm going to manage to hit the full target in obtaining my deficit on the car insurance. I don't have anything to sell. But on a positive, I do have what I have saved to put towards it - which is an achievement. I do have another week before the DD comes out and if I have NSDs this week I may be able to put a bit more to it.

So May looms ....:eek:

I'm dreading it.

Gonna have to make the budgets work and I think i'm going to struggle on "getting current" on my next goal which is a loan. I have 2 payments left but I'm behind £150. I was hoping to catch up but whatever happens, the loan will all be paid by the last payment - end of May. Once all the "biggies" are out of the way in May - I shall concentrate on this.

Firstly - DD2 birthday. DH and I go half. We're also going out for tea. I have a weekly shop before the birthday so hope to make some savings to put towards the meal. No starter or pudding for me - which is a good thing

I can get through this... emphasises the point that I need to budget for birthdays... something I've never done. Once I'm on track "getting current" - I will review this in the budget as the birthdays ease off after May.

Enjoy BH Monday x

Stephbaker wrote: »

Any better option for the same?

Hi Steph

Sorry can you explain a little further for me as I'm not sure what you are referring too x

Blast ! post never saved :mad:

Anyway, we had an unexpected guest for DD2 birthday meal - the meal cost just over £100 for 5 which included 2 starters, mains and drinks with a birthday cake thrown in. Good value for money!!

DH has saved for the trip to Barcelona so that is covered but I do feel guilty about the small contribution I'm making .. I'll make it up to him though.

Not shopping this week - just essentials - to keep expenses down.

It's the 21st tomorrow - DH will buy this present as "its his side"... I have 4 this month from "my side"... we do need to set up a birthday budget in going forward.

x

Barcelona is such an amazing city - lots to see - architecture is amazing!

Its very busy and I've realised I'm not a city girl - myself and DH kept getting lost!

Many thanks to our DDs for the amazing opportunity :j

Back to reality!

This diary is working for me.. in that I putting "pen to paper" which is reminding me of what my goal is... making me accountable!

Previously I did manage to save towards my deficit on car insurance (this is now up to date), and whilst I am "on top of birthdays" due to the cost of living rise etc, and have managed to get current with my loan, it is now on to my next challenge (this is how I like to describe my debts)!

As I'm current with paying my bills, I did want my next challenge to be a £1000 Emergency Fund, however, I do need to pay back a family member this amount by end of August at the latest... so this is my next challenge.:eek:

I'm about to meal plan for the week before my weekly shop and lets see if I can make any savings towards my new challenge.

Hopefully I have saved my signature correctly!

I managed to make a saving of £17.95 on my shopping this week. I shopped in L*dle and Tesco. I was absolutely delighted with this saving and have rounded it up to £20 towards my next debt busting goal - signature updated