Pay off mortgage and start having fun!

It's Monday morning again already! The conservatory was cleared at the weekend after sorting out a shocking 8 bags of junk and paperwork. now it looks lovely again.

Dd is working for dh now , just one day a week. She normally gets £50 pocket money per month from us since she started college (although we pay the college bus and phone contract too) so I decided to reduce her £50 to £30, she is planning on saving half her wages so Is quite sensible. So I've set up direct debits for £10 pm for each of the three kids to go to their new isas with the savings made ( plus have recuced the gas/elec dd by £10 as we seem to be using less).

We are still working on the account everything to zero method on payday, the wages and child benefit go in and this basically equates exactly to the amount of direct debits / mortgage payments / holiday payments / car expenses/ and cash we draw out each week. So no room to overspend, this will only be the second month in a very long time we will be using this method, it's quite hard as the cash I'm drawing out pw is much reduced but it's the only way if we are doing to attempt to clear the mortgage in the remaining term.

I have booked a half hour at the local go karting track for ds1s birthday treat (ds2 didn't fancy it) it was a massive £20 for 30 mins each plus £3 booking fee :eek: unbelievably if I have booked it during the holidays it would have been much dearer but as it's Tuesday night after school finishes it's a lot cheaper. Ds 2 can't think of a single thing to do , so I said he can have an extra present instead. Still need to sort out birthday cakes and a balloon each

Oops waffling on when I should be up getting ready , hope everyone had a good weekend.