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  • FIRST POST
    • Hard Up Hester
    • By Hard Up Hester 16th Nov 19, 12:48 PM
    • 4,151Posts
    • 52,707Thanks
    Hard Up Hester
    Where do I start?
    • #1
    • 16th Nov 19, 12:48 PM
    Where do I start? 16th Nov 19 at 12:48 PM
    My husband had a stroke October 2018 and has been on sick pay for a year. Last week he was formally dismissed from work on grounds of medical incapacity.
    We are now living on my state pension and our savings.
    We live on a boat so we may be classed as No Fixed Abode.
    He is 62 I'm 67.
    I have no idea what to do next.
    Do we go to the job center.
    I would be very grateful for any advice.
    Chin up, Titus out.
Page 1
    • sportsarb
    • By sportsarb 16th Nov 19, 12:55 PM
    • 1,037 Posts
    • 735 Thanks
    sportsarb
    • #2
    • 16th Nov 19, 12:55 PM
    • #2
    • 16th Nov 19, 12:55 PM
    Presumably you have a postal address and are stationary the majority of the time?

    Two options if there is continuing incapacity would be New Style ESA and PIP. Maybe also worth sticking in a claim for Universal Credit.

    Jobcentre visit isn't necessarily something you have to do to begin with. You can make contact by phone and get more information and make claims (for some benefits).

    https://www.gov.uk/browse/benefits/disability
    • Hard Up Hester
    • By Hard Up Hester 16th Nov 19, 12:58 PM
    • 4,151 Posts
    • 52,707 Thanks
    Hard Up Hester
    • #3
    • 16th Nov 19, 12:58 PM
    • #3
    • 16th Nov 19, 12:58 PM
    Thank you for that I'll take a look.
    Chin up, Titus out.
    • pmlindyloo
    • By pmlindyloo 16th Nov 19, 1:07 PM
    • 12,476 Posts
    • 14,266 Thanks
    pmlindyloo
    • #4
    • 16th Nov 19, 1:07 PM
    • #4
    • 16th Nov 19, 1:07 PM
    Do you have a Citizens Advice near to you?

    Since you say you have 'no idea' about benefits then CA would be the best place to go.

    You need to ask for a full benefits check.

    Take with you evidence of your income (recent bank/post office statements and proof of savings etc) plus your husband's letter re: ending his employment.

    I agree that new style ESA and PIP are the probable benefits to claim and possibly Universal Credit depending on savings and pension amounts.
    • Hard Up Hester
    • By Hard Up Hester 16th Nov 19, 1:47 PM
    • 4,151 Posts
    • 52,707 Thanks
    Hard Up Hester
    • #5
    • 16th Nov 19, 1:47 PM
    • #5
    • 16th Nov 19, 1:47 PM
    Thanks I will go to CA, we have to visit to make an appointment, we can't phone for one, I will do that next week.
    Chin up, Titus out.
    • Rubyroobs
    • By Rubyroobs 16th Nov 19, 2:47 PM
    • 184 Posts
    • 88 Thanks
    Rubyroobs
    • #6
    • 16th Nov 19, 2:47 PM
    • #6
    • 16th Nov 19, 2:47 PM
    If you have savings over 16k then you will not be able to claim Universal credit. Any savings between 6k and 16k will reduce what UC you can get. It will all depend on your pension, you may be able to get some help with mooring costs ( via Universal credit ) if you pay those I think. If your husband has worked and paid NI contributions over the past few years then he can claim New style ESA which may be more than what you would get on Universal credit. He will need a sick note to claim this.
    • Alice Holt
    • By Alice Holt 16th Nov 19, 3:12 PM
    • 3,498 Posts
    • 4,057 Thanks
    Alice Holt
    • #7
    • 16th Nov 19, 3:12 PM
    • #7
    • 16th Nov 19, 3:12 PM
    Some helpful links worth looking at:

    Benefits advice -
    https://www.citizensadvice.org.uk/about-us/contact-us/contact-us/contact-us/
    https://www.gov.uk/benefits-calculators

    PIP:
    https://www.citizensadvice.org.uk/benefits/sick-or-disabled-people-and-carers/pip/
    https://www.benefitsandwork.co.uk/personal-independence-payment-pip/pip-self-test

    New style ESA
    https://www.gov.uk/guidance/new-style-employment-and-support-allowance
    https://www.benefitsandwork.co.uk/employment-and-support-allowance/start-the-esa-test

    Help with mooring fees:
    https://england.shelter.org.uk/housing_advice/shared_ownership_leasehold/living_on_a_boat

    Stroke association:
    https://www.stroke.org.uk/
    Last edited by Alice Holt; 16-11-2019 at 3:17 PM.
    Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.
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